Last Updated on 10 February 2026
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ADIB ADIB Egypt Wasel Account
ADIB Egypt Wasel Account
Features
- A cross-border banking solution allowing ADIB UAE customers to open and manage an account with ADIB Egypt.
- Seamless access to banking services in both UAE and Egypt under one banking relationship.
- Dedicated Relationship Manager in Egypt for personalised support.
- Free internet banking, mobile banking and SMS notifications.
- 24/7 customer care available in both countries.
- Preferential foreign-exchange rates for smoother currency conversions.
- Access to Diamond lounges in select ADIB Egypt branches (for eligible segments).
- Airport rides and Meet & Assist services at Egyptian airports (for Diamond segment customers).
- Free fund transfers within ADIB Egypt or to other local banks.
- Access to airport lounges, Priority Pass and priority queuing services.
- Free concierge services for premium customers.
- Discounted profit rates on financing products and reduced administrative fees.
- Car-rental discounts for debit-card holders.
- Special profit rates on Wakala investment products.
- Ability to open current accounts, savings accounts (including SMART, quarterly savings and 365-day profit accounts), as well as deposit and Wakala accounts.
Required Documents
- For UAE Nationals:
- Valid Emirates ID (minimum 6 months validity).
- Passport (original or self-attested copy, minimum 6 months validity).
- UAE address proof (utility bill not older than 1 month, tenancy contract, property deed or UAE bank statement showing full address).
- For Egyptian Nationals
- Valid Emirates ID (minimum 6 months validity).
- Passport (original or self-attested copy; 6 months validity).
- Valid Egyptian National ID.
- Proof of income: salary certificate (not older than 3 months) OR valid trade licence (if self-employed) OR last 3-month ADIB UAE account statement.
- For Other UAE Residents (Non-UAE & Non-Egypt Nationals)
- Valid Emirates ID (minimum 6 months).
- Valid Passport (minimum 6 months).
- Egypt Residence Visa (if available, minimum 6 months validity).
- Salary certificate (not older than 3 months) OR valid trade licence OR last 3-month ADIB UAE account statement.
- UAE address proof (utility bill, tenancy contract, property deed or UAE bank statement).
- Additional Conditions
- Must already hold an active ADIB UAE account.
- Minimum EGP 5,000 must be transferred within 7 working days of account opening.
- Minimum balance of EGP 5,000 must be maintained to avoid a monthly charge of EGP 50.
- International courier delivery charges apply for debit card, PIN or cheque book (approx. USD 15–30 per item).
- Debit cards issued by ADIB Egypt may have restrictions for international transactions as per local regulations.
Main Benefits
- Simplifies life for individuals connected to both UAE and Egypt—ideal for frequent travellers, expatriates and families.
- Travel-friendly perks including lounges, meet-and-assist services and concierge support.
- Financial advantages through preferential FX rates, reduced financing costs and attractive investment returns.
- Multiple account types to suit everyday banking, savings or investment needs.
- Personalised service through dedicated managers and round-the-clock support.
- Easy and cost-effective fund transfers locally within Egypt.
Frequently Asked Questions
Q. Who can open a Wasel Account?
A. Only existing ADIB UAE customers with active current or savings accounts are eligible.
Q. What is the minimum balance required?
A. You must maintain a minimum balance of EGP 5,000.
Q. What happens if the balance falls below the minimum?
A. A monthly maintenance fee of EGP 50 is charged.
Q. How much must I deposit after opening the account?
A. A minimum of EGP 5,000 must be transferred within 7 working days.
Q. Can non-Egyptian and non-UAE nationals apply?
A. Yes. Any UAE resident meeting the documentation and income requirements can apply.
Q. Are there delivery charges for debit cards or cheque books?
A. Yes. International courier charges apply for card, PIN or cheque-book delivery.
Q. Can I use the ADIB Egypt debit card internationally?
A. International spending may be restricted due to regulatory requirements in Egypt.
Q. Do I get online and mobile banking access?
A. Yes, customers get free mobile banking, internet banking and SMS alerts.
Q. Is a Relationship Manager provided?
A. Yes, a dedicated Relationship Manager in Egypt is assigned for support.
Q. What types of accounts can I open under Wasel?
A. You can open current accounts, multiple savings account types and deposit/Wakala investment accounts.
Q. Are there travel perks?
A. Eligible customers receive lounge access, airport Meet & Assist and airport rides in Egypt.
ADIB
ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.
ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.
Get in touch with ADIB Customer Care