Last Updated on 07 February 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Arab Bank Elite Account

Arab Bank Bank

Elite Account

Min Balance to Maintain

AED 367K

Monthly Fee

AED 25

Annual Fee


Relationship Manager


Arab Bank
min balance

AED 367K

Min Balance to Maintain

monthly fee

AED 25

Monthly Fee

annual fee


Annual Fee

relationship manager


Relationship Manager

View details on bank page


  • Should have a monthly income or deposit account or a home loan to avail Elite banking service
  • A minimum monthly income of AED 40,000 is required
  • Provides high-interest rates on the account balance
  • AED 25 is charged as the monthly fees
  • Provides access to multiple currencies

Main Benefits

  • Get complimentary Arab bank Visa Signature credit card with high rewards
  • Get dining, shopping and travel benefits on the free credit card
  • Get Elite Visa platinum debit card
  • High cash withdrawal limit is provided
  • Get purchase protection cover on the purchases made using the debit card

Frequently Asked Questions

⭐ Can I add a co-applicant to the account?

A. Yes, you can maintain the elite banking account with a joint holder.

⭐ Is it mandatory to pay the monthly fees?

A. No, the monthly fees of AED 25 are paid only if the minimum balance is not maintained.

⭐ Can I avail airport lounge benefits using my free credit card?

A. Yes, you get access to more than 750 airport lounges globally.

⭐ What are the other benefits I can get on my credit card?

A. You can avail exclusive dining benefits at more than 500 restaurants.

⭐ Do I get discounts on my debit card too?

A. Yes, discounts at hotels and car rentals are provided on the Elite Visa Platinum Card.

⭐ What are the profit rates provided on the current account?

A. There is no interest rate provided on the current account.

⭐ What is the interest rate provided on the savings account?

A. On the savings account, 0.125% of the account balance is provided as the interest rate.


With over 600 branches across five continents, Arab Bank is the largest global bank in UAE. It is headquartered in Amman, Jordan. Arab Bank is also present in key financial markets and centers such as London, Dubai, Singapore, Geneva, Paris, Frankfurt, Sydney, and Bahrain. The bank operates on the following pillars of values:

  • Trust
  • Commitment
  • Corporate responsibility
  • Service Excellence
  • Customer Focus
  • Empowerment
  • Teamwork
  • Transparency.

   Get in touch with Arab Bank Customer Care


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