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Emirates Islamic Personal Finance for UAE Nationals
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Personal Finance for UAE Nationals
Early Settlement Fee
- Free Credit Card
- Low processing fees
- Only 1 month salary transfer is required
- Repayment period is up to 4 years
- Only UAE Nationals can apply for this scheme
- The loan is provided for a interest rate of 5.74%
- Minimum salary of AED 5,000 is required
- The reduction rate and the flat rate is 5.74% and 3.19%.
- It is mandatory to transfer your salary to apply for this scheme
- Finance up to AED 4,000,000
- Early settlement fee is 1% of finance amount
- Arrangement fee is 2.5% of loan amount
- Free Credit Card is provided along with this scheme
- For the first year free of annual fee
- Repayment period is long
- Low minimum salary requirement is there for this scheme
Frequently Asked Questions
Q. Can I get zero deposit approval in Emirates Islamic bank?
A. Depending on your profile the bank decides zero deposit approval should be given or not.
Q. What extra benefits do we get along with this finance?
A. High loan amount, 100% discount on first year's annual fees and pre approved credit card with no minimum balance requirement are few benefits that you'll get along with this finance.
Q. What is the minimum length of service required to apply for the given finance?
A. Minimum one month length of service with first salary credited in Emirates Islamic account is required to be eligible for this finance.
Q. How can I get good credit history in Emirates Islamic?
A. You can pay your monthly installments on time or before time to get good credit score.
Q. What if I am laid off and not able to pay my monthly installments?
A. Contact Emirates Islamic bank as soon as possible as it can affect your credit score.
In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.