Check Eligibility for Dubai Islamic
Credit Card

You are eligible to apply for a Dubai Islamic
Credit Card .

You may not be eligible * to apply.

* required to apply for a Dubai Islamic Credit Card .

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Click here to check from other banks.

Credit Card Provided By Dubai Islamic

Last Updated on 23-10-2019

Check Eligibility for Dubai Islamic Credit Card

You are eligible to apply for a Dubai Islamic
Credit Card .

You may not be eligible * to apply.

*required to apply for a Dubai Islamic Credit Card .

Click here to check loans from other banks.

ADIB Smart Account

Features of Dubai Islamic Credit Card

  • Get 3% - 4% cashback
  • Get reward points on every AED spent on local and international expenses
  • Avail travel benefits on everyday expenses
  • Get high reward points as welcome bonus
  • High cash withdrawal limit
  • Low/No internet charges
  • Travel and purchase protection
  • No/Low minimum spend required to avail privileges on the card
  • Monthly subscription fees of AED 195 - AED 1000 is charged(Varies with card type)
  • Can convert payments to easy payments plan

Eligibility Criteria of Dubai Islamic Credit Card

  • Minimum salary of AED 5000 - AED 25,000 is required per month
  • UAE residents of minimum 18 years old are eligible
  • Both self employed and salaried individuals are eligible

Documents Required of Dubai Islamic Credit Card

  • Salary Certificate/Salary transfer letter (Salaried individuals)
  • Emirates ID
  • UAE Residence Visa(For Expats)
  • 3-6 months bank statements
  • Address Proofs(Utility bills)
  • Passport (Expats)
  • Trade licence(Self employed individuals)

Dubai Islamic Credit Card Profit Rates

Dubai Islamic Bank

23 Dubai Islamic Bank Credit Cards

Al Islami Internet Credit Card

rate

Profit Rate

0%

minimum salary

Minimum Salary

AED 0

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

No

cashback

Cashback

No

interest rate

0%

Profit Rate

minimum salary

AED 0

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card can only be availed for online purchases.
  • This card is a supplementary card to your primary Al Islamic card.
  • This card ensures that it cannot be used for purchases where manual imprinters are used to record transactions.
  • The foreign currency rate applicable on overseas transactions is 1.95%
  • This card has no minimum salary requirement.

Benefits

  • This account number and Al Islami code is different from the primary card.This feature ensures that people who have access to your card details cannot use them for online transactions.
  • This card has no magnetic strip, hence it is safe to say that this card cannot be used for manual purchases.
  • You can buy tickets,apparel & accessories, electronic items, from around the world, through internet.
  • The limit on your Internet Card is part of and restricted to 20% of your overall Primary Card limit, which helps in minimizing your exposure to any risk.

View details on bank page

Johara Gold Premium Credit Card

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The cash advance limit on this card is 80%.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You will need a minimum salary of AED 5,000 to avail this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 1% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.

View details on bank page

Al Islami Platinum Charge Card

rate

Profit Rate

0%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 1K

balance transfer

Balance Transfer

No

cashback

Cashback

No

interest rate

0%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 1K

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 100% cash advance limit with this card.
  • You cannot withdraw cash with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.

View details on bank page

Al Islami Gold Charge Card

rate

Profit Rate

0%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 400

balance transfer

Balance Transfer

No

cashback

Cashback

No

interest rate

0%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 400

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 100% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.

View details on bank page

Al Islami Classic Charge card

rate

Profit Rate

0%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 300

balance transfer

Balance Transfer

No

cashback

Cashback

No

interest rate

0%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 300

Annual Fee

balance transfer

No

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 100% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.

View details on bank page

Al Islami Classic Credit Card

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • Earn 1 wala rewards for every 1 AED spent
  • No annual fees
  • Free travel & purchase protection
Advantages
  • Earn 1 wala rewards for every 1 AED spent
  • No annual fees
  • Free travel & purchase protection

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 80% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
  • You can make utility bill payments like DEWA, SEWA, FEWA, Etisalat ,Salik, DU and Club Apparel.
  • You can save up to 0.5% on utility bills, which can be redeemed.
  • You can redeem Wala's Dirhams for flight and hotel bookings, electronics and appliances.

