Last Updated on 12 April 2026
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CBD Unit Time Deposits - 6 months
Unit Time Deposits - 6 months
Features
- Fixed deposit with unit-based withdrawal flexibility
- Available in two tenors: 6 months and 1 year
- Minimum deposit starts from AED 100,000
- Earn up to 1.25% on monthly average balances
- Partial withdrawals allowed in multiples of AED 10,000
- Continued interest on remaining balance after withdrawal
- Interest rates fixed at the time of booking
- Available to UAE residents and non-residents
- You do not get a dedicated relationship manager for this account
- You are required to pay annual balance of AED 0
- Non maintenance fee that has to be paid monthly is AED 0
- You can not open this account in other major currencies
- Required to maintain a minimum monthly balance of AED 100000
- 0.40% profit rates are paid on the given account
Required Documents
- Completed deposit application form
- Emirates ID
- Passport copy
- UAE residence visa (for expatriates)
Main Benefits
- Minimum Partial premature Withdrawal Amount is AED 10,000 and its multiplier
- Flexibility to withdraw funds without breaking full deposit
- Continued earnings on remaining balance
- Predictable and stable returns
- Suitable for high-value deposit holders
- Minimum remainder balance after partial premature Withdrawal Amount is AED 10,000
- Combines liquidity with fixed income advantage
- Interest rates for 6 Months is 0.40% p.a and 1 Year is 0.55% p.a.
- Ideal for short-term and medium-term financial planning
- For deposit booked for 6 months under 1 Month: If you withdraw units within the first month, you earn 0.00% interest on that amount.
- For deposit booked for 6 months 1 to 2 Months: If you hold for at least a month but less than two, you earn a symbolic 0.10%.
- For deposit booked for 6 months 2 to 4 Months: Staying a bit longer bumps that "exit rate" to 0.15%.
- For deposit booked for 6 months 4 to 6 Months: Withdrawing just before a 6-month milestone earns you 0.20%.
- Under 1 Month (7 Days to 1 Month): You earn 0.00% interest.
- Effectively, you just get your principal back for that portion.
CBD
Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:
- Authenticity
- Simplicity
- Partnership
- Innovation
- Responsibility
- Excellence
Get in touch with CBD Customer Care