Last Updated on 11 February 2026
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Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
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FAB One Bank Account
One Bank Account
Features
- You can earn stars on account balances and purchases
- Can use this account as FAB salary account
- This account is available only in Dirham
- A minimum salary of AED 10,000 is required
- Current account in UAE Dirham (AED)
- Promotional offer: Chance to receive up to 10× your average balance, capped at AED 500,000
- No minimum balance requirement
- Earn FAB Rewards on eligible average monthly balance
- Earn FAB Rewards on debit card spending (local and international)
- Free Platinum Mastercard debit card
- Complimentary airport lounge access at selected airports
- Special offers and discounts at select premium retailers in the UAE
- Secure online transactions with One-Time Password (OTP)
- Purchase protection on debit card transactions for up to 90 days
- Four free cash withdrawals per month from any ATM in the UAE
- ATM cash withdrawal limit of AED 20,000
- Retail purchase transaction limit of AED 40,000
- Non-interest-bearing account (0% interest on credit balance)
- Instant account opening through the FAB Mobile App using Emirates ID
Required Documents
- Completed account opening form:
- Valid passport
- UAE residence visa
- Emirates ID
- Proof of income
- Original documents must be presented for verification
Main Benefits
- You may receive a one-time promotional credit based on your average balance, subject to campaign terms
- You earn FAB Rewards on both your account balance and daily debit card spending
- You can redeem FAB Rewards instantly for cashback, shopping, utility bills, dining, or travel
- You do not pay any minimum balance maintenance fees
- You get a free Platinum debit card with lifestyle and travel benefits
- You enjoy complimentary airport lounge access across the Middle East
- You benefit from secure online payments with OTP protection
- You can manage your account anytime using digital banking
- You avoid paperwork with instant mobile account opening
Frequently Asked Questions
Q. Are non-salaried individuals are eligible?
A. Yes. Non-salaried individuals are eligible.
Q. What is the eligibility criteria for non-salaried individuals?
A. Non-salaried individuals must make an initial deposit of minimum AED 10,000.
Q. What is the debit card that is provided for free?
A. On FAB one account Mastercard Platinum debit card is provided for free.
Q. What is the cash withdrawal limit on the debit card?
A. AED 20,000 is the cash withdrawal limit on the FAB debit card.
Q. What is the purchase limit on the debit card?
A. AED 40,000 is the purchase limit on the debit card for retail purchases.
Q. What is the 10× average balance offer on the FAB One Account?
A. When you open a new FAB One Current Account, you may be eligible to receive a promotional credit of up to 10 times your average balance, capped at AED 500,000. This is subject to campaign eligibility and terms set by FAB.
Q. Is the 10× balance credit guaranteed?
A. No. The credit is promotional and not guaranteed. It depends on campaign rules and whether you meet the eligibility criteria.
Q. Is there a minimum balance requirement for the account?
A. No. There is no minimum balance requirement. However, an average monthly balance of AED 10,000 is required to earn FAB Rewards.
Q. How do FAB Rewards work on this account?
A. You earn 40 FAB Rewards for every AED 100 spent using your debit card and 6 FAB Rewards for every AED 1,000 of average monthly balance, up to a maximum of 80,000 FAB Rewards per month.
Q. What airport lounge benefits are included?
A. You get complimentary airport lounge access at selected airports across the Middle East, up to four times per year, using the Platinum Mastercard debit card.
Q. Who can open a FAB One Current Account in the UAE?
A. UAE residents aged 21 years and above who meet the salary or initial deposit requirements can apply.
FAB
First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision
Get in touch with FAB Customer Care