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CBD Savings Accounts in UAE

Features of CBD Savings Account

  • There is no minimum monthly balance requirement for any of the CBD Savings Account.
  • Avail attractive and competitive interest rates with your CBD savings account.
  • You can easily access your statements via online banking.
  • Avail Attijari reward points, with your savings account from CBD.
  • There is an option of standing instructions facility, with your account.
  • CBD also provides the option of money transfer facility with their accounts.
  • You can manage your daily finances and plan for your goals, with the help of CBD’s savings account.
  • Avail the option of 24 hour contact service of CBD.

Eligibility Criteria of CBD Savings Account

If you are UAE National, UAE resident or non-UAE resident and minimum 18 years of age.

Documents Required of CBD Savings Account

  • Completed account opening form.
  • National ID or valid passport, residence visa and Emirates ID.

CBD Savings Account

CBD Bank

9 CBD Bank Savings Accounts

Mustaqbali Saving Scheme

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Minimum Salary

AED 5K

Relationship Manager

No

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

minimum salary

AED 5K

Minimum Salary

relationship manager

No

Relationship Manager

Benefits

  • You can avail the choice of target savings and attractive returns.
  • You can avail liquidity with full withdrawal at anytime.
  • Avail the choice of regular monthly contribution, lump sum contribution or a choice of both.

Benefits

  • You can avail the choice of target savings and attractive returns.
  • You can avail liquidity with full withdrawal at anytime.
  • Avail the choice of regular monthly contribution, lump sum contribution or a choice of both.
  • Avail guaranteed capital with Mustaqbali plan term.
  • Avail the option of life insurance cover with this account.
  • Avail Mustaqbali card, which can be used at CBD ATMs.
  • Avail the plan starting from 5 years to 18 years.
  • There are no reward points on this account.

View details on bank page

E-saver Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Minimum Salary

AED 5K

Relationship Manager

Yes

No

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

minimum salary

AED 5K

Minimum Salary

relationship manager

Yes

Relationship Manager

No

Currency Account

Features

  • Only existing CBD customers are eligible
  • UAE residents of minimum 21 yrs old are eligible

Features

  • Only existing CBD customers are eligible
  • UAE residents of minimum 21 yrs old are eligible

Benefits

  • Can open account online
  • Provides 3 debits per month for free

View details on bank page

GreenGrowth Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Annual Fee

AED 0

Yes

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

Yes

Currency Account

Advantages
  • Zero-cost savings account
  • Monthly interest crediting
  • No balance or salary pressure
Advantages
  • Zero-cost savings account
  • Monthly interest crediting
  • No balance or salary pressure

Overview

  • The GreenGrowth Account from Commercial Bank of Dubai is a digital savings account designed for customers who seek flexibility, zero maintenance costs, and competitive interest earnings. Formerly known as the eSaver Account, it rewards disciplined savers while removing traditional barriers such as minimum balance penalties and salary transfer conditions. This account is particularly suited for modern, digitally active individuals who want their savings to grow steadily without locking in funds or paying recurring fees.

Overview

  • The GreenGrowth Account from Commercial Bank of Dubai is a digital savings account designed for customers who seek flexibility, zero maintenance costs, and competitive interest earnings. Formerly known as the eSaver Account, it rewards disciplined savers while removing traditional barriers such as minimum balance penalties and salary transfer conditions. This account is particularly suited for modern, digitally active individuals who want their savings to grow steadily without locking in funds or paying recurring fees.

View details on bank page

Savings Account

Min Balance to Maintain

AED 5K

Monthly Fee

AED 0

Annual Fee

AED 0

Minimum Salary

AED 5K

Relationship Manager

No

Yes

minimum balance

AED 5K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

minimum salary

AED 5K

Minimum Salary

relationship manager

No

Relationship Manager

Yes

Currency Account

Advantages
  • Earns interest while keeping funds accessible
  • Flexible savings solution without long-term commitment
  • Digital banking support simplifies money management
Advantages
  • Earns interest while keeping funds accessible
  • Flexible savings solution without long-term commitment
  • Digital banking support simplifies money management

Overview

  • If you’re looking for a safe place to keep your money while still earning interest, the Savings Account from Commercial Bank of Dubai is designed exactly for that purpose. It’s not complicated, not restrictive, and it doesn’t force you into salary transfers or long commitments. It simply helps your money grow while staying accessible whenever you need it.

Overview

  • If you’re looking for a safe place to keep your money while still earning interest, the Savings Account from Commercial Bank of Dubai is designed exactly for that purpose. It’s not complicated, not restrictive, and it doesn’t force you into salary transfers or long commitments. It simply helps your money grow while staying accessible whenever you need it.

View details on bank page

Active Saver Account

Min Balance to Maintain

AED 5K

Monthly Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 5K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Benefits

  • Available for UAE nationals, expatriates and non-residents
  • Required to do minimum deposit of AED 5,000
  • Flexible tenures

Benefits

  • Available for UAE nationals, expatriates and non-residents
  • Required to do minimum deposit of AED 5,000
  • Flexible tenures
  • Overdraft facility of up to 90% of fixed deposit
  • Simple documentation
  • You can enjoy more convenience and higher interest rates by opening a fixed deposit through Personal Internet Banking

View details on bank page

CBD Time Deposit Account

Interest Rate

0.7%

Min Balance to Maintain

AED 10K

interest rate

0.7%

Interest Rate

minimum balance

AED 10K

Min Balance to Maintain

Overview

  • The Time Deposit offered by Commercial Bank of Dubai is a traditional fixed-income savings product designed for customers who value certainty, capital preservation, and predictable returns. By placing funds for a fixed tenure, customers earn a predetermined rate of interest, making this product ideal for conservative savers and surplus fund management.

