Citi Credit Cards in UAE

Citi Credit Card Benefits

Citi Prestige

• AED 600 cash back welcome bonus (subject to payment of full annual fee)
• 10,000 bonus ThankYou® Points annually post payment of annual fee
• Transfer points to 12 partner airlines including Emirates, Etihad, Turkish or redeem for cash back at a click of a button from Citi Mobile® App
• 4th night free at any hotel worldwide (unlimited)
• Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) with MasterCard Travel Pass app
• Airport Transfers: 6 rides per year (up to AED 110 each) using code "MAUAE6“ on the Careem app
• Golf: Unlimited golf on weekdays and 1 free round on weekends per month at some of the best golf courses in UAE
• Valet Parking: 2 services per month at select Valtrans locations
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Movies: 6 ‘Buy 1 Get 1 free’ movie tickets per month at VOX (4) & REEL(2) cinemas
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
• Marhaba Silver Meet & Greet service twice a year with fast-track and porter services for arrivals & departures at Dubai International Airport
• Online purchases cover (up to $1,000 per year) for delayed, damaged or wrong items
• Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions

Citi Premier

• AED 350 cash back welcome bonus (subject to payment of full annual fee)
• Redeem points for cash back or transfer to 12 partner airlines including Emirates, Etihad, Turkish at a click of a button from Citi Mobile® App
• Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) with MasterCard Travel Pass app
• Airport Transfers: 6 rides per year (up to AED 110 each) using code "MAUAE6“ on the Careem app
• Movies: 30% off 4 movie tickets per month at VOX cinemas
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
•  Golf: 1 free round per month at some of the best golf courses in UAE
•  Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Marhaba Bronze Meet & Greet service once a year with fast-track for arrivals & departures at Dubai International Airport
• Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions 

Citi Rewards

• No Annual Membership Fee (AMF) subject to spend*
• Redeem points for cash back or travel-related spend at a click of a button from Citi Mobile® App
• Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app
• Airport Transfers: 2 rides per year (up to AED 110 each) using code "MAUAE2“ on the Careem app
• Movies: 30% off 2 movie tickets per month at VOX cinemas
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions

* No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Citi Cashback Card

• No Annual Membership Fee (AMF) subject to spend*
• Automatic cash back on all purchases, with no minimum spend: 3% on Non-AED spend, 2% on Grocery Spend , 1% on all other spend
• No caps (up to the credit limit each month), no redemption process and no spend categories excluded
• Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app
• Airport Transfers: 2 rides per year (up to AED 110 each) using code "MAUAE2“ on the Careem app
• Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout
•  Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions  

* No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies

Citi Simplicity

• No annual fee, late payment fee, cash advance fee or overlimit fee- ever.
• Talabat: 20% discount (up to AED 14) on grocery and food orders twice a month on the Talabat app. Use code “MASTERCARD” at checkout
• Buy 1 Get 1: hundreds of offers across food & drink, leisure & travel with the Priceless™ Specials Mastercard app (powered by the Entertainer™)
• Cash loan on card at a click of a button from Citi Mobile® app (subject to eligibility)
• Turn big purchases into smaller monthly instalments at a click of a button from Citi Mobile® app
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Airport Lounges: Access to 25+ lounges across the Middle East via MasterCard Travel Pass app
• Complimentary supplementary cards for your family members 

Citi Ready Credit

• Popular and first in market card like an always-on digital loan at a click of a button via Citi Mobile® app
• Immediate cash up to 100% of credit limit in your bank account anywhere in UAE 
• Higher credit limit up to 6X monthly income or AED 175,000 (whichever is lower)
• Special rate from 15%* per annum for the first loan booked within 1 month from card approval
• Sign-up once and borrow as many loans as you need within your credit limit at a click of a button. No need to re-apply for new loans in the future.  
• No early repayment fees, so you can repay in instalments (up to 48 months) or repay early in lump sum without worrying about additional charges
• Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea
• Airport Lounges: Access to 10 lounges across the Middle East via MasterCard Travel Pass app
• No Annual Membership Fee (AMF)**: waived indefinitely 

*T&Cs apply. 15% is the annual rate and is applicable only for new Citibank customers during the term of the 1st loan booked within 1 month of card approval. Min tenure is 24 months and max tenure is 48 months.
**No AMF in year 1. AMF is waived for year 2 onwards without conditions.

About Citi

Citi is a name not alien to the banking industry. The bank is present in the United Arab Emirates since 1964. Citi since its first branch in UAE is known for delivering excellence while consistently bringing world-class banking products and services to the local market. It is currently a major player in the UAE’s credit card market and a leading provider of Wealth Management and Consumer Credit services.