View details on bank page

Al Islami Gold Credit Card

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 80% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
  • You can redeem 1% of your utility bills with this card.
  • Avail Wala Loyalty program with this card.
    You can get back 1% of your spend with this card.

View details on bank page

Johara Platinum Credit Card

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 15K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The cash advance limit on this card is 80%.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 15000 to avail this card.
  • Balance transfer is offered on this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 2% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail purchase protection with this card against any theft or fraudulent transactions.

View details on bank page

Johara Classic Credit Card

minimum salary

Minimum Salary

AED 10K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 10K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The cash advance limit on this card is 80%.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You will need a minimum salary of AED 10,000 to avail this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 0.50% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.

View details on bank page

Al Islami Platinum Credit Card

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 15K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 100% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 15000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
  • You can get a cashback of up to 2% on utility bills.
  • You can avail credit shield(Takaful) with this card.

View details on bank page

Al Islami Platinum Plus Credit Card

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 15K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 100% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card
  • You get a repayment period of 20 days with this card.
  • here is a requirement of minimum salary of AED 15000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
  • You can get a cashback of up to 3% on utility bills.
  • You can avail credit shield(Takaful) with this card.

View details on bank page

Al Islami Gold Premium Credit Card

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your unique finance needs.
  • This card comes with modern day privileges and worldwide acceptance.
  • This card is an interest free card.
  • There is a 80% cash advance limit with this card.
  • The Forex rate stands at 1.95% for this card.
  • You get a repayment period of 20 days with this card.
  • There is a requirement of minimum salary of AED 5000 with this card.

Benefits

  • This card comes with no profit rate or any monthly fee.
  • You can facilities like travel desk and travel insurance.
  • Avail purchase protection with this card.
  • You get roadside assistance with this card as and when needed.
  • You also get personal accident insurance with this card.
  • This card is accepted at 27 million outlets worldwide.
  • You can redeem 1% of your utility bills with this card.

View details on bank page

Johara Gold Credit Card

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The cash advance limit on this card is 80%.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You will need a minimum salary of AED 5,000 to avail this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 1% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.

View details on bank page

Prime Platinum Credit Card

rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • Avail purchase protection and extended warranty with this card.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You require a minimum salary of AED 15000 to avail this card.

Benefits

  • You can redeem Wala's payments for Utility bills and get 2% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, and get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail a cash advance of 80% from this card.

View details on bank page

Prime Signature Credit Card

rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • This card is offered by invitation only.
  • Avail purchase protection and extended warranty with this card.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You require a minimum salary of AED15000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Benefits

  • You can redeem Wala's payments for Utility bills and get 1.50% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, and get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail a cash advance of 80% from this card.
  • Avail complimentary lounge access with the help of lounge key at over 650 lounges at various airports in the world.
  • Avail personalized customer care service 24 hours a day with this card.
  • Get multi travel insurance of up to US $ 1000000, with this card.
  • Get amazing Visa discounts at over 75 selected restaurants and have an amazing dining experience.
  • Get exclusive privileges at more than 900 hotels around the world with best benefits.
  • Avail complimentary valet parking services in Dubai and Abu Dhabi.

View details on bank page

Prime Infinite Credit Card

rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 25K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 25K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • This card is offered by invitation only.
  • Avail purchase protection and extended warranty with this card.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You require a minimum salary of AED 25000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Benefits

  • You can redeem Wala's payments for Utility bills and get 0.50% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, and get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • You can avail a cash advance of 80% from this card.
  • Avail complimentary lounge access with the help of lounge key at over 650 lounges at various airports in the world.
  • Prime infinite card holders can avail unlimited complimentary airport lounge services, with Visa Lounge access program.
  • Avail personalized customer care service 24 hours a day with this card.
  • Get multi travel insurance of up to US $ 1000000, with this card.
  • Get amazing Visa discounts at over 75 selected restaurants and have an amazing dining experience.
  • Get exclusive privileges at more than 900 hotels around the world with best benefits.
  • Avail services from VISA infinite dedicated website.
  • Avail complimentary valet parking services in Dubai and Abu Dhabi.

View details on bank page

Platinum Consumer Card

rate

Profit Rate

3%

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • This card is specifically designed for customers.
  • This card allows you to earn cash backs on for various buys.
  • This card helps you to increase savings with various offers.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 15000 to avail this card.
  • There is an option of balance transfer with this card.

