Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Deem Personal Loan

Deem Bank

Personal Loan

Minimum Salary

AED 5K

Reducing Rate

15.99%

Early Settlement Fee

1.05%

Arrangement Fee

1%

minimum salary

AED 5K

Minimum Salary

reducing rate

15.99%

Reducing Rate

early settlement fee

1.05%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

View details on bank page

Features

  • Quick and hassle-free documentation
  • Can get pre-approval for the loan
  • The maximum tenure of 4 years is provided
  • Interest rate starts from 15.99% to 34.99% per annum
  • A minimum salary of AED 5000 is required

Required Documents

  • Emirates ID
  • Salary certificate or payslips
  • Passport
  • Last 3-6 months Bank statements

Benefits

  • Salary transfer is not mandatory
  • Provides high loan amount
  • Affordable monthly installments
  • Quick processing of the loan

Frequently Asked Questions

⭐ What are the charges to get pre-approval?

A. There are NO charges levied to get pre-approval of the loan.

⭐ Are expats eligible for the loan?

A. Yes. Expats in the UAE region are eligible.

⭐ What is the minimum age required for the applicant to be eligible?

A. The minimum age required is 21 years to be eligible for a personal loan at Deem.

Deem

Deem Finance offers personal finance solutions for the individuals in the UAE. They work with an aim to offer brighter financial future for their customers. 

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