Eligibility for Dubai Islamic
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Credit Card Provided By Dubai Islamic
Check Eligibility for Dubai Islamic Credit Card
Features of Dubai Islamic Credit Card
- Get 3% - 4% cashback
- Get reward points on every AED spent on local and international expenses
- Avail travel benefits on everyday expenses
- Get high reward points as welcome bonus
- High cash withdrawal limit
- Low/No internet charges
- Travel and purchase protection
- No/Low minimum spend required to avail privileges on the card
- Monthly subscription fees of AED 195 - AED 1000 is charged(Varies with card type)
- Can convert payments to easy payments plan
Eligibility Criteria of Dubai Islamic Credit Card
- Minimum salary of AED 5000 - AED 25,000 is required per month
- UAE residents of minimum 18 years old are eligible
- Both self employed and salaried individuals are eligible
Documents Required of Dubai Islamic Credit Card
- Salary Certificate/Salary transfer letter (Salaried individuals)
- Emirates ID
- UAE Residence Visa(For Expats)
- 3-6 months bank statements
- Address Proofs(Utility bills)
- Passport (Expats)
- Trade licence(Self employed individuals)
Dubai Islamic Credit Card Profit Rates
Dubai Islamic Credit Card Benefits
- Get up to 1.50 reward points on 1 USD spent locally
- Get up to 2 reward points on 1 USD spent outside UAE
- Get up to 3 reward points on 1 USD spent on flyDubai
- Get up to 35000 reward points as welcome bonus
- Get avail free access flyDubai airport lounge twice per month on DIB flyDubai Signature Credit Card
- 2 complimentary valet parking privileges per month
- Can avail free concierge services and roadside assistance
- Unlimited access to Lounge Key airport lounges
- Get 50% cashback on movie tickets
- Get up to 4% cashback on every AED spent at supermarkets, shopping, fuel, mobile bills, utility payments, etc.
- Provides credit shield on nominal charges
- 80% - 100% cash withdrawal limit
Frequently Asked Questions
Q. Do we get cashback on international expenses as well?
A. No, cashback is provided only on domestic purchases in UAE.
Q. Can supplementary card holders avail airport lounge access?
A. At LoungeKey airport lounge only primary card holders can avail airport lounge access.
Q. On what reward points can be redeemed for?
A. Reward points earned can be redeemed on flight tickets, hotels, dining and much more.
Q. What are the charges on international purchases?
A. On international purchases 2.26% of the transaction amount is charged as international transaction fees.
Q. What are the charges on cash withdrawal?
A. AED 94.50 is charged as cash withdrawal fee.
Q. What are the prepayment charges on easy installment plan?
A. AED 105 is charged as early settlement charges on easy payment plan.
Q. What is the minimum expenditure to be made to avail cashback benefits?
A. There is no requirement of minimum expenditure to avail cashback benefits.
Q. Does the insurance provided follow takaful principles?
A. Yes, the travel insurance provided is based on takaful principles.
Q. What are the charges on credit shield?
A. 0.94% of the outstanding balance is charged on credit shield.
Q. What is the maximum coverage provided on the credit shield?
A. The maximum coverage provided on the credit shield is AED 200,000(varies with the type of event).
Q. What are the offers provided on Dubai Islamic bank credit card?
A. Check here for the list of Dubai Islamic bank credit card offers
Q. What is the minimum salary required?
A. The minimum salary required for a Dubai Islamic Bank Credit Card is AED 5000.
Q. What is the annual fees charged?
A. There are zero annual fees credit cards provided at Dubai Islamic Bank, while on some card the annual fees charged is from AED 300.
Q. What is the profit rate charged?
A. The profit rates on a Dubai Islamic Bank Credit Card is 1.95%.
About Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
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