ADIB Smart Account

Check Eligibility for CBD
Personal Loan

You are eligible to apply for a CBD
Personal Loan .

You may not be eligible * to apply.

* Minimum salary AED 8000 required to apply for a CBD Personal Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

CBD Personal Loan Calculator

Personal Loan Provided By CBD

Check Eligibility for CBD Personal Loan

You are eligible to apply for a CBD
Personal Loan .

You may not be eligible * to apply.

* Minimum salary AED 8000 required to apply for a CBD Personal Loan .

Click here to check loans from other banks.

CBD Personal Loan Calculator

ADIB Smart Account
CBD Personal Loan Details
Minimum Salary AED 8000 per month
Interest Rates Flat rate: 2.45% | Reducing rate: 4.5%
Maximum Loan Amount AED 2500K
Early Settlement Fees 1% of the outstanding amount
Arrangement Fees 1% of the approved loan amount
Tenure 48 months
Age 21 - 60 years(Expats) & 65 years(UAE Nationals)

Features of CBD Personal Loan

CBD offers personal loans for both Emiratis and expatriates. Some striking features of the personal loans offered by CBD are:

  • High loan amounts of up to AED 2.5 million for UAE Nationals and AED 1.5 million for expats.
  • Flexible repayment period up to 48 months.
  • Competitive interest rates
  • Personal loans available with / without salary transfer
  • No guarantor required to sign the loan application form
  • Current account with minimum balance requirement waived
  • Facility of buy-out or transfer of Personal Loan from other banks (with or without topping up the loan amount)
  • Free Debit Card for purchases and withdrawals
  • Loan deferment available

Fees and Charges

  • Processing fee : 1% of loan amount min. AED 500 max. AED 2,500
  • Insurance fee : 1% insurance premium
  • Part-prepayment : 1% of the prepayment amount
  • Early settlement : 1% of the remaining balance
  • Loan postponement : AED 100
  • Loan rescheduling : AED 250

Eligibility Criteria of CBD Personal Loan

  • Minimum salary required is AED 8,000 per month for the Northern Emirates and Sharjah and is AED 10,000 per month for Abu Dhabi and Dubai
  • UAE National aged between 21 and 65 years old (at the finance maturity) or if you’re an expatriate aged between 21 and 60 years old (at the finance maturity).
  • Permanent employee or with six months minimum length of service with a CBD approved employer

Documents Required of CBD Personal Loan

  • Application form and loan agreement
  • National ID, valid passport, residence visa and Emirates ID
  • Original 3 months bank statement for new customers
  • Salary transfer letter
  • Salary certificate.

CBD Personal Loan Interest rates

CBD Bank

4 CBD Bank Personal Loans

Absher Personal Finance for UAE Nationals

minimum salary

Minimum Salary

AED 8K

flat rate

Flat Rate

2.45%

reducing rate

Reducing Rate

4.5%

loan amount

Loan Amount

AED 2000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

1%

minimum salary

AED 8K

Minimum Salary

flat rate

2.45%

Flat Rate

reducing rate

4.5%

Reducing Rate

loan amount

AED 2000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Features

  • Repayment period is up to 4 years
  • Only UAE Nationals can apply for this scheme
  • The reduction rate and the flat rate is 4.5% and 2.45%. This denotes that the computation done was a division of the reduction rate by 1.836

Features

  • Repayment period is up to 4 years
  • Only UAE Nationals can apply for this scheme
  • The loan is provided for a interest rate of 4.5%
  • Minimum salary of AED 8,000 is required
  • The reduction rate and the flat rate is 4.5% and 2.45%. This denotes that the computation done was a division of the reduction rate by 1.836
  • It is mandatory to transfer your salary to apply for this scheme
  • Finance up to AED 2,000,000
  • Early settlement fee is 1% of finance amount
  • Takaful fee is 1% of the finance amount
  • Arrangement fee is 1% of loan amount

Benefits

  • For every loan amount of AED 100,000 you can earn up to 500 Attijari points
  • High Finance amount is provided by the bank
  • Availability of buy-out facility
  • Determent facility available - maximum 2 times a year without additional profit
  • Free Debit Card is provided along with this scheme
  • Free Current Account is provided along with this scheme with no minimum balance requirement
  • Get rewarded with Attijari Loyalty Points and option to redeem them for Skywards or Cash-back

View details on bank page

Personal Loan for Expats

minimum salary

Minimum Salary

AED 8K

flat rate

Flat Rate

3.03%

reducing rate

Reducing Rate

5.5%

loan amount

Loan Amount

AED 1500K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

1%

minimum salary

AED 8K

Minimum Salary

flat rate

3.03%

Flat Rate

reducing rate

5.5%

Reducing Rate

loan amount

AED 1500K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Advantages
  • Free debit card
  • Current account with no minimum balance
  • Can avail top-up facility
Advantages
  • Free debit card
  • Current account with no minimum balance
  • Can avail top-up facility

