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Dubai Islamic Bank Al Islami Investment Deposit
Al Islami Investment Deposit
Features
- Sharia-compliant investment structure
- Available for adults and minors (with guardian consent)
- Flexible investment tenures to suit short- and medium-term goals
- Multiple currency options including AED, USD, and EUR
- Competitive expected profit rates based on selected tenure
- Automatic roll-over option available at maturity
- Profit credited to a linked Dubai Islamic Bank account
- Easy access through online banking, mobile app, phone banking, or branch
Required Documents
- To open an Al Islami Investment Deposit, the following documents are typically required:
- Valid Emirates ID for UAE residents
- Valid passport (mandatory for all customers)
- Proof of address, if requested
- Completed investment deposit application form
- Guardian documents for accounts opened in the name of minors
- Additional documents may be required depending on customer profile and regulatory requirements.
Main Benefits
- Invest your funds in a Sharia-compliant manner while earning expected profits aligned with Islamic principles.
- Choose from a range of tenures that match your financial planning needs, whether short-term or longer-term.
- Diversify your investments by selecting from multiple supported currencies.
- A suitable option for parents and guardians looking to build savings for minors in a disciplined and ethical way.
- Manage your investment deposit easily through digital banking channels or at any DIB branch.
- Minimum deposit amount generally starts from AED 5,000 for AED accounts
- Different minimum amounts may apply for USD and EUR deposits
- Minimum balance and eligibility criteria may vary based on currency and bank policy.
Frequently Asked Questions
Q. What is an Al Islami Investment Deposit?
A. It is a Sharia-compliant term investment that allows customers to invest funds for a fixed period and earn expected profit based on tenure and market performance.
Q. Are profits guaranteed?
A. Profit rates are expected and not guaranteed, as returns depend on market conditions and Sharia-compliant investment performance.
Q. How often is profit paid?
A. Expected profit is usually credited periodically to the linked account, as per the agreed terms.
Q. Can the deposit be opened for a minor?
A. Yes, the account can be opened for minors with a parent or legal guardian acting on their behalf.
Q. Is early withdrawal allowed?
A. Early withdrawal may be permitted, but it can impact the expected profit. Specific terms apply.
Q. How can I open this deposit account?
A. The account can be opened through online banking, mobile banking, phone banking, or by visiting a Dubai Islamic Bank branch.
Q. Why Choose Al Islami Investment Deposit?
A. Trusted Islamic banking expertise
Ethical and transparent investment structure
Flexible and customer-friendly features
Suitable for personal savings and future planning
Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
Get in touch with Dubai Islamic Bank Customer Care