Overview

  • The Time Deposit offered by Commercial Bank of Dubai is a traditional fixed-income savings product designed for customers who value certainty, capital preservation, and predictable returns. By placing funds for a fixed tenure, customers earn a predetermined rate of interest, making this product ideal for conservative savers and surplus fund management.

View details on bank page

Step-Up Elite Deposit Account

Interest Rate

0.73%

Min Balance to Maintain

AED 100K

Yes

interest rate

0.73%

Interest Rate

minimum balance

AED 100K

Min Balance to Maintain

Yes

Currency Account

Overview

  • The Step-Up Elite Deposit is best for high-value customers seeking guaranteed returns with increasing interest over time. Designed exclusively for CBD Elite clients, this deposit rewards disciplined saving by offering progressively higher interest rates throughout the tenure, ensuring better returns the longer funds are maintained.

Overview

  • The Step-Up Elite Deposit is best for high-value customers seeking guaranteed returns with increasing interest over time. Designed exclusively for CBD Elite clients, this deposit rewards disciplined saving by offering progressively higher interest rates throughout the tenure, ensuring better returns the longer funds are maintained.

View details on bank page

Unit Time Deposit Account

Interest Rate

0.4%

Min Balance to Maintain

AED 100K

No

interest rate

0.4%

Interest Rate

minimum balance

AED 100K

Min Balance to Maintain

No

Currency Account

Overview

  • The CBD Unit Time Deposit from Commercial Bank of Dubai is specifically designed for investors who want the high returns of a fixed deposit but require flexibility to access their money without closing the entire account.

Overview

  • The CBD Unit Time Deposit from Commercial Bank of Dubai is specifically designed for investors who want the high returns of a fixed deposit but require flexibility to access their money without closing the entire account.

View details on bank page

CBD Premium Saver Deposit Account

Interest Rate

1.4%

Min Balance to Maintain

AED 5K

No

interest rate

1.4%

Interest Rate

minimum balance

AED 5K

Min Balance to Maintain

No

Currency Account

Overview

  • The CBD Premium Saver Deposit from the Commercial Bank of Dubai is best for disciplined, mid-term savers who want a higher-yield alternative to a regular savings account but aren't ready to lock away a massive lump sum in a traditional Fixed Deposit. The CBD Premium Saver Deposit is a structured savings product that combines regular monthly deposits with fixed tenure returns, offering both interest income and a bonus component. It is designed for individuals who prefer a planned savings approach with predictable returns over a fixed 18-month period.

Overview

  • The CBD Premium Saver Deposit from the Commercial Bank of Dubai is best for disciplined, mid-term savers who want a higher-yield alternative to a regular savings account but aren't ready to lock away a massive lump sum in a traditional Fixed Deposit. The CBD Premium Saver Deposit is a structured savings product that combines regular monthly deposits with fixed tenure returns, offering both interest income and a bonus component. It is designed for individuals who prefer a planned savings approach with predictable returns over a fixed 18-month period.

View details on bank page

Frequently Asked Questions

⭐ Is there a need to maintain a minimum balance for any of the savings accounts of CBD?

A. Yes, there is a need to maintain a low minimum balance for any of the savings accounts from CBD.

⭐ What is the minimum monthly fee that is needed to be paid to main our savings account?

A. No, there is no minimum monthly fee to maintain your savings account. You need to pay AED 25, if you fail to maintain the minimum balance.

⭐ What is the criteria for negative balance?

A. There is a need to pay an amount of AED 200, if there is negative balance in your account.

⭐ What are the facilities available with the debit card from CBD?

A. You can avail complimentary access to many airport lounges with your MasterCard Platinum Debit Card.

⭐ What are the most popular savings accounts opted by the customers of CBD?

A. The most popular accounts from CBD are CBD Savings Account and CBD Active Saver Account.

⭐ How can I open Commercial Bank of Dubai Savings Account?

A.You can apply for CBD savings account online or can call at 600 575 556 (inside UAE) +97160057555 (outside UAE) or SMS ACCOUNT to 4266.

⭐ What are the benefits of Commercial Bank of Dubai Savings Account?

  • Debit card is provided Worldwide ATMs facility to make an easy payment or cash withdrawal
  • Can transfer money Attractive interest rate
  • Online & mobile banking facilities are provided
  • 24 hours availability
  • E-statements can be availed
  • SMS alert & payment service
  • Platinum MasterCard Debit Card holders have complimentary access to 10 VIP lounges in UAE, KSA, Jordan, Kuwait, Egypt
  • Get rewards points for every dirham spent.
  • ⭐ What is the eligibility to open Commercial Bank of Dubai Savings Account?

    A.For UAE national, resident & non-UAE residents minimum 18 years of age required to open Commercial Bank of Dubai Savings Account.

    ⭐ What are the documents required for Commercial Bank of Dubai Savings Account opening?

  • Emirates ID & residence visa
  • Original passport
  • Account opening form
  • ⭐ What is the minimum balance required to maintain a monthly Commercial Bank of Dubai Savings Account?

    A. AED 3,000 is required to be maintained as the minimum balance in the commercial bank of Dubai savings account.

    ⭐ What are the charges on non-maintenance of a monthly balance in the CBD savings account?

    A. AED 25 is charged for non-maintenance of the minimum balance in the account.

    ⭐ How to close a CBD savings account?

    A. Account holders must have to apply for account closure form by visiting bank branch or via online & mobile banking.

    ⭐ What is the account closure fee of CBD savings account?

    A. AED 105 is charged as account closure fees.

    About CBD

    Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:

    • Authenticity
    • Simplicity
    • Partnership
    • Innovation
    • Responsibility
    • Excellence

       Get in touch with CBD Bank Customer Care

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