Benefits

  • You can also avail credit shield (Takaful) with DIB Consumer Credit card.
  • This card provides everyday happiness with cash backs and many offers.
  • You can boost up your savings with the help of maximum savings potential option.
  • This card is convenient to use and is easy to earn to cashback on this card.
  • There are endless options to earn cashback from DIB Consumer Card.
  • There is no minimum spend requirement for this card.

View details on bank page

Prime Classic Credit Card

rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Advantages
  • Earn 1 wala rewards for every 1 AED spent
  • No annual fees
  • 80% cash withdrawal limit
Advantages
  • Earn 1 wala rewards for every 1 AED spent
  • No annual fees
  • 80% cash withdrawal limit

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Benefits

  • You can redeem Wala's payments for Utility bills and get 2% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • Avail card protection plus to protect your card from any misuse.

View details on bank page

Rewards Consumer Card

rate

Profit Rate

3%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

Yes

interest rate

3%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

Yes

Cashback

Features

  • This card is an Islamic card.
  • This card is jointly owned by Department of Economic Development in Dubai and Dubai Islamic Bank.
  • DIB Consumer card allows you to earn cashback on for various buys.
  • This card helps you to increase savings with various offers.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • There is an option of balance transfer with this card.

Benefits

  • You can also avail credit shield (Takaful) with this card.
  • This card provides everyday happiness with cashback and many offers.
  • You can boost up your savings with the help of maximum savings potential option.
  • This card is convenient to use and is easy to earn to cashback on this card.
  • There are endless options to earn cashback from.
  • There is no minimum spend requirement for this card.

View details on bank page

The Emirates Skywards DIB Platinum Card

rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

2.26%

annual fee

Annual Fee

AED 525

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 525

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Benefits

  • Can earn up to 5000 bonus skyward miles as welcome offer
  • Earn 1 skyward mile per USD spent on Emirates tickets using the card
  • Earn 0.5 skyward miles per USD spent on local purchases using the card
  • Earn 0.75 skyward miles per USD spent on foreign transactions using the card
  • Can convert payments made on emirates.com to EPP on 0% profit rate
  • Can get up to 25% off on orders placed online at Zomato UAE
  • Can avail medical and legal referral facility

View details on bank page

Prime Gold Credit Card

rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 5K

fx rate

Fx Rate

1.95%

annual fee

Annual Fee

AED 0

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 5K

Minimum Salary

fx rate

1.95%

Fx Rate

annual fee

AED 0

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • This card is an Islamic card.
  • This card caters to your financial needs like no other card.
  • This card comes with modern day convenience.
  • This card comes with worldwide acceptance.
  • The forex rate stands at 1.95% for this card.
  • The repayment period is 20 days from the date of statement.
  • You need a minimum salary of AED 5000 to avail this card.
  • This bank provides the facility to transfer the balances of any other card to this card.
    This facility can be availed through Al Islami Online Banking, Al Islami Mobile Banking, and through Express Banking Terminals.
    80% of the cash limit or 100% of the available cash limit can be used for balance transfer facility.
    A customer can do multiple balance transfer transactions with this card.
    For balance transfer, you can do a minimum amount of AED 100 and maximum amount of AED 2,50,000.

Benefits

  • You can redeem Wala's payments for Utility bills and get 0.75% back.
  • You can automatically get enrolled into roadside assistance with this card.
  • You can keep the membership card handy, and avail the roadside assistance service when you feel like throughout the week.
  • Avail personal accident cover, abd get yourself and your family protected.
  • This card comes with 0% interest to pay.
  • Get travel insurance along with your air ticket.
  • You can also avail credit shield (Takaful) with this card.
  • Avail card protection plus to protect your card from any misuse.

View details on bank page

The Emirates Skywards DIB Signature Card

rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 15K

fx rate

Fx Rate

2.26%

annual fee

Annual Fee

AED 1.575K

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 15K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 1.575K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Benefits

  • Can earn 15000 skyward miles on card activation
  • Earn 15000 skyward miles on balance transfer
  • Earn 1.5 skyward miles per USD spent on Emirates tickets using the card
  • Earn 0.75 skyward miles per USD spent on local purchases using the card
  • Earn 1 skyward mile per USD spent on foreign transactions using the card
  • Can access 850 airport lounges via Lounge Key
  • Can avail EPP on 0% profit rates on payments made at emirates.com
  • Can get up to 25% discount on orders placed online at Zomato UAE
  • Can avail medical and legal referral facilities
  • Can avail international concierge service
  • Complimentary travel insurance is provided
  • Can get free valet parking benefits
  • 80% cash withdrawal limit is provided

