Dubai Islamic Bank Credit Cards in UAE

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I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The information provided on this website does not constitute the marketing of any products or services to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Marino, San Marino, Vatican and Isle of man. The content on this website is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals. Find your nearest Citi branch: www.findmyciti.com/ae/. Call us at: +971 4 311 4000.

Address: Citibank UAE, P.O. Box 749, Dubai, United Arab Emirates.

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Check Eligibility for Dubai Islamic Credit Card

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Features of Dubai Islamic Credit Card

  • Get 3% - 4% cashback
  • Get reward points on every AED spent on local and international expenses
  • Avail travel benefits on everyday expenses
  • Get high reward points as welcome bonus
  • High cash withdrawal limit
  • Low/No internet charges
  • Travel and purchase protection
  • No/Low minimum spend required to avail privileges on the card
  • Monthly subscription fees of AED 195 - AED 1000 is charged(Varies with card type)
  • Can convert payments to easy payments plan

Eligibility Criteria of Dubai Islamic Credit Card

  • Minimum salary of AED 5000 - AED 25,000 is required per month
  • UAE residents of minimum 18 years old are eligible
  • Both self employed and salaried individuals are eligible

Documents Required of Dubai Islamic Credit Card

  • Salary Certificate/Salary transfer letter (Salaried individuals)
  • Emirates ID
  • UAE Residence Visa(For Expats)
  • 3-6 months bank statements
  • Address Proofs(Utility bills)
  • Passport (Expats)
  • Trade licence(Self employed individuals)

Dubai Islamic Credit Card Profit Rates

Dubai Islamic Bank

17 Dubai Islamic Bank Credit Cards

Al Islami Classic Charge card

Dubai Islamic Bank Al Islami Classic Charge card
Profit Rate

0%

Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 300

Balance Transfer

No

Cashback

No

interest rate

0%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 300

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 100% cash advance limit with this card.
  • The Forex rate stands at 2.26% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
Apply Now
View Details

View details on bank page

Prime Infinite Credit Card

Dubai Islamic Bank Prime Infinite Credit Card
Profit Rate

3.25%

Minimum Salary

AED 50K

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 50K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • This card is offered by invitation only.
  • Avail purchase protection and extended warranty with this card.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You require a minimum salary of AED 50000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Benefits

  • You can redeem Wala's payments for Utility bills and get 0.50% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, and get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail a cash advance of 80% from this card.
  • Avail complimentary lounge access with the help of lounge key at over 650 lounges at various airports in the world.
  • Prime infinite card holders can avail unlimited complimentary airport lounge services, with Visa Lounge access program.
  • Avail personalized customer care service 24 hours a day with this card.
  • Get multi travel insurance of up to US $ 1000000, with this card.
  • Get exclusive privileges at more than 900 hotels around the world with best benefits.
  • Avail services from VISA infinite dedicated website.
  • Avail complimentary valet parking services in Dubai and Abu Dhabi.
Apply Now
View Details

View details on bank page

Al Islami Gold Charge Card

Dubai Islamic Bank Al Islami Gold Charge Card
Profit Rate

0%

Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 420

Balance Transfer

No

Cashback

No

interest rate

0%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 420

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 100% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
Apply Now
View Details

View details on bank page

Al Islami Platinum Charge Card

Dubai Islamic Bank Al Islami Platinum Charge Card
Profit Rate

0%

Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 1.05K

Balance Transfer

No

Cashback

No

interest rate

0%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 1.05K

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 100% cash advance limit with this card.
  • You cannot withdraw cash with this card.
  • The Forex rate stands at 2.26% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
Apply Now
View Details

View details on bank page

Al Islami Gold Premium Credit Card

Dubai Islamic Bank Al Islami Gold Premium Credit Card
Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 80% cash advance limit with this card.
  • The Forex rate stands at 2.26% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
  • You can redeem 1% of your utility bills with this card.
Apply Now
View Details

View details on bank page

Johara Gold Credit Card

Dubai Islamic Bank Johara Gold Credit Card
Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The cash advance limit on this card is 80%.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You will need a minimum salary of AED 5,000 to avail this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 1% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
Apply Now
View Details

