Last Updated on 15 October 2022

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Dubai First Low-Rate Card

Dubai First Bank

Low-Rate Card

Dubai First Low-Rate Card
Interest Rate

1.99%

Fx Rate

3.9%

Annual Fee

AED 300

Dubai First Low-Rate Card
interest rate

1.99%

Interest Rate

fx rate

3.9%

Fx Rate

annual fee

AED 300

Annual Fee

View details on bank page

Features

  • Enjoy life cost effectively.
  • Get the advantage of lowest minimum monthly payment of just 3%.
  • Annual membership fee waiver.
  • Only AED 300 is charged as a competitive membership fee which is reversed when you spend AED 24,000 in the 12 months.
  • Up to 3.9% will be charged as processing fee for non-AED transactions or dynamic currency conversions.
  • It offers interest rate of 1.99% per month.

Main Benefits

  • The Minimum payment due is 3% of the total outstanding amount.
  • Enjoy Lifestyle and Travel benefits including complimentary airport lounge access.
  • Buy One Get One offers on dining, entertainment and travel.
  • Avail balance transfer & Quick cash on 0% interest rate.
  • Interest free period up to 56 days from the start of one billing cycle to the due date of that billing cycle.
  • Avail credit shield protection with this card.
  • This card also helps you control your finances.
  • Credit sheet up to 0.99% on outstanding amount.
  • 3% of cash advance amount or AED 100 whichever is higher.
  • Get up to 10% cashback at over 1,500 e-commerce sites and more.

Frequently Asked Questions

Q. What is the minimum outstanding balance that I should pay?

A.You have the flexibility to pay 3% of your outstanding balance.

Q. Can I get my annual fee waived off?

A. The annual fee of AED 300 is waived when you spend AED 24000 in 12 months.

Q. What is the interest rate charged on Dubai first low-rate card?

A. An interest rate of 1.99% per month will be charged.

Q. How do I activate a credit card?

A.You can activate your card through Dubai First mobile app or call or SMS.

   Get in touch with Dubai First Customer Care

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