Last Updated on 27 January 2026
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Dubai Islamic Bank Al Islami Investment Deposit Account – 9 months
Al Islami Investment Deposit Account – 9 months
Features
- Minimum deposit starts from AED 5,000, making it suitable for short- and medium-term investment goals
- Investment tenures available is for 9 months
- Quarterly profit distribution credited directly to the linked account
- Automatic roll-over option at maturity for uninterrupted investment growth
- No maintenance fee when the linked account is used as the principal liquidation account
- Sharia-compliant Mudaraba structure with profit sharing based on investment performance Available in multiple currencies
- Account can be opened through online banking, mobile banking, phone banking or by visiting a branch
- Investment deposit can be opened for minors with guardian or parent consent
- You do not get a dedicated relationship manager for this account
- Non maintenance fee that has to be paid monthly is AED 0
- You can open this account in AED and other major currencies also
- Required to maintain a minimum monthly balance of AED 5,000
- 0.44% profit rates are paid on the given account on the 3rd quarter of 2025
Required Documents
- Emirates ID copy
- Valid passport copy
- Valid UAE residence visa for expatriates
- Proof of residential address
- Salary certificate or proof of income, if applicable
- Additional documents may be requested as per bank policy
Main Benefits
- Flexible investment planning with multiple tenure options to suit individual financial goals
- Potentially attractive returns based on tenure, deposit amount and market performance
- Hassle-free reinvestment through the automatic roll-over facility
- Ethical and Sharia-compliant investing aligned with Islamic banking principles
- Suitable for long-term savings, education planning and wealth growth
- Convenient quarterly profit payouts without frequent account management
Frequently Asked Questions
Q. What is the Al Islami Investment Deposit?
A. It is a Sharia-compliant investment deposit based on the Mudaraba principle, where funds are invested in approved activities and profits are shared between the bank and the customer.
Q. What is the minimum amount required to open this deposit?
A. The minimum deposit amount is AED 5,000.
Q. What investment tenures are available?
A. Customers can choose the tenure of 9 months
Q. How are profits paid on the investment deposit?
A. Expected profits, if generated, are credited quarterly into the linked account.
Q. Is the investment deposit Sharia-compliant?
A. Yes, the deposit follows Islamic banking principles under the Mudaraba structure.
Q. Can an investment deposit be opened for a minor?
A. Yes, an account can be opened for a minor with guardian or parent consent, subject to bank requirements.
Q. Are there any maintenance charges?
A. No maintenance fee is applicable when the linked account is maintained as the principal liquidation account.
Q. How can I open an Al Islami Investment Deposit?
A. The deposit can be opened through online banking, mobile banking, phone banking or by visiting a bank branch.
Dubai Islamic
Dubai Islamic Bank (DIB), established in 1975 is the pioneer of Islamic banking that has seen a phenomenal growth. The Bank since inception has remained customer-centric organization, where honesty and customized personal service form the basis of all relationships. Though sticking to its root traditions, the bank equally blends with the commitment of innovation, flexibility, and modernity. Every customer of the bank is provided with comprehensive solutions for any financial need.
The bank works with the vision of providing unsurpassed customer service and becoming the world’s largest Islamic banking corporation.
Get in touch with Dubai Islamic Bank Customer Care