Last Updated on 29 October 2019

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Dunia Finance Dunia Gold Card

Dunia Finance Bank

WarningMessage This product is discontinued by the Bank

Dunia Gold Card

Dunia Finance Dunia Gold Card
Interest Rate

3.33%

Minimum Salary

AED 7K

Fx Rate

4.8%

Annual Fee

AED 400

Balance Transfer

No

Cashback

Yes

Dunia Finance Dunia Gold Card
interest rate

3.33%

Interest Rate

min salary

AED 7K

Minimum Salary

fx rate

4.8%

Fx Rate

annual fee

AED 400

Annual Fee

bal transfer

No

Balance Transfer

cashback

Yes

Cashback

Features

  • This card will meet all your refined tastes and allows you to do things which you would like to do.
  • This card provides various discounts at leading resorts and spas.
  • This card provides many benefits on dining and hotels.
  • You need to have a proof of residence and past 3 months statements.
  • You also need a copy of Emirates ID to avail this card.
  • If you don't have an Emirates ID, you need to submit a copy of passport and Visa document.
  • The Forex rate applicable on this card is 4.8% on all AED and non AED transactions.
  • The Forex rate of 2.99% is applicable on USD transactions.
  • The repayment period is 20 days from the date of statement.
  • You get a free grace period of 50 days to pay your outstanding balance.
  • There is an interest charge if your outstanding amount is not paid in full.
  • You require a minimum salary of AED 7000 with this card.
  • The annual fee applicable on this card is AED 400.

Main Benefits

  • Get a complimentary lounge access at Jeddah, Amman, Abu Dhabi, Cairo, Kuwait and Dubai.
  • Get a 5% discount on all airlines, airport drop off and a pick up service, with a minimum spend of AED 5000.
  • Convenience of making utility payments with this card, which includes DEWA, SEWA, Etisalat and Du.
  • Get up to 4 supplementary cards free with this card.
  • Get credit shield and protect your family against any unforeseen incident.
  • Protect your family against any fraudulent charges with a complimentary MasterCard insurance.
  • Avail various payment options with this card.
  • Avail Chip and Pin security with this card.
  • Avail 3D secure transactions with this card.
  • Avail DuniaQwik facilities with this card.
  • There is a 0.75% unlimited cashback on all eligible spend.

Frequently Asked Questions

⭐ Can I transfer my funds from my dunia card to another card?

A. Yes you can transfer your funds from your dunia card to another card.

⭐ Is there a subscription package for duniaqwik?

A. Yes, there is a subscription package of AED 50 on this card for duniaqwik.

⭐ Can I make utility bill payments with this card?

A. Yes you can make utility bill payments with this card.

⭐ What happens if I enter a wrong PIN?

A. If you enter the wrong PIN, your transaction will be declined. you will have to generate a new PIN by calling our 24-hour Contact Center if you enter the wrong PIN for more than 3 times.

⭐ Where can I use my Chip and Pin security?

A. You can use your Chip and Pin security at any point of sale terminals

   Get in touch with Dunia Finance Customer Care

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