Top 10 Personal Loans
Other Personal Loans From United Arab Bank
United Arab Bank Cash Flow Salary Transfer Personal Loan
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.
Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.
Cash Flow Salary Transfer Personal Loan
- Repayment period is up to 4 years
- The loan is provided for a interest rate of 3.99%
- Minimum salary of AED 10,000 is required
- The reduction rate and the flat rate is 3.99% and 2.19%. This denotes that the computation done was a division of the reduction rate by 1.814
- It is mandatory to transfer your salary to apply for this scheme
- Finance up to AED 400,000
- Early settlement fee is 1% of loan amount
- Arrangement fee is 1% of loan amount
- Can get up to AED 400,000 loan amount
- Repayment period is long
- Provides finance to applicants who are new to job in UAE. No minimum length of service is required.
Frequently Asked Questions
⭐ How is the rate of interest determined for your personal loan in United Arab bank?
A. Rate of interest is determined on the basis of your credit history, salary and debt obligations.
⭐ How long does it take to disburse the personal loan?
A. Once the documents are submitted, it takes around 2-5 working days to get the loan amount in your Unite Arab bank account.
⭐ Am I allowed to club the income of my spouse with mine to increase my eligibility?
A. Yes, you are allowed to club the income of your family members and partners who own stakes of up to 51%.
⭐ Do we have to pay charge for late payment of installments?
A. Yes, you'll be charged with penalty fee for late payment along with that it'll also affect your credit history.
⭐ What are the different ways in which we can repay our personal loan in United Arab bank?
A. Different ways in which we can repay our personal loan are:
2. Post dated cheque
Headquartered in Sharjah, with over 25 branches across the UAE, United Arab Bank, P.J.S.C. (UAB), which was incorporated in 1975, has established itself as a leading banking services provider in the UAE. UAB has a Vision ‘of being the trusted partner and the UAE bank of choice for customers’ and a Mission of ‘offering a superior customer experience, creating shareholder value, and adopting an innovative banking approach while remaining loyal to the nation's heritage and contributing to the overall development of the UAE.’ UAB follows the values of :
- Customer Focus
Get in touch with United Arab Bank Customer Care