Last Updated on 02 June 2026
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Emirates Islamic Super Savings Etihad Guest Account
Super Savings Etihad Guest Account
Features
- Earn Etihad Guest Miles based on savings balance
- Up to 3 million miles annually (promotional)
- Quarterly profit payout on savings
- No minimum balance requirement (offer-based conditions may apply)
- Free internationally recognized debit card
- Fulfill your financial goals by earning quarterly profits.
- Full access via mobile and online banking
- Secure and Shariah-compliant savings structure
- Profit is calculated and paid quarterly
- Higher balances may qualify for enhanced benefits
- Real-time account monitoring and transactions
- Withdrawal Fee:
- Standard banking withdrawal or ATM charges may apply
- Charges vary depending on ATM network and transaction type
- Cash withdrawals at bank ATMs are typically free within limits
Required Documents
- Emirates ID
- Passport with UAE residence visa (for expatriates)
- Salary certificate or payslips
- Bank statements (if required)
- Completed application form
Main Benefits
- Earn travel rewards while saving money
- Convert savings into flights, upgrades, and travel perks
- Quarterly profit earnings on balances
- No need for separate travel rewards program
- Free internationally recognized debit card
- Phone banking giving you anytime, anywhere access to your accounts
- Ideal for frequent travelers and Etihad loyal customers
- Flexible savings with digital access
- No physical investment or lock-in required
- Dual benefit: profit + airline miles
- High earning potential on large balances
- No annual fee or hidden maintenance costs
- Travel-focused savings solution
- Easy redemption through Etihad Guest program
- Suitable for both salaried and non-salaried individuals
Frequently Asked Questions
Q. Can you transfer your salary?
A. Yes, you can transfer your salary of AED 5,000 or higher to the bank
Q. What is the minimum quarterly balance required?
A. The minimum quarterly balance average balance is AED 5,000
Q. What is the Super Savings Etihad Guest Account?
A. A savings account that rewards you with Etihad Guest Miles based on your balance.
Q. How do I earn Etihad Guest Miles?
A. Miles are earned based on your quarterly average balance.
Q. How many miles can I earn?
A. You can earn up to 3 million miles annually under promotional structures.
Q. Is there a minimum balance requirement?
A. Some offers have no minimum balance, but standard conditions may apply.
Q. Is the account Shariah-compliant?
A. Yes, it follows Islamic banking principles.
Q. How often is profit paid?
A. Profit is paid quarterly
Q. What is the expected profit rate?
A. Around 0.10% per annum, depending on conditions.
Q. Can I withdraw money anytime?
A. Yes, it is a flexible savings account with no lock-in period.
Q. Is there any annual fee?
A. No, there is no annual fee.
Q. Are there monthly maintenance charges?
A. Usually none, unless minimum balance conditions are not met.
Q. Can I access the account online?
A. Yes, through mobile and internet banking.
Q. Do I get a debit card?
A. Yes, a free debit card is provided.
Q. When are miles credited?
A. Miles are credited quarterly after qualifying balance is maintained.
Q. Can miles be converted to cash?
A. No, miles are redeemable for travel-related benefits only.
Emirates Islamic
In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.
Get in touch with Emirates Islamic Customer Care