Al Khaliji France Credit Card

Last Updated on 07-02-2019

ADIB Smart Account
Al Khaliji France Bank

WarningMessage This product is valid by the Bank

interest rate

Interest Rate

2.5%

minimum salary

Minimum Salary

AED 25K

fx rate

Fx Rate

2.5%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

2.5%

Interest Rate

min salary

AED 25K

Minimum Salary

fx rate

2.5%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

Yes

Cashback

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Features

  • There is no joining fee for this card.
  • Two free supplementary credit cards.
  • Free purchase protection.
  • Free extended warranty.
  • Get free delivery of credit card.
  • Avail complimentary priority pass membership for over 700 airports in the world.
  • Get 53 interest free days after which an interest of 2.5%
  • You need a minimum salary of AED 25000 to avail this card.
  • Get 0% balance transfer rate for 3 months from other banks.
  • There is no annual fee on this card.

Main Benefits

  • International Concierge service
  • Free access to selected airport lounges across the world.
  • Free Schengen compliant travel insurance.
  • Free Hertz #1 gold membership.
  • Get free travel convenience insurance.
  • Avail various lifestyle and dining offers with this card.
  • Various hotel and travel privileges with this card.
  • Flexible settlement options from 5% to 100% of the outstanding amount.
  • Get free delivery of your credit card.
  • Earn up to 5% cashback on all purchases.

Frequently Asked Questions

Q. What credit limit will be offered?

A. The credit limit we grant you will depend on your individual financial situation as well as your existing relationship with al khaliji France.

Q. How much time do I get to pay my outstanding amount?

A. You can get up to 53 days interest free on purchases, if you pay off your balance in full each month.

Q. Why have I been charged cash interest when I haven’t withdrawn any cash this month?

A. If your payments have not been enough to cover the amount of cash that you withdrew plus the interest and fee apportioned to it, we will still charge interest on a cash transaction from a previous month.

Q. Can I change the PIN of this card?

A. The security of your card is very important. At the moment, PINs may not be changed. We are working to ensure that in the future, customers will be able to select their own PIN and we will let you know when you can do this.

Q. I have a duplicated transaction on my statement, what should I do?

A. If you’ve made a transaction and it appears on your statement twice or more, please firstly contact the supplier concerned. If you’ve already done this, please email premium@alkhaliji.ae or go to your nearest branch with as many details as possible about your transaction and we will investigate. Alternatively, you can call us on 800 542 5454.

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