Last Updated on 29 December 2025

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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FAB Elite Gold Current account

FAB Bank

Elite Gold Current account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Minimum Salary

AED 50K

Relationship Manager

Yes

Yes

FAB
min balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

min salary

AED 50K

Minimum Salary

relationship manager

Yes

Relationship Manager

Yes

Currency Account

View details on bank page

Features

  • Premium current account designed for elite and affluent customers
  • No minimum balance requirement to maintain the account
  • Complimentary Elite Gold Mastercard World Debit Card
  • Unlimited free cheque books
  • One free international remittance per month (from AED accounts)
  • High daily debit card limits:
  • ATM cash withdrawals up to AED 40,000 per day
  • Retail purchase limits up to AED 75,000 per day
  • Free ATM cash withdrawals across the UAE
  • Selected number of free international ATM withdrawals
  • Access to FAB Rewards Programme on eligible debit card usage
  • Multi-channel banking access- FAB Mobile App, Online banking, Branch banking & Phone banking
  • Eligibility Criteria: Applicant must be 21 years or older
  • Must meet at least one Elite qualification requirement:
  • Total Relationship Balance (TRB) of AED 500,000 or more, or
  • Mortgage relationship of AED 2.5 million or more, or
  • Monthly salary transfer of AED 50,000 or above

Required Documents

  • Completed FAB account opening application form
  • Valid Emirates ID (original and copy)
  • Valid passport with UAE residence visa (original and copy)
  • Salary certificate or proof of income (if applicable)
  • Additional documents may be requested based on compliance or customer profile

Main Benefits

  • A high-end current account tailored for professionals and affluent individuals
  • Designed for convenience, liquidity, and control over daily finances
  • No minimum balance eliminates maintenance pressure
  • Free cheque books reduce traditional banking costs
  • Complimentary international remittance adds global convenience
  • High Debit card withdrawal and spending limits to support premium lifestyles
  • Free local ATM access and overseas withdrawal benefits
  • Worldwide acceptance with added security and convenience
  • Earn FAB Rewards on eligible debit card transactions
  • Redeem rewards across lifestyle categories including shopping, dining, travel, and services
  • 24/7 account access via FAB Mobile App and online banking
  • Real-time transaction alerts and easy account management

Frequently Asked Questions

Q. Is there a minimum balance requirement for the Elite Current Account?

A. No. The account does not require a minimum balance to remain active.

Q. What debit card is provided with this account?

A. Customers receive a complimentary Elite Gold Mastercard World Debit Card.

Q. Are international remittances included?

A. One international remittance per month is typically free on AED accounts, subject to bank terms.

Q. Can the account hold multiple currencies?

A. Yes. The Elite Current Account supports multi-currency banking.

Q. What are FAB Rewards?

A. A loyalty programme that allows customers to earn points on eligible debit card usage and redeem them for lifestyle benefits.

Q. Who is eligible to open this account?

A. Individuals aged 21 and above who meet FAB’s Elite qualification criteria.

Q. Can the account be opened online?

A. Yes. The account can be opened through FAB’s digital channels or by visiting a branch.

FAB

First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision

   Get in touch with FAB Customer Care

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