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Emirates Islamic Savings Accounts in UAE

Emirates Islamic Savings Account

Emirates Islamic Bank

6 Emirates Islamic Bank Savings Accounts

Kunooz Savings Account

Min Balance to Maintain

AED 3K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

No

minimum balance

AED 3K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

No

Currency Account

Features

  • This is an Islamic account by nature.

Features

  • This is an Islamic account by nature.

Benefits

  • A chance in winning Quarterly Grand Cash Prize of AED 1 Million.
  • Get a chance to win Monthly Prize of Tesla Car
  • Every 2 weeks cash Prize of AED 50,000 is offered
  • Can be opened for minors as well< br> Can apply as the joint account

View details on bank page

Super Savings account

Min Balance to Maintain

AED 5K

Monthly Fee

AED 0

Minimum Salary

AED 5K

Relationship Manager

No

No

minimum balance

AED 5K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

minimum salary

AED 5K

Minimum Salary

relationship manager

No

Relationship Manager

No

Currency Account

Features

  • A minimum salary of AED 5000 is required
  • A quarterly average balance of AED 5000 is required to be maintained
  • The account can be availed only in AED

Features

  • A minimum salary of AED 5000 is required
  • A quarterly average balance of AED 5000 is required to be maintained
  • The account can be availed only in AED

Benefits

  • A free debit card is provided
  • Provided 2020 skywards miles on account opening as a welcome bonus
  • Can get up to 15000 skyward miles per quarter
  • Can get savings account for free and no monthly minimum balance requirement
  • Can get online banking and phone banking facilities
  • Can get SMS alerts

View details on bank page

Super Savings Etihad Guest Account

Interest Rate

0.1%

Min Balance to Maintain

AED 5K

Minimum Salary

AED 5K

No

interest rate

0.1%

Interest Rate

minimum balance

AED 5K

Min Balance to Maintain

minimum salary

AED 5K

Minimum Salary

No

Currency Account

Overview

  • Super Savings Etihad Guest Account provides you with greater earnings and savings. You can save and earn up to 15000 Etihad Guest Miles. Enjoy the world and travel in style by using the Super Savings Etihad Guest Account with Emirates Islamic. Simply Save and earn up to 15000 Etihad Guest Miles on your balance. You can redeem miles for flight bookings, cabin upgrades and many more.

Overview

  • Super Savings Etihad Guest Account provides you with greater earnings and savings. You can save and earn up to 15000 Etihad Guest Miles. Enjoy the world and travel in style by using the Super Savings Etihad Guest Account with Emirates Islamic. Simply Save and earn up to 15000 Etihad Guest Miles on your balance. You can redeem miles for flight bookings, cabin upgrades and many more.

View details on bank page

Emarati Family Savings Account

Interest Rate

1.25%

Min Balance to Maintain

AED 0

Annual Fee

AED 0

No

interest rate

1.25%

Interest Rate

minimum balance

AED 0

Min Balance to Maintain

annual fee

AED 0

Annual Fee

minimum salary

AED 0

Minimum Salary

No

Currency Account

Overview

  • Emirati Family Savings account provides various benefits from high profits to free discounts. It can be easily opened by UAE nationals. There are pooled benefits available where the minimum members required is 2 and the maximum is 10 members. The primary member age should be minimum 21 years. For secondary members there is no age restriction. Non UAE nationals cannot be primary members. Details of immediate family members are required for linking the account.

Overview

  • Emirati Family Savings account provides various benefits from high profits to free discounts. It can be easily opened by UAE nationals. There are pooled benefits available where the minimum members required is 2 and the maximum is 10 members. The primary member age should be minimum 21 years. For secondary members there is no age restriction. Non UAE nationals cannot be primary members. Details of immediate family members are required for linking the account.

View details on bank page

E-Savings Account

Interest Rate

1%

Min Balance to Maintain

AED 0

Relationship Manager

Yes

Yes

interest rate

1%

Interest Rate

minimum balance

AED 0

Min Balance to Maintain

relationship manager

Yes

Relationship Manager

Yes

Currency Account

Features

  • Total customer relationship balance of AED 25 should be maintained
  • There are no chequebooks or ATM cards are provided

Features

  • Total customer relationship balance of AED 25 should be maintained
  • There are no chequebooks or ATM cards are provided

Benefits

  • Get up to 1% profit on the balance maintained in the account
  • Get profits every quarterly
  • No limitations on the transactions monthly
  • No minimum balance requirement in the account
  • Can avail the account in AED and USD

View details on bank page

Investment Savings Account

Min Balance to Maintain

AED 3K

Yes

minimum balance

AED 3K

Min Balance to Maintain

Yes

Currency Account

Features

  • A minimum balance of AED 3000 is required
  • Can access the account in AED and USD
  • The account is based on the Islamic structure of Mudaraba

Features

  • A minimum balance of AED 3000 is required
  • Can access the account in AED and USD
  • The account is based on the Islamic structure of Mudaraba

Benefits

  • Provides profit of up to 1.80%
  • Provides free debit card
  • Provides online banking and phone banking facilities
  • Can get SMS alerts on every transaction made on the account

View details on bank page

Frequently Asked Questions

⭐ How many types of Emirates Islamic savings account are available in UAE?

A. Emirates Islamic bank offers different types of savings account -

  • Kunooz Savings account
  • E - Savings account
  • Investment Savings account
  • Super Savings account
  • Child Savings account
  • ⭐ What is the minimum balance required to maintain a monthly Emirates Islamic Savings Account?

    A. AED 3,000 is the minimum balance required to maintain in the Emirates Islamic savings account.

    ⭐ What is the profit rate on Emirates Islamic savings account?

    A. The profit rate on the Emirates Islamic savings account is 2% on the E-savings account.

    ⭐ In which currency we can do transactions for Emirates Islamic Savings account?

    A. Account holders can perform transactions in AED & USD currencies.

    ⭐ Is there any chargers/ fee to close the Emirates Islamic savings account?

    A. AED 100 is account closure fee charged to close Emirates Islamic savings account.

    About Emirates Islamic

    In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.

       Get in touch with Emirates Islamic Bank Customer Care

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