Your details are safe and secured
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.
CBD Current Account
Current Account
Features
- Free debit card with global ATM access
- Online and mobile banking access anytime
- 1,000+ discount offers
- Optional salary transfer requirement
- Ability to receive salary transfers
- Cheque book facility for payments
- Local and international fund transfers
- Instant remittance services to selected countries
- Access to multiple currencies for international banking
- Thousands of discounts available through the CBD mobile app
- Budget and expense tracking tools through digital banking
- 24-hour customer support service
- No monthly fee if minimum balance or salary transfer condition is met
- Minimum monthly average balance: AED 5,000
Required Documents
- Valid Emirates ID
- Passport with UAE residence visa (for expatriates)
- Completed account opening application form
- Proof of salary or employment (if salary transfer is required)
Main Benefits
- Convenient everyday banking services
- Easy salary management and bill payments
- Access to digital banking for quick transactions
- Worldwide debit card usage
- Flexible options to waive monthly service fees
- Instant international remittance services
- Secure transactions with modern banking technology
- Simple account structure for everyday banking
- Monthly service fee will be waived if any one of the following conditions is met: maintain a monthly average balance of AED 5,000, transfer a minimum salary of AED 5,000 to CBD (effective August 1, 2024), or hold an active CBD loan such as a personal loan, auto loan, or mortgage.
- Instant foreign currency account opening
- Free debit card
- Instant remittance to India, Pakistan, Bangladesh and Philippines
- Easy access to funds through ATM and digital platforms
- Salary transfer benefits and fee waivers
- Multiple banking channels (branch, ATM, online, mobile)
- Suitable for both UAE nationals and expatriates
Frequently Asked Questions
Q. What is a CBD Current Account?
A. A CBD Current Account is a transactional bank account designed for everyday banking activities such as deposits, withdrawals, bill payments, and fund transfers.
Q. Who can open a CBD Current Accou
A. UAE nationals and expatriate residents with valid identification and required documents can apply, subject to the bank’s approval.
Q. What is the minimum balance required?
A. Customers are generally required to maintain a minimum monthly average balance of AED 5,000 to avoid fall-below charges.
Q. Is there a monthly fee for the account?
A. There is usually no monthly maintenance fee if the required minimum balance or salary transfer conditions are met
Q. What happens if the minimum balance is not maintained?
A. A fall-below fee of AED 105 may be charged if the minimum balance requirement is not maintained.
Q. Does the CBD Current Account earn interest?
A. No. Current accounts are primarily designed for daily transactions and typically do not earn interest.
Q. Is salary transfer required to open the account
A. Salary transfer is not always mandatory, but transferring salary may help waive certain service fees.
Q. Can I access my account online?
A. Yes. Customers can manage their account through CBD mobile banking and online banking services.
CBD
Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:
- Authenticity
- Simplicity
- Partnership
- Innovation
- Responsibility
- Excellence
Get in touch with CBD Customer Care