View details on bank page

The Emirates Skywards DIB Infinite Credit Card

rate

Profit Rate

3.25%

minimum salary

Minimum Salary

AED 35K

fx rate

Fx Rate

2.26%

annual fee

Annual Fee

AED 2.625K

balance transfer

Balance Transfer

Yes

cashback

Cashback

No

interest rate

3.25%

Profit Rate

minimum salary

AED 35K

Minimum Salary

fx rate

2.26%

Fx Rate

annual fee

AED 2.625K

Annual Fee

balance transfer

Yes

Balance Transfer

cashback

No

Cashback

Benefits

  • Can earn 25000 skyward miles on card activation
  • Can earn 25000 skyward miles on spending USD 20,000 using the card with 4 months after the card activation
  • Earn 25000 skyward miles on balance transfer
  • Earn 2 skyward miles per USD spent on Emirates tickets using the card
  • Earn 1 skyward mile per USD spent on local purchases using the card
  • Earn 1.5 skyward miles per USD spent on foreign transactions using the card
  • Can avail Emirates Skyward Silver membership as complimentary
  • Complimentary access to 850 airport lounges worldwide
  • Can convert regular payments made on Emirates flight tickets to EPP on 0% profit rates
  • Can get up to 25% off on online orders made on Zomato UAE
  • Can avail free valet parking services at selected locations

View details on bank page

Dubai Islamic Credit Card Benefits

Travel

  • Get up to 1.50 reward points on 1 USD spent locally
  • Get up to 2 reward points on 1 USD spent outside UAE
  • Get up to 3 reward points on 1 USD spent on flyDubai
  • Get up to 35000 reward points as welcome bonus
  • Get avail free access flyDubai airport lounge twice per month on DIB flyDubai Signature Credit Card
  • 2 complimentary valet parking privileges per month
  • Can avail free concierge services and roadside assistance
  • Unlimited access to Lounge Key airport lounges

Other benefits

  • Get 50% cashback on movie tickets booked using DIB Consumer Card
  • Get up to 3%-4% cashback on every AED spent at supermarkets, shopping, fuel, mobile bills, utility payments, etc. using DIB Consumer Card.
  • Provides credit shield on nominal charges
  • 80% - 100% cash withdrawal limit

Frequently Asked Questions

Q. Do we get cashback on international expenses as well?

A. No, cashback is provided only on domestic purchases in UAE.

Q. Can supplementary card holders avail airport lounge access?

A. At LoungeKey airport lounge only primary card holders can avail airport lounge access.

Q. On what reward points can be redeemed for?

A. Reward points earned can be redeemed on flight tickets, hotels, dining and much more.

Q. What are the charges on international purchases?

A. On international purchases 2.26% of the transaction amount is charged as international transaction fees.

Q. What are the charges on cash withdrawal?

A. AED 94.50 is charged as cash withdrawal fee.

Q. What are the prepayment charges on easy installment plan?

A. AED 105 is charged as early settlement charges on easy payment plan.

Q. What is the minimum expenditure to be made to avail cashback benefits?

A. There is no requirement of minimum expenditure to avail cashback benefits.

Q. Does the insurance provided follow takaful principles?

A. Yes, the travel insurance provided is based on takaful principles.

Q. What are the charges on credit shield?

A. 0.94% of the outstanding balance is charged on credit shield.

Q. What is the maximum coverage provided on the credit shield?

A. The maximum coverage provided on the credit shield is AED 200,000(varies with the type of event).

Q. What are the offers provided on Dubai Islamic bank credit card?

A. Check here for the list of Dubai Islamic bank credit card offers

Q. What is the minimum salary required?

A. The minimum salary required for a Dubai Islamic Bank Credit Card is AED 5000.

Q. What is the annual fees charged?

A. There are zero annual fees credit cards provided at Dubai Islamic Bank, while on some card the annual fees charged is from AED 300.

Q. What is the profit rate charged?

A. The profit rates on a Dubai Islamic Bank Credit Card is 1.95%.

About Dubai Islamic

Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.

The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.

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