adib Bank
Values:
You can expect transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility in your association with ADIB.
Services:
Services provided by ADIB include
  • Finance like Personal finance, home finance, debt settlement, car finance, education finance, travel finance and boat finance.
  • Accounts like Current accounts, savings accounts, account, ADIB UAE Egypt account, ADIB Student account etc.,
  • Cards like Etisalat cards, Etihad cards, ADIB reward cards, cashback cards, ADIB business card etc.,

ADIB

CEO: Khamis Mohamed Buharoon
Chairman: H.E.Jawaan Awaidha Suhail Al Khaili
Vice Chairman: Khamis Mohammed Buharoon
  • ADIB (Abu Dhabi Islamic Bank) was founded on 20th May 1997 as a Public Joint Stock Company by Abu Dhabi Investment Authority ADIA with its headquarters in Abu Dhabi.

Savings Account Provided by ADIB

Student Account

minimum balance

Min Balance to Maintain

0

monthly fee

Monthly Fee

0

relationship manager

Relationship Manager

No

Currency Account

Yes

minimum balance

0

Min Balance to Maintain

monthly fee

0

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This account is an Islamic account.
  • There is no minimum balance required for this account.
  • The profit rate varies depending upon the balance of the account.

Benefits

  • This account is specially designed for students.
    This account comes with an ISIC prepaid card.
    ISIC prepaid card provides the convenience to load balances on your card from your ADIB Account.
    Avail free balance deposit and withdrawal at more than 700 ADIB ATMs.
    You can avail a range of discounts in UAE and abroad.
    You can avail services at more than 130 countries.
    ISIC card comes with chip and pin technology.
  • There are no rewards on this account.

Savings Account

minimum balance

Min Balance to Maintain

3K

monthly fee

Monthly Fee

0

annual fee

Annual Fee

0

relationship manager

Relationship Manager

No

Currency Account

Yes

minimum balance

3K

Min Balance to Maintain

monthly fee

0

Monthly Fee

annual fee

0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This account comes with an electron Visa debit card.
  • You can have instant overdraft facility with this account, by transferring a minimum salary of AED 3000.
  • This account comes with standing instructions.
  • You can avail 24 hours banking services with this account.
  • The profit rate provided is up to 0.4%
  • This is a very simple account to maintain.
  • This is an Islamic account.

Benefits

  • You can expect quarterly profits with this account.
    You can avail your monthly account statements, via postal mail.
    You can shop safely online, with ADIB websecure.
    Get free e-statements in your mailbox at no cost.
    Avail ADIB phone banking, SMS banking and internet banking with this account.
    Get unlimited teller transactions at over 80 branches across the UAE.
    Ease your tensions with ADIB mobile banking app

Banoon Children’s Savings Account

minimum balance

Min Balance to Maintain

0

monthly fee

Monthly Fee

0

relationship manager

Relationship Manager

No

Currency Account

Yes

minimum balance

0

Min Balance to Maintain

monthly fee

0

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This is an Islamic account

Benefits

  • You can avail a special Darhoom Debit Card.
    You can avail standing instructions for an easy convenience to help you save regularly.
    Get the help of mobile app, to make your banking experience easier.
    You can also get a higher expected profit rate.
  • There are no rewards on this account.

Recurring Investment Account

minimum balance

Min Balance to Maintain

20K

monthly fee

Monthly Fee

0

annual fee

Annual Fee

0

relationship manager

Relationship Manager

No

Currency Account

No

minimum balance

20K

Min Balance to Maintain

monthly fee

0

Monthly Fee

annual fee

0

Annual Fee

relationship manager

No

Relationship Manager

No

Currency Account

Features

  • This is an Islamic account.

Benefits

  • You can expect a higher profit rate with this account.
    You can avail the option of reinvestment with this account.
    You can choose a flexible investment period with this account.
    You can avail ADIB financing option with this account.
    Avail free VISA cashback card.
  • There are no rewards on this account.

Ghina Savings Account

minimum balance

Min Balance to Maintain

3K

monthly fee

Monthly Fee

0

relationship manager

Relationship Manager

No

Currency Account

Yes

minimum balance

3K

Min Balance to Maintain

monthly fee

0

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Features

  • This is an Islamic account.
  • You can save smartly with Ghina account, and become a millionaire.

Benefits

  • You can get a free ADIB Visa Electron Debit Card​​ to access your account and funds instantly ​​at any ATM or retail outlet.
    You can expect quarterly profits calculated on monthly basis with this account.
    You can bank anywhere with ADIB mobile banking app.
    You can avail standing instructions for an easy convenience to help you save regularly.
    Avail 24 hours banking services with this account.
    10 lucky people can win AED 10,000 every month.
  • There are no rewards on this account.

Smart Banking Account

minimum balance

Min Balance to Maintain

0

monthly fee

Monthly Fee

0

annual fee

Annual Fee

0

minimum salary

Minimum Salary

5K

relationship manager

Relationship Manager

Yes

minimum balance

0

Min Balance to Maintain

monthly fee

0

Monthly Fee

annual fee

0

Annual Fee

minimum salary

5K

Minimum Salary

relationship manager

Yes

Relationship Manager

Features

  • Both UAE Nationals and Expats are eligible
  • Applicant must be 18 - 24 yrs student or should have a minimum salary of AED 5000
  • Even non-income based individuals like housewives(with housewife visa status) are eligible
  • Students with valid student ID are eligible

Benefits

  • Transfer your salary to avail rewards and other benefits on the account
    High discounts are provided using ADIB Smartbanking card on ADIB Smart deals app
    High rewards are provided on being a member of ADIB community
    Refer a friend and get smartbonus
    Get rewards on salary transfer
    Provides a facility to open the account online irrespective of the place
    A free debit card and cheque book are provided by ADIB
    Debit card and cheque book will be delivered for free at the applicant's preferred location
    Get free Domestic/International transactions to other banks outside UAE
    Transfer funds to any UAE account with the mobile number
    Can withdraw cash at ADIB ATMs in UAE, using Smartbanking mobile app
  • Can get 25% off at Papa Murphy’s, Bombay Urban Cafe, Leila, and many other dining outlets
    Can avail 20% off on purchases made at Swiss Arabian perfumes
    Can get Buy1-Get1 free offer at La Farina Pizzeria, Burger King, Fuddruckers, The Capital Grill, etc.
    Can get 20% off on dining at Urban Kitchen, JW Steakhouse, etc.
    Get 15% off at The Coffee Club
    Can avail 20% off at Dial A Battery
    Get 20% off on frames and sunglasses at Dar Optics
    Can avail Buy1-Get1 free offer at Xclusive Cruise
    Can avail Buy1-Get1 free offer at Magic Planet - Sky trail, Climbing Wall, Soft Play
    Get a 40% off at La Moda Sunglasses
    Avail buy1-get1 free offer at Mandara Equestrian Club
    Earn 25% off at Dubai Aquarium and Underwater Zoo
    Avail 40% off at National Car Rentals
    Apart from these, there are many other offers that can be availed on ADIB Smart Banking account