Top 10 Personal Loans
Dunia Finance Personal Loan
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.
Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.
This product is discontinued by the Bank
- Quick approval of loan
- High finance
- Repayment period is up to 4 years
- The benefits can be availed by existing loan holder only. This product is not available for new applicants.
- The loan is provided for a interest rate of 14%
- Minimum salary of AED 5,000 is required
- The reduction rate and the flat rate is 14% and 7.72% This denotes that the computation done was a division of the reduction rate by 1.813
- It is not mandatory to transfer your salary to apply for this scheme
- Finance up to AED 150,000
- Early settlement fee is 1% of finance amount
- Arrangement fee is 1% of loan amount
- High Finance amount is provided by the bank
- Quick approval of loan within 48 hours
- There is low salary requirement for this loan
Frequently Asked Questions
⭐ Why is personal loan called all-purpose loan?
A. Personal loan is called all-purpose loan because the lender is least concerned with the purpose for which the loan is taken.
⭐ Do we get insurance cover along with the given finance?
A. No, but by adding AED 12 per month you can get insurance along with this finance.
⭐Do we have to give any extra charges if we need to close our personal loan in Dunia Finance?
A. Yes, there are prepayment charges that is around 1% of the outstanding amount to be paid.
⭐ How often can I receive my account statement in Dunia Finance bank?
A. You can receive account statement at every end of the month. If you wish to know the balance before itself then you may call Dunia Finance call centre on +971 4 423 8642.
⭐Do we need to provide proof of residence while applying for personal loan in Dunia Finance?
A. Yes, it is a requirement to submit proof of residence while applying for personal loan in Dunia Finance.
Dunia finance is a financial institution jointly owned by Waha Capital, Mubadala Development, Fullerton Financial Holdings, and A.A. Al Moosa Enterprises. The finance company provides their services in more than 30 languages and follows a unique approach to satisfy the requirements of the customers.
Dunia Finance follows the following corporate values:
- Customer commitment
- Striving for excellence
- Value of people
- Integrity and ethics
- Serving the community
Get in touch with Dunia Finance Customer Care