Last Updated on 18 March 2024

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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FAB Government Sahala Individual Card

FAB Bank

Government Sahala Individual Card

FAB Government Sahala Individual Card
Maximum Limit


Validity of Card

60 Months

Withdrawal Limit


Card First Load

AED 15

FAB Government Sahala Individual Card
interest rate


Maximum Limit

minimum salary

60 Months

Validity of Card

View details on bank page


  • The prepaid card can be issued without any registration or any bank account
  • Easy issue prepaid card with Initial limit AED 3,500
  • The card issuance cost is AED 15 which will be deducted from the first load
  • Limit of AED 50,000 once KYCed completed
  • The prepaid card has a validity of five years as per expiry date which is pre-printed on the card
  • The initial loading amount is limited to AED 3500 which is maximum for government transactions
  • For merchant payments and reloads a KYC (Know your customer) has to be completed with a max limit of AED 50,000
  • You can do Government and non-government transactions Enjoy Visa offers will be applicable
  • You can get the Visa deals and great offers applicable on card
  • This prepaid card offers simple loading and reloading of funds which will help you to track your transactions.
  • This is a Five-years validity card

Main Benefits

  • Government Sahala Individual Cards are available at Magnati Offices and the distribution channels.
  • The maximum card balance transaction at FAB CDMs reload amount per month which is not registered is AED 3,500
  • The maximum card balance transaction at FAB CDMs reload amount per month which is with Full registration or Full KYC is AED 50,000
  • The maximum amount of prepaid card reload per day at FAB CDMs for one time transaction is AED 3,500
  • The maximum amount of prepaid card reload per day at FAB CDMs for one time transaction with full registration or full KYC is AED 50,000
  • There are loading and reloading fees. The following are the fees for loading and reloading.
  • - FAB Cash Deposit Machine charges- AED 5
  • - MBME Kiosks- AED 5
  • - Distribution channels and iBanking- AED 5
  • - The payit mobile app- AED 5
  • - The FAB Mobile app, Online Banking- AED 5
  • - The UAE Funds Transfer System - AED 5
  • You can get a balance refund on a prepaid card. The balance amount can be refunded at FAB ATMs provided if cash withdrawal is available.
  • The prepaid card user can request for a refund with a government prepaid card at a Magnati office. The requests with incomplete details will not be processed
  • The withdrawal allowance per transaction is AED 10,000 and for those with full KYC withdrawal per day is AED 50,000 and withdrawal allowance per month is unlimited.
  • The cash withdrawals are available only for KYC completed users and cash withdrawals can be made at FAB and non FAB ATMs.
  • The FAB ATMs are free and no charges are applicable for withdrawals
  • The non FAB ATMs within the UAE charge AED 2 per withdrawal and non FAB ATMs outside UAE charge 2.5 percent on withdrawals or AED 15 per withdrawal whichever is greater. The redemption fee is AED 25
  • The Government Sahala Individual Card can be loaded or reloaded through:
  • FAB Cash Deposit Machines (CDMs)
  • The FAB Mobile app and Online Banking for retail
  • FAB iBanking for corporate
  • The payit mobile app (available soon)
  • Distribution channels and MBME Kiosks
  • The UAE Funds Transfer System (UAEFTS)

Frequently Asked Questions

Q. What is the initial limit on prepaid cards?

A. The initial limit on prepaid card is AED 3,500

Q. What is the limit for KYCed completed users?

A. The limit for KYCed completed user is AED 50,000

Q. How long is the prepaid card valid?

A. This card is valid for a period of five years from the date of issue

Q. Does the prepaid card have any loading and reloading charges

A. Yes, the charges are applicable for loading and reloading the prepaid card

Q. Can we do govt and non govt transactions?

A. Yes, you can do government and non government transactions with the prepaid card


First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision

   Get in touch with FAB Customer Care