Last Updated on 27 January 2026
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Dubai Islamic Bank Al Islami Current Account
Al Islami Current Account
Features
- High Daily Withdrawal Limit: You can withdraw up to AED 75,000 daily using your DIB Debit Card, ensuring you have ample access to cash whenever you need it.
- Digital Banking Access: You can manage your Dubai Islamic Bank account from anywhere using state-of-the-art Electronic Banking and Mobile Banking services.
- Global Debit Card: You will receive a globally recognized Debit Card upon account opening, allowing for seamless payments locally and internationally .
- Account Opening Requirement: You must provide an opening balance of AED 3,000 to activate your Al Islami Current Account.
- Paperless Banking: You will receive monthly E-statements to track your finances securely and conveniently.
- Currency: Your account is maintained in UAE Dirhams (AED) to facilitate all your local banking needs.
- There is no profit rate on this account.
- You will be charged a monthly maintenance fee of AED 26.25 for your Al Islami Current Account, which is deducted on the first Sunday of every month.
- You are exempted from this maintenance fee if you maintain a minimum average monthly balance of AED 3,000.
- You will pay a fee of AED 10.50 for every teller transaction you make after utilizing your six free transactions for the month.
- You will be charged AED 26.25 for each additional cheque book (25 leaves) after your first free one.
- You will incur an account closure fee of AED 26.25 if you choose to close your account within six months of opening it.
- This account can only be opened in AED.
- You require a minimum balance of AED 3000 to open this account.
Required Documents
- New Customers: You generally need to provide your Emirates ID and Passport to open an account instantly via the "Banking in Minutes" online feature.
- Expatriates: You must provide a valid UAE Residence Visa.
- Existing Customers: You can open an account via Online Banking without resubmitting documents if your records are up to date.
Main Benefits
- Comprehensive Bill Payments: You can pay bills for a wide range of services directly through your account, including telecommunications (Etisalat, Du) and utilities (DEWA, SEWA, FEWA, ADDC, Ajman Sewerage, Emicool).
- Government & Travel Payments: You can easily settle payments for government services (RTA, DED, Noqodi, Trakhees) and book flights with airlines like Air Arabia and flydubai.
- Property Service Payments: You are able to make payments for EMAAR properties directly from your Al Islami Current Account.
- Free Teller Transactions: You enjoy six free teller transactions every month to handle your in-branch cash and cheque requirements.
- Complimentary Cheque Book: You will receive your first cheque book (25 leaves) completely free of charge.
- Fee Exemption: You can avoid monthly fees entirely by maintaining an average monthly balance of AED 3,000 or more in your account.
Frequently Asked Questions
Q. What is the minimum opening balance for the Al Islami Current Account?
A. You need to deposit an opening balance of AED 3,000 to start your account relationship with Dubai Islamic Bank
Q. What is the daily cash withdrawal limit on the debit card?
A. Your Al Islami Current Account debit card comes with a high daily cash withdrawal limit of AED 75,000
Q. How can I avoid the monthly maintenance fee on my DIB account?
A. You can avoid the AED 26.25 monthly fee by simply maintaining an average monthly balance of AED 3,000 or more
Q. Which utility and government bills can I pay with this account?
A. You can pay a vast array of bills including DEWA, SEWA, Etisalat, Du, RTA, and EMAAR, directly through your electronic banking channels
Q. Is the cheque book provided free of charge?
A. Yes, your first cheque book (containing 25 leaves) is provided free. Subsequent books are charged at AED 26.25 each
Q. Is there a penalty for closing the account early?
A. Yes, if you decide to close your Al Islami Current Account within 6 months of opening it, a closure fee of AED 26.25 will apply
Q. How many times can I visit the branch teller for free?
A. You are entitled to six free teller transactions per month. Any visits beyond this limit are charged at AED 10.50 per transaction
Q. Can I open this account online?
A. Yes, if you are new to DIB, you can use the "Banking in Minutes" feature. Existing customers can simply log in to Online Banking to open the account instantly
Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
Get in touch with Dubai Islamic Bank Customer Care