Last Updated on 18 July 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Standard Chartered Saadiq Platinum Murabaha

Standard Chartered Bank

Saadiq Platinum Murabaha

Standard Chartered Saadiq Platinum Murabaha
Interest Rate

3.45%

Minimum Salary

AED 5K

Fx Rate

2.99%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

Standard Chartered Saadiq Platinum Murabaha
interest rate

3.45%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

View details on bank page

Features

  • Follows sharia principles
  • Can avail balance transfer facility
  • A minimum salary of AED 5000 is required
  • No annual fees are charged for the first year. From the second year, the annual fee will be waived off if the minimum spending criterion for the preceding 1 year is minimum AED 2000.

Main Benefits

  • No Annual fees are charged
  • No over limit fees are charged
  • No late payment fee is charged
  • No cash advance fee are levied
  • Can get buy1-get1 free offer at costa coffee
  • Can get 20% OFF on careem rides
  • Can get up to 30% on travel bookings made on cleartrip
  • Can get up to 10% off on Hotels.com
  • Get 50 USD off on hotel and flights bookings made on expedia.com

Frequently Asked Questions

⭐ Can I avail balance transfer facility?

A. Yes. You can avail balance transfer facility.

⭐ What are the annual fees charged for supplementary cards?

A. The first four supplementary cards are provided for free. The annual fees charged on the fifth card is AED 157.50.

⭐ Can I get my card replaced?

A. Yes. You can get your credit card replaced on paying card replacement fees of AED 78.75.

⭐ Can I get more details of the card?

A. Click here for further details on the Standard Chartered Saadiq Platinum Murabaha Card.

⭐ What are the processing fees charged on balance transfer

A. There are NO processing fees charged on balance transfer.

⭐ What is the minimum age required to be eligible for the card?

A. The applicant must be of minimum 21 years to be eligible for the Saadiq Platinum Card.

⭐ What is Murabaha?

A. Murabaha is a Sharia law which says that the profit rate will be charged only the balance that is carry forwarded to the next month.

   Get in touch with Standard Chartered Customer Care

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