View details on bank page

Prime Classic Credit Card

Dubai Islamic Bank Prime Classic Credit Card
Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • Earn 1 wala rewards for every 1 AED spent
  • No annual fees
  • 80% cash withdrawal limit
Advantages
  • Earn 1 wala rewards for every 1 AED spent
  • No annual fees
  • 80% cash withdrawal limit

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Benefits

  • You can redeem Wala's payments for Utility bills and get 2% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • Avail card protection plus to protect your card from any misuse.
Apply Now
View Details

View details on bank page

Johara Gold Premium Credit Card

Dubai Islamic Bank Johara Gold Premium Credit Card
Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The cash advance limit on this card is 80%.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You will need a minimum salary of AED 5,000 to avail this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 1% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
Apply Now
View Details

View details on bank page

Al Islami Internet Credit Card

Dubai Islamic Bank Al Islami Internet Credit Card
Profit Rate

0%

Minimum Salary

AED 0

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

No

Cashback

No

interest rate

0%

Profit Rate

minimum salary

AED 0

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card can only be availed for online purchases.
  • This card is a supplementary card to your primary Al Islamic card.
Apply Now

Features

  • This card is an Islamic card.
  • This card can only be availed for online purchases.
  • This card is a supplementary card to your primary Al Islamic card.
  • This card ensures that it cannot be used for purchases where manual imprinters are used to record transactions.
  • The foreign currency rate applicable on overseas transactions is 2.26%
  • This card has no minimum salary requirement.

Benefits

  • This account number and Al Islami code is different from the primary card.This feature ensures that people who have access to your card details cannot use them for online transactions.
  • This card has no magnetic strip, hence it is safe to say that this card cannot be used for manual purchases.
  • You can buy tickets,apparel & accessories, electronic items, from around the world, through internet.
  • The limit on your Internet Card is part of and restricted to 20% of your overall Primary Card limit, which helps in minimizing your exposure to any risk.
Apply Now
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Rewards Consumer Card

Dubai Islamic Bank Rewards Consumer Card
Profit Rate

3%

Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 150

Balance Transfer

Yes

Cashback

Yes

interest rate

3%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 150

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • DIB Consumer card allows you to earn cashback on for various buys.
Apply Now

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • DIB Consumer card allows you to earn cashback on for various buys.
  • This card helps you to increase savings with various offers.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • There is an option of balance transfer with this card.

Benefits

  • You can also avail credit shield (Takaful) with this card.
  • This card provides everyday happiness with cashback and many offers.
  • You can boost up your savings with the help of maximum savings potential option.
  • This card is convenient to use and is easy to earn to cashback on this card.
  • There are endless options to earn cashback from.
  • There is no minimum spend requirement for this card.
Apply Now
View Details

View details on bank page

Platinum Consumer Card

Dubai Islamic Bank Platinum Consumer Card
Profit Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

2.26%

Annual Fee

AED 199

Balance Transfer

Yes

Cashback

Yes

interest rate

3.25%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 199

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • This card is specifically designed for customers.
Apply Now

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • This card is specifically designed for customers.
  • This card allows you to earn cash backs on for various buys.
  • This card helps you to increase savings with various offers.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 15000 to avail this card.
  • There is an option of balance transfer with this card.

Benefits

  • You can also avail credit shield (Takaful) with DIB Consumer Credit card.
  • This card provides everyday happiness with cash backs and many offers.
  • You can boost up your savings with the help of maximum savings potential option.
  • This card is convenient to use and is easy to earn to cashback on this card.
  • There are endless options to earn cashback from DIB Consumer Card.
  • There is no minimum spend requirement for this card.
Apply Now
View Details

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The Emirates Skywards DIB Infinite Credit Card

Dubai Islamic Bank The Emirates Skywards DIB Infinite Credit Card
Profit Rate

3.25%

Minimum Salary

AED 35K

Fx Rate

2.26%

Annual Fee

AED 2.625K

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 35K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 2.625K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Benefits

