Check Eligibility for Finance House
Personal Loan

You are eligible to apply for a Finance House
Personal Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Finance House Personal Loan .

*No loan for :User_Nationality available in this page

Click here to check from other banks.

Finance House Personal Loan Calculator

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Finance House Personal Loans in UAE

Check Eligibility for Finance House Personal Loan

You are eligible to apply for a Finance House
Personal Loan .

You may not be eligible * to apply.

* Minimum salary AED 5000 required to apply for a Finance House Personal Loan .

Click here to check loans from other banks.

Finance House Personal Loan Calculator

Finance House Personal Loan Details
Minimum Salary AED 8000 per month
Interest Rates Flat rate: 5.45% | Reducing rate: 9.99%
Maximum Loan Amount AED 250K
Early Settlement Fees 1% of the outstanding amount
Arrangement Fees 1% of the approved loan amount
Tenure 48 months
Age 21 - 60 years(Expats) & 65 years(UAE Nationals)

Features of Finance House Personal Loan

  • Attractive rates of interest
  • Simple and quick documentation
  • 1% early settlement fees
  • 1% processing fees
  • Both UAE Nationals and Expats are eligible

Eligibility Criteria of Finance House Personal Loan

  • Only salaried employees are eligible
  • Minimum salary of AED 8000 is required
  • Minimum age 21 years and maximum age 60 years
  • UAE nationals and Expats residing in UAE
  • Maximum loan amount for UAE Nationals and Expatriates – AED 250,000

Documents Required of Finance House Personal Loan

  • Original Passport and UAE Visa
  • Valid Emirates ID
  • Salary Certificate
  • Last 3 months bank statements to which salary is transferred

Finance House Personal Loan Interest rates

Finance House Bank

1 Finance House Bank Personal Loans

Executive Finance

Minimum Salary

AED 5K

Flat Rate

7.16%

Reducing Rate

12.99%

Loan Amount

AED 250K

Early Settlement Fee

1%

Arrangement Fee

1%

minimum salary

AED 5K

Minimum Salary

flat rate

7.16%

Flat Rate

reducing rate

12.99%

Reducing Rate

loan amount

AED 250K

Loan Amount

early settlement fee

1%

Early Settlement Fee

arrangement fee

1%

Arrangement Fee

Features

  • Both UAE Nationals and Expats can apply for this scheme
  • The loan is provided for a interest rate of 12.99%
  • Minimum salary of AED 5,000 is required

Features

  • Both UAE Nationals and Expats can apply for this scheme
  • The loan is provided for a interest rate of 12.99%
  • Minimum salary of AED 5,000 is required
  • Finance up to AED 250,000
  • Early settlement fee is 1% of finance amount
  • Arrangement fee is 1% of loan amount

Benefits

  • Provides free credit card along with this scheme
  • It is not mandatory to transfer your salary
  • Applicants can get high loan amount
  • Documentation is simple and easy
  • Low salary requirement and long repayment period along with this scheme

View details on bank page

Benefits

  • Salary transfer not required
  • Free credit card forever
  • Flexible payment mode
  • High finance is provided

Frequently Asked Questions

Q. Who can get the personal loan provided by Finance House?

A. UAE Nationals and expats can avail this loan.

Q. What’s the arrangement fees of this personal loan?

A. An Arrangement fees of 1% is charged usually for Finance House personal loan.

Q. What time does it take for my loan to get approved?

A. One of the benefits Finance House offers is the approval of loan within one day.

Q. Should I submit bank statements to avail this loan?

A. Yes. You have to submit the bank statements of last three months to which the salary is transferred.

Q. What’s the Early Settlement fees of Finance House personal loan?

A. You can expect an Early Settlement fees at 1% of the loan amount.

About Finance House

Finance house is one of the independent financial institutions in UAE, which is maintained by Central bank of the UAE. It was established in March 2004. Even though it is a non-banking financial institution, it provides equal services like personal finance, home finance, credit cards, auto finance etc. It runs a subsidiary Islamic Finance House which follows sharia-compliant financial products.

They work with a mission to be responsive and provide good financial experience by the knowledgeable staff. The vision of Finance House is to be a leader in its chosen domains by providing unique financial products and services to pre-identified niche market segments.

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