Last Updated on 12 February 2026
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Dubai Islamic Bank Johara Current Account
Johara Current Account
Features
- Minimum opening balance requirement of AED 3,000
- Debit card issued upon account opening
- Access to mobile banking and online banking
- E-statements for digital record keeping
- Online bill payment facility
- Six free teller transactions per month
- First chequebook (25 leaves) provided free
- Additional chequebooks available at applicable charges
- Minimum opening balance: AED 3,000
- Teller transactions: First 6 per month are free, AED 10.50 per additional transaction
- Chequebook: First chequebook (25 leaves) is free, AED 26.25 per additional chequebook (25 leaves)
- Other charges may apply according to the bank’s schedule of fees.
Required Documents
- To open the Johara Current Account, you will typically need:
- Valid Emirates ID
- Passport copy
- Valid UAE residence visa
- Completed account opening form
- Salary certificate or proof of income (if required)
- The bank may request additional documents based on regulatory requirements.
Main Benefits
- The Johara Current Account is designed to make daily banking simple and accessible.
- You can receive your salary directly into the account.
- You can make debit card payments locally and internationally.
- You can issue cheques for rent, school fees, or other commitments.
- You can transfer funds and check balances through mobile or online banking.
- You can pay utility and telecom bills without visiting a branch.
- This account is suitable if you regularly move money in and out of your account and need reliable transactional access.
- Bill Payment Facility - You can use the Johara Current Account to pay:
- Telecom bills such as Etisalat and Du
- Utility bills including DEWA, SEWA, FEWA, ADDC, and Emicool
- Government-related payments such as RTA, DED, Noqodi, and Trakhees
- Airline bookings including Air Arabia and flydubai
- Property-related payments such as EMAAR
- Payments can be made through digital banking channels.
Frequently Asked Questions
Q. Who is the Johara Current Account suitable for?
A. It is suitable for individuals who need an account for salary credit, regular payments, cheque usage, and daily transactions.
Q. Is there a minimum balance requirement?
A. Yes. You need to maintain an opening balance of AED 3,000.
Q. Does this account earn profit or interest?
A. No. A current account is designed for transactions and liquidity, not for earning profit.
Q. Can I use this account for salary transfer?
A. Yes. The account can be used for salary credit, subject to employer arrangements.
Q. How many free teller transactions do I get?
A. You receive six free teller transactions per month. Additional transactions are charged.
Q. Can I manage this account through mobile banking?
A. Yes. You can check your balance, transfer funds, and pay bills using mobile and online banking.
Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
Get in touch with Dubai Islamic Bank Customer Care