Islamic Account Provided By United Arab

ADIB Smart Account

United Arab Islamic Account

United Arab Bank

15 United Arab Bank Islamic Accounts

Islamic Escalator Deposits- 5th six months

minimum balance

Min Balance to Maintain

AED 100K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 100K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Features

  • This is an Islamic account by nature.
  • Profit on this account is accrued monthly and paid half yearly on monthly minimum balance.
  • You can avail loan facility against deposit.

Features

  • This is an Islamic account by nature.
  • Profit on this account is accrued monthly and paid half yearly on monthly minimum balance.
  • You can avail loan facility against deposit.

Benefits

  • You will get one year freedom to choose maturity between one, two or three years.
  • You can avail early redemption with this account, with no penalty.
  • Avail maturity price of 100% of the initial deposit.
  • Protection against a falling interest rate scenario and any undesirable fluctuation in the interest rates market.
  • In case of falling interest rates client enjoys higher returns compared to a fixed rate placement.
  • Capital is protected at all times along with flexibility of withdrawal at each interest payment date.

View details on bank page

Islamic Escalator Deposits- 2nd six months

minimum balance

Min Balance to Maintain

AED 25K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 25K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Fixed Deposits- 2 month

minimum balance

Min Balance to Maintain

AED 10K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Current Account

minimum balance

Min Balance to Maintain

AED 0

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

Yes

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

Yes

Currency Account

Features

  • This current cannot be withdrawn.
  • This account is based on the Shari'ah concept of Wadei'ah, and cannot benefit from any profit payments.
  • This account can be availed in individual or joint accounts.

Features

  • This current cannot be withdrawn.
  • This account is based on the Shari'ah concept of Wadei'ah, and cannot benefit from any profit payments.
  • This account can be availed in individual or joint accounts.
  • This account is an Islamic account by nature

Benefits

  • Avail free cheque book facility with this account.
  • You can also get free monthly statements with this account.
  • Also avail free ATM withdrawals with this account.
  • Make your banking experience easier, with standing orders.
  • This account is very easy to access.
  • Avail banking services like SMS banking services, online banking services and customer services centre.
  • For every USD 1 spent you will earn up to 1.5 UAB Rewards on domestic purchases.
    2.5 UAB Rewards on International purchases.
    Salaried customers will get: 1 point for every dirham transferred.
    1 point for every AED 200 of salary credited to the account

View details on bank page

Islamic Escalator Deposits- 4th six months

minimum balance

Min Balance to Maintain

AED 25K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 25K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Call Deposits

minimum balance

Min Balance to Maintain

AED 10K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Features

  • This account is an Islamic account by nature.
  • Loan/overdraft facility available against your deposits.
  • Dual currency deposits available, with different currencies.

Features

  • This account is an Islamic account by nature.
  • Loan/overdraft facility available against your deposits.
  • Dual currency deposits available, with different currencies.
  • Get fixed deposits with attractive rates.

Benefits

  • Get high returns from your investors, as per your requirements. You can avail variable time periods starting from 1 month upto 3 years. You can get the flexibility of fixed and EIBOR rates. Your capital is protected all the time, with this account.

View details on bank page

Islamic Fixed Deposits- 9 month

minimum balance

Min Balance to Maintain

AED 10K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Fixed Deposits- 6 month

minimum balance

Min Balance to Maintain

AED 10K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Escalator Deposits- 3rd six months

minimum balance

Min Balance to Maintain

AED 25K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 25K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Escalator Deposits- 6th six months

minimum balance

Min Balance to Maintain

AED 25K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 25K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Features

  • This is an Islamic account by nature.
  • Profit on this account is accrued monthly and paid half yearly on monthly minimum balance.
  • You can avail loan facility against deposit.

Features

  • This is an Islamic account by nature.
  • Profit on this account is accrued monthly and paid half yearly on monthly minimum balance.
  • You can avail loan facility against deposit.

Benefits

  • You will get one year freedom to choose maturity between one, two or three years.
  • You can avail early redemption with this account, with no penalty.
  • Avail maturity price of 100% of the initial deposit.
  • Protection against a falling interest rate scenario and any undesirable fluctuation in the interest rates market.
  • In case of falling interest rates client enjoys higher returns compared to a fixed rate placement.
  • Capital is protected at all times along with flexibility of withdrawal at each interest payment date.

View details on bank page

Islamic Escalator Deposits- 1st six months

minimum balance

Min Balance to Maintain

AED 25K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 25K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Fixed Deposits- 12 month

minimum balance

Min Balance to Maintain

AED 10K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Fixed Deposits- 1 month

minimum balance

Min Balance to Maintain

AED 10K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

Islamic Savings Account

minimum balance

Min Balance to Maintain

AED 3K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

Yes

minimum balance

AED 3K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

Yes

Currency Account

Features

  • This account is an Islamic account.
  • This savings account adheres to Shari'ah principles in meeting customer Islamic financial needs.
  • This account can be availed on both individual and joint account facilities.

Features

  • This account is an Islamic account.
  • This savings account adheres to Shari'ah principles in meeting customer Islamic financial needs.
  • This account can be availed on both individual and joint account facilities.

Benefits

  • This account is easy to open with international currencies.
  • You can avail free ATM card and monthly statement with this account.
  • This account is a module to control cash.
  • This account helps in money saving and profits earning.
  • This account is also very easy to access.

View details on bank page

Islamic Fixed Deposits- 3 month

minimum balance

Min Balance to Maintain

AED 10K

monthly fee

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

Currency Account

No

minimum balance

AED 10K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

No

Currency Account

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal

Benefits

  • Free Online Banking, Phone Banking and Mobile Banking options are available
  • Flexible tenure from one month to a year or more
  • You get the facility to pay Interest at the time of full withdrawal
  • Early redemption is possible, no penalty on full early termination
  • Competitive and flexible rates with no hidden charges are provided
  • Available against the deposit under lien

View details on bank page

About United Arab

Headquartered in Sharjah, with over 25 branches across the UAE, United Arab Bank, P.J.S.C. (UAB), which was incorporated in 1975, has established itself as a leading banking services provider in the UAE. UAB has a Vision ‘of being the trusted partner and the UAE bank of choice for customers’ and a Mission of ‘offering a superior customer experience, creating shareholder value, and adopting an innovative banking approach while remaining loyal to the nation's heritage and contributing to the overall development of the UAE.’ UAB follows the values of :

  • Integrity
  • Customer Focus
  • Competence
  • Consistency
  • Courteousness

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