Last Updated on 19 July 2021

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

0 People rated this page


Emirates Islamic Kunooz Savings Account

Emirates Islamic Bank

Kunooz Savings Account

Min Balance to Maintain


Monthly Fee


Annual Fee


Relationship Manager



Emirates Islamic
min balance


Min Balance to Maintain

monthly fee


Monthly Fee

annual fee


Annual Fee

relationship manager


Relationship Manager


Currency Account

View details on bank page


  • This is an Islamic account by nature.
  • There is no monthly fees on this account.
  • This account can be opened only in AED.
  • You need a minimum balance of AED 3000 to avail this account
  • Profits gained from this account are distributed from the common mudaraba pool. Profits are accrued are quarterly basis.

Required Documents

  • Original passport and valid residence visa
  • Original Emirates Identification Card
  • Proof of UAE residence
  • Original labour card/work ID or original trade license if self employed
  • Needed to provide original income transfer letter from the employer

Main Benefits

  • A chance in winning Quarterly Grand Cash Prize of AED 1 Million.
  • Get a chance to win Monthly Prize of Tesla Car
  • Every 2 weeks cash Prize of AED 50,000 is offered
  • Can be opened for minors as well< br> Can apply as the joint account

Frequently Asked Questions

⭐ What are the charges if the minimum balance is not maintained?

A. AED 25 is charged as fall below fee if the minimum balance is not maintained.

⭐ Are there charges levied for paying utility bills from the account?

A. Yes. AED 10 is charged for paying the utility bills at the counter.

⭐ Can I get supplementary card on the primary debit card?

A. Yes. You can supplementary debit card for free.

⭐ What are the charges for the statement of account?

A. AED 25 is charged to get the monthly statement of account.

⭐ How do I contact Emirates Islamic bank?

A. Visit Emirates Islamic Customer Care page for the phone number, mail address and other contact details of the bank.

⭐ How can I open Emirates Islamic Kunooz Savings Account?

A. You can open this account through the online application form

⭐ Who can open Emirates Islamic Kunooz Savings Account?

A. Individuals, Joint accounts & Minors can open the Emirates Islamic Kunooz savings account.

⭐ What is the minimum amount required to open Emirates Islamic Kunooz Savings Account?

A. AED 3000 is required as a minimum initial deposit for opening this account.

⭐ In which currency can we perform transactions with Emirates Islamic Kunooz Savings Account?

A. Account-holders can perform transactions in AED.

⭐ Do we get any debit card on Emirates Islamic Kunooz Savings Account?

A. Yes. It provides a free international recognized debit card.

⭐ Is there any monthly charge on Emirates Islamic Kunooz Savings Account?

A. No. There isn’t any monthly charge on transactions made with Emirates Islamic Kunooz Savings Account.

⭐ Is Kunooz Savings Account Sharia Compliant?

A. Yes, This account is Sharia Compliant.

⭐ What are the charges on closing the Kunooz Savings Account?

A. AED 100 will be charged if the account is closed within 12 months of opening.

⭐ What are the charges levied on teller transactions performed on Kunooz Savings Account?

A. It provides 6 free transactions beyond that AED 10 will be charged as teller charges.

Emirates Islamic

In order to deliver high standards of banking services, Emirates Islamic Bank was established in the year 2004. The bank is aimed to deliver services in accordance with the standards of Shariah principles. It offers a wide range of products that are designed exclusively for individuals, small businesses and large corporations.

   Get in touch with Emirates Islamic Customer Care


Free for Life Cashback Card with 20% Cashback*