Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Dubai First Credit Cards in UAE

Check Eligibility for Dubai First Credit Card

You are eligible to apply for a Dubai First
Credit Card .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Dubai First Credit Card .

Click here to check loans from other banks.

Features of Dubai First Credit Card

  • Travel benefits
  • High discounts at amusement parks
  • Get high privileges at a wide range of hotels and restaurants
  • Free valet parking benefits
  • High Cashback on everyday purchases

Eligibility Criteria of Dubai First Credit Card

Minimum salary required 5000 AED

Documents Required of Dubai First Credit Card

  • Id proofs like Emirates ID, Passport, Resident Visa for validation
  • Original salary certificate
  • Original Trade Licence for validation

Dubai First Credit Card Interest rates

Dubai First Bank

3 Dubai First Bank Credit Cards

Low-Rate Card

Dubai First Low-Rate Card
Interest Rate

1.99%

Fx Rate

3.9%

Annual Fee

AED 300

interest rate

1.99%

Interest Rate

fx rate

3.9%

Fx Rate

annual fee

AED 300

Annual Fee

Features

  • Enjoy life cost effectively.
  • Get the advantage of lowest minimum monthly payment of just 3%.
  • Annual membership fee waiver.

Features

  • Enjoy life cost effectively.
  • Get the advantage of lowest minimum monthly payment of just 3%.
  • Annual membership fee waiver.
  • Only AED 300 is charged as a competitive membership fee which is reversed when you spend AED 24,000 in the 12 months.
  • Up to 3.9% will be charged as processing fee for non-AED transactions or dynamic currency conversions.
  • It offers interest rate of 1.99% per month.

Benefits

  • The Minimum payment due is 3% of the total outstanding amount.
  • Enjoy Lifestyle and Travel benefits including complimentary airport lounge access.
  • Buy One Get One offers on dining, entertainment and travel.
  • Avail balance transfer & Quick cash on 0% interest rate.
  • Interest free period up to 56 days from the start of one billing cycle to the due date of that billing cycle.
  • Avail credit shield protection with this card.
  • This card also helps you control your finances.
  • Credit sheet up to 0.99% on outstanding amount.
  • 3% of cash advance amount or AED 100 whichever is higher.

View details on bank page

Low-Rate Card exclusive to UAE Nationals

Dubai First Low-Rate Card exclusive to UAE Nationals
Interest Rate

1.5%

Fx Rate

3.9%

Annual Fee

AED 300

interest rate

1.5%

Interest Rate

fx rate

3.9%

Fx Rate

annual fee

AED 300

Annual Fee

Features

  • Enjoy life cost effectively.
  • Get the advantage of lowest minimum monthly payment of just 3%.
  • Annual membership fee waiver.

Features

  • Enjoy life cost effectively.
  • Get the advantage of lowest minimum monthly payment of just 3%.
  • Annual membership fee waiver.
  • Only AED 300 is charged as a competitive membership fee which is reversed when you spend AED 24,000 in the 12 months.
  • Up to 3.9% will be charged as processing fee for non-AED transactions or dynamic currency conversions.
  • It offers an interest rate of 1.5% per month for UAE nationals

Benefits

  • The Minimum payment due is 3% of the total outstanding amount.
  • Enjoy Lifestyle and Travel benefits including complimentary airport lounge access.
  • Buy One Get One offers on dining, entertainment and travel.
  • Avail balance transfer & Quick cash on 0% interest rate.
  • Interest free period up to 56 days from the start of one billing cycle to the due date of that billing cycle.
  • Avail credit shield protection with this card.
  • This card also helps you control your finances.
  • Credit sheet up to 0.99% on outstanding amount.
  • 3% of cash advance amount or AED 100 whichever is higher.

View details on bank page

Cashback Card

Dubai First Cashback Card
Interest Rate

3.5%

Minimum Salary

AED 5K

Fx Rate

3.9%

Annual Fee

AED 400

Balance Transfer

Yes

Cashback

Yes

interest rate

3.5%

Interest Rate

minimum salary

AED 5K

Minimum Salary

fx rate

3.9%

Fx Rate

annual fee

AED 400

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Advantages
  • Up to 5% cashback
  • Free airport lounge access
Advantages
  • Up to 5% cashback
  • Free airport lounge access

Features

  • This card provides more value on everyday spends in UAE.
  • Enjoy cashback and travel priveleges and travel perks with this card.
  • Also avail greater financial freedom with this card.

