Last Updated on 13 December 2021

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates NBD Liv. Account

Emirates NBD Bank

Liv. Account

Min Balance to Maintain


Monthly Fee


Annual Fee


Relationship Manager


Emirates NBD
min balance


Min Balance to Maintain

monthly fee


Monthly Fee

annual fee


Annual Fee

relationship manager


Relationship Manager

View details on bank page


  • Can transfer funds to liv account easily
  • Can open account online
  • Minimum 18 yrs is required
  • Must be UAE Resident
  • Can download Liv app, Scan Emirates ID and Open the Account instantly
  • Benefits of Liv App: Can open liv account on the app, open liv credit card on the app, can transfer salary, avail high offers and deals
  • Get up to 1.5% profit on the account balance
Pyypl Prepaid Digital Card

Required Documents

  • Valid UAE mobile number
  • Emirates ID

Main Benefits

  • Free LIV. Visa debit card is provided on the account opening
  • Get up to 50% off at selected merchants which includes shopping, dining, entertainment and leisure
  • Get 25% OFF on movie tickets at Reel Cinemas
  • Get AED 200 OFF on flight ticket bookings on travelstart UAE
  • Get 30% discount on first three careem rides and 15% OFF on 4 careem rides monthly
  • Get Buy 1 Get 1 Free offers at Burger King and Papa John's
  • Provides 1.5% profit rate per annum
  • Free 1 month of Anghami Plus
  • 20% off at IMG worlds of Adventure
  • Can open the account online instantly using the liv app

Frequently Asked Questions

⭐ What are the charges on utility payments?

A. There are no charges levied on utility payments made from Liv. account.

⭐ Are there any charges on transferring funds to other bank accounts in UAE?

A. On funds transfer to other bank accounts in UAE, AED 1 is charged per transaction.

⭐ What are the charges on funds transferred to bank accounts outside UAE?

A. On funds transfer to bank accounts outside UAE(India, Srilanka, Philippines, Pakistan) AED 4 is charged per transaction.

⭐ What are the charges for account statements?

A. E-statements can be downloaded for free, printed statements cost AED 15 (picked-up) per statement and AED 25 (delivered).

⭐ Are there any monthly charges levied for account maintenance?

A. AED 15 is charged(p.m) on either non-maintenance of average balance AED 2500 or minimum AED 4000 salary is not transferred to the liv. account or at least AED 1000 should be spent per month on the liv account. or Have a Liv credit card or Liv. Loan or Be a Prime Subscriber.

⭐ Is it mandatory to transfer salary to liv account?

A. No, it is not mandatory to transfer salary to liv account.

⭐ What is the monthly average balance to be maintained?

A. A monthly average balance of AED 2500 should be maintained to avoid nominal charges of AED 15.

⭐ What are the other zero balance accounts available?

A. There are other zero balance accounts available. You can comparezero balance accounts in UAEhere.

⭐ How do I contact Emirates NBD customer care?

A. You can visit Emirates Livwebsite, go to the contact page and fill the form.

⭐ Are students required to maintain a minimum balance?

A. Students up to 23 years old need not maintain a minimum balance in the account.

⭐ How do I contact Liv Customer Care?

A. You can visit Liv contact page and fill the form. They will contact you back.

Emirates NBD

In 2007, Emirates Bank International (EBI) and the National Bank of Dubai (NBD), the second and fourth largest banks in UAE, merged to form the banking champion - Emirates NBD. With more than 200 branches and over 900 ATMs and Cash Deposit Machines (CDMs) across the country and overseas, it is globally recognized as the most valued financial services provider in the Middle East. On November 15, 2016, Emirates NBD took over Emirates Money Consumer Finance LLC, becoming a regional consolidation blueprint for banking and finance sector in the UAE.

Corporate Values of the Emirates NBD are:

  • Customer Focus
  • Service Excellence
  • Innovation
  • Passion For Performance
  • Integrity
  • Teamwork

   Get in touch with Emirates NBD Customer Care


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