  • Can earn 25000 skyward miles on card activation
  • Can earn 25000 skyward miles on spending USD 20,000 using the card with 4 months after the card activation
  • Earn 25000 skyward miles on balance transfer
Apply Now

Benefits

  • Can earn 25000 skyward miles on card activation
  • Can earn 25000 skyward miles on spending USD 20,000 using the card with 4 months after the card activation
  • Earn 25000 skyward miles on balance transfer
  • Earn 2 skyward miles per USD spent on Emirates tickets using the card
  • Earn 1 skyward mile per USD spent on local purchases using the card
  • Earn 1.5 skyward miles per USD spent on foreign transactions using the card
  • Can avail Emirates Skyward Silver membership as complimentary
  • Complimentary access to 850 airport lounges worldwide
  • Can convert regular payments made on Emirates flight tickets to EPP on 0% profit rates
  • Can get up to 25% off on online orders made on Zomato UAE
  • Can avail free valet parking services at selected locations
Apply Now
View Details

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Prime Signature Credit Card

Dubai Islamic Bank Prime Signature Credit Card
Profit Rate

3.25%

Minimum Salary

AED 25K

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 25K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • This card is offered by invitation only.
  • Avail purchase protection and extended warranty with this card.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You require a minimum salary of AED 25000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Benefits

  • You can redeem Wala's payments for Utility bills and get 1.50% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, and get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail a cash advance of 80% from this card.
  • Avail complimentary lounge access with the help of lounge key at over 650 lounges at various airports in the world.
  • Avail personalized customer care service 24 hours a day with this card.
  • Get multi travel insurance of up to US $ 1000000, with this card.
  • Get amazing Visa discounts at over 75 selected restaurants and have an amazing dining experience.
  • Get exclusive privileges at more than 900 hotels around the world with best benefits.
  • Avail complimentary valet parking services in Dubai and Abu Dhabi.
Apply Now
View Details

View details on bank page

The Emirates Skywards DIB Platinum Card

Dubai Islamic Bank The Emirates Skywards DIB Platinum Card
Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 525

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 525

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Benefits

  • Can earn up to 5000 bonus skyward miles as welcome offer
  • Earn 1 skyward mile per USD spent on Emirates tickets using the card
  • Earn 0.5 skyward miles per USD spent on local purchases using the card
Apply Now

Benefits

  • Can earn up to 5000 bonus skyward miles as welcome offer
  • Earn 1 skyward mile per USD spent on Emirates tickets using the card
  • Earn 0.5 skyward miles per USD spent on local purchases using the card
  • Earn 0.75 skyward miles per USD spent on foreign transactions using the card
  • Can convert payments made on emirates.com to EPP on 0% profit rate
  • Can get up to 25% off on orders placed online at Zomato UAE
  • Can avail medical and legal referral facility
Apply Now
View Details

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Prime Platinum Credit Card

Dubai Islamic Bank Prime Platinum Credit Card
Profit Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • Avail purchase protection and extended warranty with this card.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You require a minimum salary of AED 15000 to avail this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 2% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, and get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail a cash advance of 80% from this card.
Apply Now
View Details

View details on bank page

The Emirates Skywards DIB Signature Card

Dubai Islamic Bank The Emirates Skywards DIB Signature Card
Profit Rate

3.25%

Minimum Salary

AED 15K

Fx Rate

2.26%

Annual Fee

AED 1.575K

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 1.575K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Benefits

  • Can earn 15000 skyward miles on card activation
  • Earn 15000 skyward miles on balance transfer
  • Earn 1.5 skyward miles per USD spent on Emirates tickets using the card
Apply Now

