Last Updated on 12 April 2026
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Sharjah Islamic Bank MaxPlus Deposit Account
MaxPlus Deposit Account
Features
- Get Maximum Profit and Maximum Flexibility with MaxPlus Deposit Account
- Enjoy Great returns with SIB MaxPlus Deposit Account
- Earn Maximum Profit and Maximum Flexibility
- Profit rate up to 4.00% (36 months tenure) and 4.25% (18 months tenure)
- The Minimum Deposit amount is AED 10,000
- Offers competitive profit rates that increase over the deposit tenure, helping your savings grow steadily.
- Customers can access their funds without closing the deposit, providing liquidity when needed.
- Financing facility available up to 90% of the deposit value, allowing you to meet financial needs without touching your investment.
- Available in 18-month and 36-month tenures, suitable for medium and long-term planning.
- Profit is calculated monthly and paid at maturity.
- USD or AED
Required Documents
- The following documents are required.
- Original passport & Emirates ID, UAE residence visa for expats
- Eligibility Criteria:
- Applicant must be 21 years or older
- Minimum deposit: AED 10,000
- Maximum deposit limit as per bank policy
Main Benefits
- Sharjah Islamic bank provides Max Plus Deposit Account where the customer can get high returns with Maximum Profit and Flexibility. With a finance facility against the deposit it makes it attractive to the customers as the max plus deposit account is the most preferred option.
- You can access funds anytime without breaking the deposit
- Provides you with finance against your deposit up to 90%
- Earn Profit rate up to 4.00% with 36 months tenure and 4.25% with 18 months tenure
- The Profit will be calculated on a monthly basis at the profit rate expected for the specific month and payable on deposit maturity.
- You can start getting access to fund any time without breaking the deposit
- Step-up profit structure ensures better returns over time.
- Access your funds without losing the deposit structure.
- Use your deposit as collateral to secure financing.
- Fully aligned with Islamic banking principles.
- Suitable for education, business, or long-term financial goals.
Frequently Asked Questions
Q. What is the minimum balance?
A. The minimum balance is AED 10,000
Q. What is the eligibility criteria?
A. The applicants should be 21 years of age and have minimum balance of AED 10,000
Q. Do you get finance support?
A. Yes, you get up to 90% finance support against your deposit
Q. What tenures are available?
A. You can choose between 18 months and 36 months.
Q. When is profit paid?
A. Profit is calculated monthly and paid at maturity.
Q. Can I withdraw before maturity?
A. Yes. You may access funds without closing the deposit, though profit may be adjusted.
Q. Will I lose profit if I withdraw early?
A. Early access may result in partial or full loss of expected profit, as per bank policy.
Sharjah Islamic
Established in 1975 through an Amiri decree, the bank was initially known as the National Bank of Sharjah. In 2002, the bank was the first bank to convert to Islamic Banking and was renamed as Sharjah Islamic Bank (SIB). SIB has a Vision 'to be the bank of choice, delivering creative customer solutions based on Islamic principles of partnership, trust & equality for all’. The values followed by them are :
- Bonding and Harmony
- Compliance
- Learning and Self Development
- Social Responsibility
- Creativity and Innovation
Get in touch with Sharjah Islamic Bank Customer Care