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ADIB Savings Accounts in UAE

Features of ADIB Savings Account

  • You need to maintain some minimum balance for all the ADIB savings accounts
  • You can also avail ADIB Online Savers account.
  • You can avail ADIB savings accounts in AED, USD and GBP.
  • You can easily access your savings accounts, and avail quarterly profits.
  • Avail a free ADIB VISA Electron Debit card with your ADIB Savings accounts.
  • Avail ADIB Mobile banking app and unlimited teller transactions at over 80 branches of ADIB.
  • Avail account statements and free e statements of your ADIB Savings accounts.

Documents Required of ADIB Savings Account

  • ​Original passport - for Joint Accounts and all the account holders must be present at the time of account opening
  • ​Valid Emirates ID (for UAE Nationals & Residents)
  • ​A salary certificate from your employer is required only if you are transferring you salary to this account

ADIB Savings Account

ADIB Bank

6 ADIB Bank Savings Accounts

Banoon Children’s Savings Account

Interest Rate

0.33%

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Relationship Manager

No

interest rate

0.33%

Interest Rate

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

relationship manager

No

Relationship Manager

Overview

  • ADIB Banoon Children’s Savings Account is a Shari’ah-compliant savings account in the UAE designed for children under 18, opened and managed by a parent or legal guardian. It combines a profit-earning savings account with a prepaid card and tools that help you build regular savings for your child.

Overview

  • ADIB Banoon Children’s Savings Account is a Shari’ah-compliant savings account in the UAE designed for children under 18, opened and managed by a parent or legal guardian. It combines a profit-earning savings account with a prepaid card and tools that help you build regular savings for your child.

View details on bank page

Student Account

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

Relationship Manager

No

No

minimum balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

relationship manager

No

Relationship Manager

No

Currency Account

Overview

  • ADIB Student Savings Account is a Shari’ah-compliant student bank account in the UAE that offers no minimum balance, no fall-below fees, and a free ISIC prepaid card for local and international use.

Overview

  • ADIB Student Savings Account is a Shari’ah-compliant student bank account in the UAE that offers no minimum balance, no fall-below fees, and a free ISIC prepaid card for local and international use.

View details on bank page

Ghina Savings Account

Min Balance to Maintain

AED 3K

Monthly Fee

AED 0

Relationship Manager

No

Yes

minimum balance

AED 3K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Overview

  • The ADIB Ghina Savings Account is a Sharia-compliant savings account in the UAE that allows you to save regularly and earn expected profit based on Islamic banking and profit-sharing principles. This Islamic savings account provides digital banking access, a free AED debit card, teller services, and eligibility for prize draws under selected ADIB campaigns.

Overview

  • The ADIB Ghina Savings Account is a Sharia-compliant savings account in the UAE that allows you to save regularly and earn expected profit based on Islamic banking and profit-sharing principles. This Islamic savings account provides digital banking access, a free AED debit card, teller services, and eligibility for prize draws under selected ADIB campaigns.

View details on bank page

Recurring Investment Account

Min Balance to Maintain

AED 20K

Monthly Fee

AED 0

Annual Fee

AED 0

Relationship Manager

No

No

minimum balance

AED 20K

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

No

Currency Account

Features

  • This is an Islamic account.

Features

  • This is an Islamic account.

Benefits

  • You can expect a higher profit rate with this account.
  • You can avail the option of reinvestment with this account.
  • You can choose a flexible investment period with this account.
  • You can avail ADIB financing option with this account.
  • Avail free VISA cashback card.
  • There are no rewards on this account.

View details on bank page

Savings Account

Interest Rate

0.33%

Min Balance to Maintain

AED 3K

Annual Fee

AED 0

Relationship Manager

No

Yes

interest rate

0.33%

Interest Rate

minimum balance

AED 3K

Min Balance to Maintain

annual fee

AED 0

Annual Fee

relationship manager

No

Relationship Manager

Yes

Currency Account

Overview

  • The ADIB Savings Account is a premier Shari'a-compliant savings solution in the UAE, designed for individuals who want their money to grow in an ethical manner. This account operates on the Islamic banking principle of Mudaraba, where your deposits are invested into Shari'a-compliant financing activities. Instead of earning interest, you earn a share of the expected profits, making it a unique and popular choice for a savings account in the UAE.

Overview

  • The ADIB Savings Account is a premier Shari'a-compliant savings solution in the UAE, designed for individuals who want their money to grow in an ethical manner. This account operates on the Islamic banking principle of Mudaraba, where your deposits are invested into Shari'a-compliant financing activities. Instead of earning interest, you earn a share of the expected profits, making it a unique and popular choice for a savings account in the UAE.

View details on bank page

Amwali Account

Min Balance to Maintain

AED 0

minimum balance

AED 0

Min Balance to Maintain

minimum salary

AED 0

Minimum Salary

Overview

  • The ADIB Amwali Account is a children’s savings and spending account in the UAE designed for kids aged 8 to 18 years. It helps children learn money management, saving habits, and responsible spending, while parents retain full control and supervision through the ADIB mobile app. This Sharia-compliant kids account is fully digital and does not require branch visits.

Overview

  • The ADIB Amwali Account is a children’s savings and spending account in the UAE designed for kids aged 8 to 18 years. It helps children learn money management, saving habits, and responsible spending, while parents retain full control and supervision through the ADIB mobile app. This Sharia-compliant kids account is fully digital and does not require branch visits.

View details on bank page

Frequently Asked Questions

⭐ Is this account Shariah compliant?

A. Yes, all the ADIB savings accounts are Shariah compliant.

⭐ Can I use my ADIB ATM card in other currencies?

A. No, ADIB ATM card can be used only in AED currency.

⭐ What are the banking services available with this account?

A. e-ADIB Internet Banking,Telephone Banking and SMS Banking

⭐ Can I avail standing instructions with my ADIB Savings accounts?

A. Yes, you can avail standing instructions by automatically making payments for your regular transactions with your ADIB Savings accounts.

⭐ How can I apply for an ADIB savings account?

A. You can apply online or make a call at 8002828. You can also visit the nearest ADIB branch to open your very own ADIB savings accounts.

⭐ How much minimum balance is required to maintain ADIB savings account?

A. The Minimum AED 3,000 required for ADIB savings account.

⭐ How can I apply for an ADIB savings account?

A. One can apply online on ADIB website or make a call at 8002828 (inside UAE), +97126100600 (outside UAE) and can visit the nearest ADIB branch to open the ADIB savings accounts.

⭐ What is the minimum amount required to get profit on ADIB savings account?

A. Minimum AED 5,000 is required to earn profit on ADIB Savings account.

⭐ What are the charges if we don’t maintain the minimum balance of ADIB Savings account?

A. One has to pay AED 25 on non - maintenance the minimum balance of ADIB savings account.

About ADIB

ADIB is a Public Joint Stock company and is one of the largest banks in the UAE region. Its values include transparency in services, an atmosphere of hospitality and tolerance followed by nature of simplicity and sensibility.

ADIB stands as one of the best banks of UAE by carrying out all the transactions, contracts and services by abiding Ismalic Shari'a principles.

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