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ADIB Current Accounts in UAE
ADIB Current Account
5 ADIB Bank Current Accounts
Electron Account
Overview
- The ADIB Electron Account is a Shari’a-compliant current account designed for individuals who are new to the UAE or whose residency process is still ongoing. Structured on the Qard Hasan principle, this account provides essential day-to-day banking services, digital access, and a free debit card without complex requirements.
Overview
- The ADIB Electron Account is a Shari’a-compliant current account designed for individuals who are new to the UAE or whose residency process is still ongoing. Structured on the Qard Hasan principle, this account provides essential day-to-day banking services, digital access, and a free debit card without complex requirements.
Current account
Overview
- Unlimited Teller transactions for Free
- Free ADIB Visa Debit Card
- Free cheque book is provided
Overview
- Unlimited Teller transactions for Free
- Free ADIB Visa Debit Card
- Free cheque book is provided
- Instant overdraft facility is provided
- Free e-statements are provided
Diamond Priority Banking
Overview
- Free ADIB Diamond Visa Debit Card is provided
- Cheque book is provided for free
- Relationship manager is provided
Overview
- Free ADIB Diamond Visa Debit Card is provided
- Cheque book is provided for free
- Relationship manager is provided
Ghina Salary Account
Features
- Free Visa debit card for everyday spending and ATM access.
- First cheque book issued free of charge.
- Shariʿa-compliant account based on the Mudaraba profit-sharing structure.
Features
- Free Visa debit card for everyday spending and ATM access.
- First cheque book issued free of charge.
- Shariʿa-compliant account based on the Mudaraba profit-sharing structure.
- Profits calculated monthly and credited quarterly.
- Full access to ADIB digital banking: mobile app, online banking, telephone banking, SMS banking, and chat banking.
- Ability to set up standing instructions for automated bill payments and transfers.
- Eligibility to participate in ADIB Ghina prize draws when maintaining the qualifying balance.
- Smooth salary transfer feature designed for UAE-based employees.
Benefits
- Monthly salary must be transferred to the account to maintain its status.
- Combines daily banking convenience with profit-earning potential.
- Shariʿa-compliant profit-sharing structure, ideal for customers seeking Islamic banking solutions.
- Free debit card and first cheque book reduce initial banking costs.
- Opportunity to participate in attractive Ghina prize draws by maintaining qualifying balances.
- Digital banking ecosystem ensures 24/7 access and complete financial control on the go.
- Structured to encourage smarter saving habits while enjoying seamless salary banking services.
ADIB Egypt Wasel Account
Features
- A cross-border banking solution allowing ADIB UAE customers to open and manage an account with ADIB Egypt.
- Seamless access to banking services in both UAE and Egypt under one banking relationship.
- Dedicated Relationship Manager in Egypt for personalised support.
Features
- A cross-border banking solution allowing ADIB UAE customers to open and manage an account with ADIB Egypt.
- Seamless access to banking services in both UAE and Egypt under one banking relationship.
- Dedicated Relationship Manager in Egypt for personalised support.
- Free internet banking, mobile banking and SMS notifications.
- 24/7 customer care available in both countries.
- Preferential foreign-exchange rates for smoother currency conversions.
- Access to Diamond lounges in select ADIB Egypt branches (for eligible segments).
- Airport rides and Meet & Assist services at Egyptian airports (for Diamond segment customers).
- Free fund transfers within ADIB Egypt or to other local banks.
- Access to airport lounges, Priority Pass and priority queuing services.
- Free concierge services for premium customers.
- Discounted profit rates on financing products and reduced administrative fees.
- Car-rental discounts for debit-card holders.
- Special profit rates on Wakala investment products.
- Ability to open current accounts, savings accounts (including SMART, quarterly savings and 365-day profit accounts), as well as deposit and Wakala accounts.
Benefits
- Simplifies life for individuals connected to both UAE and Egypt—ideal for frequent travellers, expatriates and families.
- Travel-friendly perks including lounges, meet-and-assist services and concierge support.
- Financial advantages through preferential FX rates, reduced financing costs and attractive investment returns.
- Multiple account types to suit everyday banking, savings or investment needs.
- Personalised service through dedicated managers and round-the-clock support.
- Easy and cost-effective fund transfers locally within Egypt.
About ADIB
ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.
ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.
Get in touch with ADIB Bank Customer Care