Features

  • This card provides more value on everyday spends in UAE.
  • Enjoy cashback and travel priveleges and travel perks with this card.
  • Also avail greater financial freedom with this card.
  • You can also enjoy the option of boost up savings with this card.
  • Worldwide acceptance and cash advance option with this card.
  • Get up to four supplementary cards free with this card.
  • The Forex rate stands at 3.9% on this card.
  • You get a period of 55 days to pay your interest on this card.
    Your interest rate can go up to 3.5% depending upon your payments with this card.
  • You need a minimum salary of AED 5000 to avail this card.
  • You can transfer your balance at the rate of 0.69%, within the period of 3 to 48 months.
    There is a processing fee of 5% for transferring your balance.

Benefits

  • Get unlimited complimentary access to Airports across MENA region with this card.
  • Get membership to select Health Clubs across UAE.
  • Avail credit shield protection with this card.
  • Get complimentary multi travel insurance with this card.
  • Avail various privileges like 'First Dining Experience' 'First Fashion privileges' and many other privileges related to health and travel.
  • Earn various MasterCard experiences with this card.
  • You can also help pay for your child's education.
  • Avail low interest loans by calling the bank services.
  • Avail various easy purchase plans for your convenience.
  • You can also avail Insurance privileges and Fraud Protection facility with this card.
  • Get AED 350 guaranteed bonus cashback.
  • Get AED 500 cashback as a welcome bonus when you signup through mobile app.
  • Free Amazon Prime 1 year subscription as welcome bonus
  • Can take part in iPhone 13 PRO giveaway
  • Avail balance transfer & Quick cash on 0% interest rate
  • Get 20% off on Noon Groceries
  • Enjoy 20% off on the first three Careem rides every month.
  • Enjoy buy 1 Get 1 offer on travel offers, spa treatments, fine dining, and more.
  • Enjoy 10% discount on Booking.com stay booked with your MasterCard.
  • Get up to AED 14 discount on Talabat food & groceries delivery twice in a month with Dubai First Mastercard. Use promocode MASTERCARD. T&C apply. This offer is valid till 31 December 2022.

View details on bank page

Dubai First Credit Card Benefits

  • Complimentary airport lounge access worldwide
  • 50% discount on movie tickets in cinemas across the UAE
  • Access to select premium health clubs across the UAE
  • Complimentary multi-trip travel insurance
  • Buy 1 Get 1 offers on movie tickets
  • Travel insurance, valet parking
  • Up to 3.5% Cashback on every day spends in the UAE and abroad
  • 5% Cashback on all dining and entertainment spends in the UAE and abroad

Frequently Asked Questions

⭐ Do I get any discounts inside the amusement park?

A. Yes, you can avail 15% off on food and beverages and 10% off on the merchandise purchased over there.

⭐ How many Dubai First miles are provided?

A. On using the Dubai First miles about 3 miles are provided on every AED spent.

⭐ Can I convert my payments to EPP?

A. Yes, you can convert your payments to an easy payment plan for 0% interest rate.

⭐ How many discounted visits to the amusement park are provided?

A. The cardholder can avail one pass with a high range of discounts per annum.

⭐ On what can I redeem my Dubai First miles to?

A. Dubai First miles can be redeemed to travel and hotel benefits.

⭐ What are the offers provided on Dubai First credit card?

A. Dubai First provides several dining, shopping, etc. discounts. Check here the list of Dubai First credit card offers

⭐ What is the minimum salary required?

A. The minimum salary required for a Dubai First Credit Card is AED 5000.

⭐ Are expats eligible for the Dubai First Credit Card?

A. Yes. Both UAE nationals and expats are eligible for the Dubai First Credit Card.

About Dubai First

Dubai First is a wholly owned subsidiary of First Abu Dhabi Bank. The FAB is not only the largest bank in the UAE but also one of the largest financial institutions globally. It offers a wide range of customized services, products and solutions to its customers. Dubai First is fully operational out of Dubai, with branches in Abu Dhabi and Sharjah. It specializes in innovative and value-centric credit cards, that serve the unique characteristics of contemporary lifestyle-savvy customers.

Corporate Values of Dubai First:

  • Knowledgeable
  • Adaptable
  • Collaborative
  • Enterprising
  • Responsible

Dubai first offers loans for businesses for expansion and/or get small needs met right away with proper financing at the right time.

   Get in touch with Dubai First Bank Customer Care

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