adib Bank

Abu Dhabi Islamic Bank (ADIB)

Last Updated on 20 November 2019
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About ADIB



You can expect transparency in services, an atmosphere of hospitality and tolerance followed by the nature of simplicity and sensibility in your association with ADIB. It works towards becoming the best regional bank with a mission to provide Islamic banking solutions to its customers. 

ADIB was
established in the year 1997 by the Abu Dhabi Investment Authority (ADIA) in its headquarters in Abu Dhabi. In the year 1998, it has begun its commercial operations. They provide services with respect to Shari’a principles.   ADIB ATMs are widespread in the UAE region. There are ATM kiosks in every locality. Overall there are 600+ ADIB ATMs in the UAE region. There are 100+ branches in the UAE region. They work from 10 am - 10 pm, Saturday to Thursday.  They also have branches in Iraq, Saudi Arabia, United Kingdom, and Egypt regions. 

Banking Products & Services

ADIB offers a wide range of products & services to its customers. Here is the list of the same.


Personal Banking

Accounts

Current Account

Ghina Savings Account

Banoon Children’s Savings Account

Short tern Investment Account

Savings Account

Ghina Salary Account

Electron Account

Investment Deposit Account

ADIB UAE-Egypt Account

ADIB Student Account

ADIB Salary Bonus Programme


Cards

Etisalat Cards

ADIB Rewards Cards

Cashback Cards

ADIB Booking.com Cards

Etihad Cards

Cashback Cards

Business Covered Cards


Financing

Personal Finance

Debt Settlement

Education Finance

Boat Finance

Home Finance

Car Finance

Travel Finance

Goods Murabaha

Takaful

Motor Takaful

Medical Takaful Individual

Personal Finance Takaful


Covered Card Takaful

HYAT - Superior Family Takaful

ADIB Future Safe


Priority Banking

ADIB Gold

ADIB Diamond

Business Banking

Business Accounts

Business Elite

Business One

Business Premium

Merchant Account

Business Finance

Trade Finance

Savings & Investments

Business Short -Term Investment Account

Business Time Deposit

Investment Solutions

Business Savings Account

Business Wakala Deposit



Popular Products & Services


Abu Dhabi Islamic Bank (ADIB) provides different types of financial products in the UAE and other regions. The flagship products include Credit Cards, Finance, Bank Accounts, Priority Banking, etc. Here are the popular financial products:


Credit Cards:

ADIB offers various credit cards for different purposes to suit everyone’s needs. There are different types of Credit cards available with a salary range from AED 5K. Like, ADIB Cashback Visa Platinum Card, ADIB Etihad Guest Visa Platinum Card, ADIB Visa Cashback Card, ADIB Value+ Card,  etc. You can even enjoy the different features like free access to airport lounges, get discounts at selected restaurants, etc with an annual fee AED 0 and many more. Read more Bank Accounts: Different types of bank accounts meet unique requirements. It is wise to put money into the best account and to make use of the right tools, depending on your goals. ADIB provides different Bank Accounts according to your requirements like Student Account, Savings Accounts, Children’s Savings Account, Recurring Investment Account, Ghina Savings Accounts,  etc.  Finance: ADIB provides different types of loans for unique requirements like Personal Loan, Debt Settlement for UAE Nationals, Home Loan, Car Loan, etc.


ADIB Smart Banking Account:
 ADIB provides Smart Banking account which is a Digital Banking zero balance account that helps in easy and comfortable banking. It is a digital banking interest-bearing account. It provides a facility to open the bank account online instantly. ADIB Smart Deals: ADIB customers can avail of several deals provided exclusively for them. They offer dinner deals, shopping, lifestyle, travel, everyday rides, wellness, entertainment and much more. 

Other Services


ADIB cash deposit machine:
Instead of visiting the branch to deposit cash, ADIB provides cash deposit machines which make the work of depositor easier. There are about 100 ADIB cash deposit machines in the UAE.  ADIB Safety lockers:
ADIB account holders can avail safety lockers to store valuable items. These lockers can be availed by both companies and individuals. There are some charged levied on usage of these safety vaults.   ADIB website tools:
Apart from the usual banking services, ADIB provides tools like Retirement Planner, Savings Planner on their website which can help the visitors in planning the requirement. Visitors can also get IBAN details which can help during fund transfers.  ADIB Subsidiaries
  • MPM Properties
  • ADIB Securities
  • Saudi Finance

Credit Card Offers

Bank offers various discounts, deals, and promotions on shopping, dining, travel, hotels, entertainment, education, health, and wellness, etc. Visit ADIB credit card offers page for further details.

