Last Updated on 12 April 2026

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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CBD Savings Account

CBD Bank

Savings Account

Min Balance to Maintain

AED 5K

Monthly Fee

AED 0

Annual Fee

AED 0

Minimum Salary

AED 5K

Relationship Manager

No

Yes

CBD
min balance

AED 5K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

min salary

AED 5K

Minimum Salary

relationship manager

No

Relationship Manager

Yes

Currency Account

View details on bank page

Features

  • Competitive interest earned on monthly average balances
  • Available in AED and select major foreign currencies
  • Access through online and mobile banking platforms
  • Easy fund transfers and balance monitoring
  • Simple account structure with low maintenance requirements
  • Suitable for both residents and eligible non-residents
  • There is no monthly or annual fees on this account.
  • There is a low balance fee of AED 26.25 on this account.
  • This account is available in all major currencies AED, USD, GBP, EUR, SAR, AUD, CAD, CHF, SEK, JPY
  • You require a minimum balance of AED 5000 for this account.
  • Interest on this account is calculated annually, and credited to your accounts half yearly.

Required Documents

  • Opening the account is straightforward. Typically, you’ll be asked for: Emirates ID (for UAE nationals and residents)
  • Passport and valid residence visa (for expatriates)
  • A completed account opening form
  • Additional documents may be requested depending on individual circumstances.

Main Benefits

  • Helps grow idle savings through interest earnings
  • Offers flexibility to deposit and withdraw funds as needed
  • Supports digital banking for anytime account access
  • No mandatory salary transfer requirement
  • Backed by a well-established UAE bank with strong credibility
  • Interest is calculated based on the monthly average balance maintained in the account
  • No monthly maintenance fee applies when the required minimum balance is maintained
  • Charges may apply if the balance falls below the prescribed threshold

Frequently Asked Questions

⭐ How can I open Commercial Bank of Dubai Savings Account?

A. You can apply for CBD savings account online or can call at 600 575 556 (inside UAE) +97160057555 (outside UAE) or SMS ACCOUNT to 4266.

⭐ What is the eligibility to open Commercial Bank of Dubai Savings Account?

A. For UAE national, resident & non-UAE residents minimum 18 years of age required to open Commercial Bank of Dubai Savings Account.

⭐ What is the minimum balance required to maintain a monthly Commercial Bank of Dubai Savings Account?

A. AED 5,000 is required to be maintained as the minimum balance in the commercial bank of Dubai savings account.

⭐ What are the charges on non-maintenance of a monthly balance in the CBD savings account?

A. AED 26.25 is charged for non-maintenance of the minimum balance in the account.

⭐ How to close a CBD savings account?

A. Account holders must have to apply for account closure form by visiting bank branch or via online & mobile banking.

⭐ What is the account closure fee of CBD savings account?

A. AED 105 is charged as account closure fees.

Q. Is a salary transfer mandatory for this savings account?

A. No. This savings account does not require salary transfer.

Q. How is interest calculated?

A. Interest is calculated on the monthly average balance maintained in the account.

Q. Are there any monthly charges?

A. Monthly charges apply only if the minimum balance requirement is not met.

Q. Can I access my account digitally?

A. Yes. The account supports both online and mobile banking services.

Q. Is the account suitable for non-residents?

A. Eligible non-residents may apply, subject to documentation and bank approval.

CBD

Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:

  • Authenticity
  • Simplicity
  • Partnership
  • Innovation
  • Responsibility
  • Excellence

   Get in touch with CBD Customer Care

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