Last Updated on 12 February 2026
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Dubai Islamic Bank Al Islami Payroll Account
Al Islami Payroll Account
Features
- Sharia-compliant payroll banking solution
- No minimum balance requirement on eligible payroll accounts
- Zero or discounted account maintenance fees
- Free Debit Card with worldwide acceptance
- Free Chequebook for employees earning AED 3,000 or above (conditions apply)
- Salary-in-Advance facility for eligible customers
- Preferential rates on Personal Finance and Auto Finance
- Access to online banking, mobile banking, phone banking and ATMs
- Option to choose between Current, Savings or 2-in-1 Payroll Account
- Dedicated payroll relationship support for employers
Required Documents
- To open an Al Islami Payroll Account, the following documents are typically required:
- Valid Emirates ID
- Valid Passport
- Valid UAE Residence Visa (for expatriates)
- Completed account opening application form
- FATCA and CRS declaration (if applicable)
- Employer authorization for payroll enrollment
- Additional documents may be requested depending on the employer and account type.
Main Benefits
- For Employees:
- Hassle-free salary account with digital banking access
- Free debit card accepted locally and internationally
- Salary-in-Advance option for short-term financial needs
- Access to exclusive finance offers and preferential pricing
- Convenient banking through a wide ATM and branch network
- For Employers:
- Streamlined salary disbursement process
- Reduced payroll administration time and costs
- Lower operational risks with cashless salary payments
- Dedicated payroll support from the bank
- Improved employee satisfaction with value-added banking benefits
Frequently Asked Questions
Q. What is the Al Islami Payroll Account?
A. The Al Islami Payroll Account is a Sharia-compliant salary account that allows employees to receive their monthly salary conveniently while enjoying a range of banking and digital services.
Q. Who can open an Al Islami Payroll Account?
A. Employees of companies registered under Dubai Islamic Bank’s payroll arrangement are eligible to open an Al Islami Payroll Account.
Q. Is there a minimum balance requirement for this account?
A. No minimum balance is required for eligible payroll accounts, subject to the employer’s agreement with the bank.
Q. Does the account include a debit card?
A. Yes. A free debit card is provided, which can be used locally and internationally for ATM withdrawals and retail purchases.
Q. Will I receive a chequebook with this account?
A. A free chequebook is available for employees earning AED 3,000 or more per month, subject to bank terms and conditions.
Q. Can I access online and mobile banking services?
A. Yes. The account provides access to online banking, mobile banking and phone banking services for easy account management.
Q. Is a salary-in-advance facility available?
A. Yes. Eligible customers can benefit from a salary-in-advance facility, allowing access to funds before the regular salary date.
Q. What documents are required to open the account?
A. You will need a valid Emirates ID, passport, residence visa (for expatriates), completed application form and required declarations.
Q. Are there different payroll account options available?
A. Yes. Customers can choose from a Payroll Current Account, Payroll Savings Account or a Payroll 2-in-1 Account.
Q. What are the benefits for employers?
A. Employers benefit from simplified payroll processing, reduced administrative effort, lower operational risk and dedicated payroll support.
Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
Get in touch with Dubai Islamic Bank Customer Care