ADIB awards & Achievements


Year

Award Name

Award By

2014

Best over all Islamic Bank

Islamic Finance Ne​ws

2014

Best Bank in the UAE

Banker Magazine ​

2014

Best Overall bank in customer experience in the GCC

Euromoney cash management survey

2014

Best call center in the UAE

Ethos Consultancy​

Customer Support

The bank provides customer support 24/7 to its customers. You can get in touch with the bank via call or email on +971 8002828 and customerservice@adib.ae. Visit ADIB Customercare Support page for further details.

CEO: Mazin Manna

Chairman: H.E. Jawaan Awaidha Suhail Awaidha Al Khaili

Founded Year: 20 May 1997

Head Quarters: Abu Dhabi

Swift Code: ABDIAEAD

Total Assets: AED 124 Billion

Net Profit: AED 748.3 Million

Bank Website: www.adib.ae

Savings Account Savings Account
Home Loan Home Loan
Car Loan Car Loan
Credit Card Credit Card
Personal Loan Personal Loan
Current Account Current Account
Deposit Account Deposit Account
Islamic Account Islamic Account
Premier Account Premier Account
Childrens Account Childrens Account
Sme Account SME Account

Savings Account Provided by ADIB

Student Account

Min Balance to Maintain

0

Monthly Fee

0

Relationship Manager

No

Currency Account

Yes

0

Min Balance to Maintain

0

Monthly Fee

No

Relationship Manager

Yes

Currency Account

Savings Account

Min Balance to Maintain

3K

Monthly Fee

0

Annual Fee

0

Relationship Manager

No

Currency Account

Yes

3K

Min Balance to Maintain

0

Monthly Fee

0

Annual Fee

No

Relationship Manager

Yes

Currency Account

Banoon Children’s Savings Account

Min Balance to Maintain

0

Monthly Fee

0

Relationship Manager

No

Currency Account

Yes

0

Min Balance to Maintain

0

Monthly Fee

No

Relationship Manager

Yes

Currency Account

Recurring Investment Account

Min Balance to Maintain

20K

Monthly Fee

0

Annual Fee

0

Relationship Manager

No

Currency Account

No

20K

Min Balance to Maintain

0

Monthly Fee

0

Annual Fee

No

Relationship Manager

No

Currency Account

Ghina Savings Account

Min Balance to Maintain

3K

Monthly Fee

0

Relationship Manager

No

Currency Account

Yes

3K

Min Balance to Maintain

0

Monthly Fee

No

Relationship Manager

Yes

Currency Account

Smart Banking Account

Min Balance to Maintain

0

Monthly Fee

0

Annual Fee

0

Minimum Salary

5K

Relationship Manager

Yes

0

Min Balance to Maintain

0

Monthly Fee

0

Annual Fee

5K

Minimum Salary

Yes

Relationship Manager

Frequently Asked Questions

Q. Are non-UAE residents eligible for a personal finance in ADIB?

A. No. Only UAE residents are eligible for a personal finance in ADIB.

Q. Are there any additional charges levied to avail ADIB Online Banking services?

A. No. ADIB online banking services are provided for free on no charges.

Q. What is ADIB Websecure Service's benefit?

A. ADIB Websecure protects you from unauthorized transactions when you shop online, as the payment will only be allowed if you enter your personal ADIB Websecure password.

Q. Do we need to apply for a new ADIB Covered or Debit Card to use the Websecure?

A. No. The ADIB WebSecure Service protects your existing cards.

Latest Updates About ADIB

ADIB creates next-generation banking services at the new innovation center “ADIB Simple Lab”

30 October 2019

The leading financial institution, Abu Dhabi Islamic Bank (ADIB), has established a new innovation center, known as "ADIB Simple Lab," with the aim that banks should be simple, friendly and convenient for customers, to create and invest in new technologies

ADIB launched “Express Finance” service for Mobile Banking Users

14 June 2019

ADIB launched an “Express Finance” service for its mobile banking users. With the help of “Express Finance”, customers can apply for personal finance instantly using their mobile and get funds on the same day.