Features

  • Repayment period is up to 4 years
  • The reduction rate and the flat rate is 5.5% and 3.03%. This denotes that the computation done was a division of the reduction rate by 1.814
  • The loan is provided for a interest rate of 5.5%

Features

  • Repayment period is up to 4 years
  • The loan is provided for a interest rate of 5.5%
  • Minimum salary of AED 8,000 is required
  • The reduction rate and the flat rate is 5.5% and 3.03%. This denotes that the computation done was a division of the reduction rate by 1.814
  • It is mandatory to transfer your salary to apply for this scheme
  • Finance up to AED 1,500,000
  • Early settlement fee is 1% of finance amount
  • Takaful fee is 1% of the finance amount
  • Arrangement fee is 1% of loan amount

Benefits

  • For every loan amount of AED 100,000 you can earn up to 500 Attijari points
  • High Finance amount is provided by the bank
  • Availability of buy-out facility
  • Determent facility available - maximum 2 times a year without additional profit
  • Free Debit Card is provided along with this scheme
  • Free Current Account is provided along with this scheme with no minimum balance requirement

View details on bank page

Absher Personal Finance for Expats

minimum salary

Minimum Salary

AED 8K

flat rate

Flat Rate

2.45%

reducing rate

Reducing Rate

4.5%

loan amount

Loan Amount

AED 1000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

1%

minimum salary

AED 8K

Minimum Salary

flat rate

2.45%

Flat Rate

reducing rate

4.5%

Reducing Rate

loan amount

AED 1000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Features

  • Repayment period is up to 4 years
  • The reduction rate and the flat rate is 4.5% and 2.45%. This denotes that the computation done was a division of the reduction rate by 1.836
  • The loan is provided for a interest rate of 4.5%

Features

  • Repayment period is up to 4 years
  • The loan is provided for a interest rate of 4.5%
  • Minimum salary of AED 8,000 is required
  • The reduction rate and the flat rate is 4.5% and 2.45%. This denotes that the computation done was a division of the reduction rate by 1.836
  • It is mandatory to transfer your salary to apply for this scheme
  • Finance up to AED 1,000,000
  • Early settlement fee is 1% of finance amount
  • Takaful fee is 1% of the finance amount
  • Arrangement fee is 1% of loan amount

Benefits

  • For every loan amount of AED 100,000 you can earn up to 500 Attijari points
  • High Finance amount is provided by the bank
  • Availability of buy-out facility
  • Determent facility available - maximum 2 times a year without additional profit
  • Free Debit Card is provided along with this scheme
  • Free Current Account is provided along with this scheme with no minimum balance requirement

View details on bank page

Personal Loan for UAE Nationals

minimum salary

Minimum Salary

AED 8K

flat rate

Flat Rate

3%

reducing rate

Reducing Rate

5.5%

loan amount

Loan Amount

AED 3000K

early settlement fee

Early Settlement Fee

1%

arrangement fee

Arrangement Fee

1%

minimum salary

AED 8K

Minimum Salary

flat rate

3%

Flat Rate

reducing rate

5.5%

Reducing Rate

loan amount

AED 3000K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Advantages
  • Free debit card
  • Current account with no minimum balance
  • Can avail top-up facility
Advantages
  • Free debit card
  • Current account with no minimum balance
  • Can avail top-up facility

Features

  • Repayment period is up to 4 years
  • Only UAE Nationals can apply for this scheme
  • The reduction rate and the flat rate is 5.5% and 3%. This denotes that the computation done was a division of the reduction rate by 1.836

Features

  • Repayment period is up to 4 years
  • Only UAE Nationals can apply for this scheme
  • The loan is provided for a interest rate of 5.5%
  • Minimum salary of AED 8,000 is required
  • The reduction rate and the flat rate is 5.5% and 3%. This denotes that the computation done was a division of the reduction rate by 1.836
  • It is mandatory to transfer your salary to apply for this scheme
  • Finance up to AED 3,000,000
  • Early settlement fee is 1% of finance amount
  • Takaful is provided free of cost
  • Arrangement fee is 1% of loan amount

Benefits

  • For every loan amount of AED 100,000 you can earn up to 500 Attijari points
  • High Finance amount is provided by the bank
  • Availability of buy-out facility
  • Determent facility available - maximum 2 times a year without additional profit
  • Free Debit Card is provided along with this scheme
  • Free Current Account is provided along with this scheme with no minimum balance requirement

View details on bank page

About CBD

Commercial Bank of Dubai (CBD) offers a wide range of retail and commercial banking products and services, in both conventional and Shariah-compliant formats, with a network of 26 branches and over 210 ATMs throughout the UAE. The bank endeavors to build sustainable prosperity through extraordinary banking experiences. CBD commits to:

  • Authenticity
  • Simplicity
  • Partnership
  • Innovation
  • Responsibility
  • Excellence

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