Last Updated on 29 December 2025
Your details are safe and secured
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
Thank you for providing your details.
FAB Personal Current Account
Personal Current Account
Features
- Personal current account designed for everyday banking needs in the UAE.
- Free FAB debit card provided upon account opening.
- Complimentary first cheque book, enabling easy cheque transactions.
- Airport lounge access at selected airports in the Middle East for eligible debit cardholders.
- Competitive daily ATM withdrawal and purchase limits, varying by debit card type.
- Supports salary transfers and non-salary usage.
- Accessible through FAB Mobile and Online Banking for 24/7 account management.
- Enables local and international transfers, bill payments, and merchant payments.
- Debit card accepted worldwide for ATM withdrawals and retail transactions.
- Option to open and manage the account digitally, subject to eligibility.
- This account is available in Dirham and other major currencies.
- For this account, you will need to maintain an average balance of AED 3000.
Required Documents
- Valid Emirates ID. Valid passport.
- Valid UAE residence visa (for expatriates).
- Account opening application form (digital or physical).
- Salary certificate or proof of income (for salaried customers).
- Trade license and supporting documents (for self-employed customers, if applicable).
- Any additional documents requested by the bank for compliance or verification purposes.
Main Benefits
- Convenient day-to-day banking with easy access to funds.
- Cheque book and debit card included at no additional cost.
- Lifestyle advantage through complimentary airport lounge access.
- High transaction limits suitable for frequent or high-value transactions.
- Digital banking convenience with real-time transaction alerts and controls.
- Global usability, making it suitable for travel and international payments.
- Trusted banking experience backed by one of the UAE’s largest banks.
Frequently Asked Questions
Q. What is a FAB Personal Current Account?
A. It is a day-to-day banking account that allows customers to manage income, expenses, payments, and withdrawals with ease.
Q. Who can open this account?
A. UAE residents, including salaried, self-employed, and non-salaried individuals who meet bank eligibility criteria.
Q. Is there a minimum balance requirement?
A. Yes, a minimum balance is required - AED 3000. If the balance falls below the required threshold, a monthly fee may apply - AED 26.25.
Q. Do I receive a debit card and cheque book?
A. Yes, a FAB debit card and the first cheque book are provided free of charge.
Q. Can I access my account digitally?
A. Yes, full access is available through FAB Mobile and Online Banking platforms.
Q. Is airport lounge access included?
A. Yes, complimentary airport lounge access is available for eligible debit cardholders, subject to card type and terms.
Q. Can the account be used internationally?
A. Yes, the debit card can be used worldwide for purchases and ATM withdrawals.
FAB
First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision
Get in touch with FAB Customer Care