Benefits

  • Can earn 15000 skyward miles on card activation
  • Earn 15000 skyward miles on balance transfer
  • Earn 1.5 skyward miles per USD spent on Emirates tickets using the card
  • Earn 0.75 skyward miles per USD spent on local purchases using the card
  • Earn 1 skyward mile per USD spent on foreign transactions using the card
  • Can access 850 airport lounges via Lounge Key
  • Can avail EPP on 0% profit rates on payments made at emirates.com
  • Can get up to 25% discount on orders placed online at Zomato UAE
  • Can avail medical and legal referral facilities
  • Can avail international concierge service
  • Complimentary travel insurance is provided
  • Can get free valet parking benefits
  • 80% cash withdrawal limit is provided
Apply Now
View Details

View details on bank page

Prime Gold Credit Card

Dubai Islamic Bank Prime Gold Credit Card
Profit Rate

3.25%

Minimum Salary

AED 5K

Fx Rate

2.26%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • Zero annual membership fee
  • Travel & personal accident insurance
  • Earn 1.5 Wala's rewards on every dirham spent
Advantages
  • Zero annual membership fee
  • Travel & personal accident insurance
  • Earn 1.5 Wala's rewards on every dirham spent

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
Apply Now

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The forex rate stands at 2.26% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Benefits

  • You can redeem Wala's payments for Utility bills and get 0.75% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • Avail card protection plus to protect your card from any misuse.
Apply Now
View Details

View details on bank page

Dubai Islamic Credit Card Benefits

Travel

  • Get up to 1.50 reward points on 1 USD spent locally
  • Get up to 2 reward points on 1 USD spent outside UAE
  • Get up to 3 reward points on 1 USD spent on flyDubai
  • Get up to 35000 reward points as welcome bonus
  • Get avail free access flyDubai airport lounge twice per month on DIB flyDubai Signature Credit Card
  • 2 complimentary valet parking privileges per month
  • Can avail free concierge services and roadside assistance
  • Unlimited access to Lounge Key airport lounges

Other benefits

  • Get 50% cashback on movie tickets booked using DIB Consumer Card
  • Get up to 3%-4% cashback on every AED spent at supermarkets, shopping, fuel, mobile bills, utility payments, etc. using DIB Consumer Card.
  • Provides credit shield on nominal charges
  • 80% - 100% cash withdrawal limit

Frequently Asked Questions

⭐ Do we get cashback on international expenses as well?

A. No, cashback is provided only on domestic purchases in UAE.

⭐ Can supplementary card holders avail airport lounge access?

A. At LoungeKey airport lounge only primary card holders can avail airport lounge access.

⭐ On what reward points can be redeemed for?

A. Reward points earned can be redeemed on flight tickets, hotels, dining and much more.

⭐ What are the charges on international purchases?

A. On international purchases 2.26% of the transaction amount is charged as international transaction fees.

⭐ What are the charges on cash withdrawal?

A. AED 94.50 is charged as cash withdrawal fee.

⭐ What are the prepayment charges on easy installment plan?

A. AED 105 is charged as early settlement charges on easy payment plan.

⭐ What is the minimum expenditure to be made to avail cashback benefits?

A. There is no requirement of minimum expenditure to avail cashback benefits.

⭐ Does the insurance provided follow takaful principles?

A. Yes, the travel insurance provided is based on takaful principles.

⭐ What are the charges on credit shield?

A. 0.94% of the outstanding balance is charged on credit shield.

⭐ What is the maximum coverage provided on the credit shield?

A. The maximum coverage provided on the credit shield is AED 200,000(varies with the type of event).

⭐ What are the offers provided on Dubai Islamic bank credit card?

A. Check here for the list of Dubai Islamic bank credit card offers

⭐ What is the minimum salary required?

A. The minimum salary required for a Dubai Islamic Bank Credit Card is AED 5000.

⭐ What is the annual fees charged?

A. There are zero annual fees credit cards provided at Dubai Islamic Bank, while on some card the annual fees charged is from AED 300.

⭐ What is the profit rate charged?

A. The profit rates on a Dubai Islamic Bank Credit Card is 1.95%.

⭐ What are the working hours of Dubai Islamic Bank?

A. Visit Dubai Islamic Bank Customer Care page for details on DIB branches, working hours, phone number, email address and much more.

About Dubai Islamic

Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.

The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.

   Get in touch with Dubai Islamic Customer Care

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