Emirates NBD Liv. Account

Last Updated on 02 January 2020

ADIB Smart Account
Emirates NBD Bank

WarningMessage This product is valid by the Bank

Liv. Account

min balance

Min Balance to Maintain

AED 0

Monthly Fee

AED 0

annual fee

Annual Fee

AED 0

relationship manager

Relationship Manager

Yes

min balance

AED 0

Min Balance to Maintain

monthly fee

AED 0

Monthly Fee

annual fee

AED 0

Annual Fee

relationship manager

Yes

Relationship Manager

View details on bank page

Features

  • Can transfer funds to liv account easily
  • Can open account online
  • Minimum 18 yrs is required
  • Must be UAE Resident
  • Get up to 2% profit on the account balance

Required Documents

  • Valid UAE mobile number
  • Emirates ID

Main Benefits

  • Free LIV. Visa debit card is provided on the account opening
  • Get up to 50% off at selected merchants which includes shopping, dining, entertainment and leisure
  • Get 25% OFF on movie tickets at Reel Cinemas
  • Get AED 200 OFF on flight ticket bookings on travelstart UAE Get 30% discount on first three careem rides and 15% OFF on 4 careem rides monthly
  • Get discounts at Burger King and Papa John's
  • Provides 2% profit rate per annum
  • Can open the account online instantly using the liv. app

Frequently Asked Questions

Q. What are the charges on utility payments?

A. There are no charges levied on utility payments made from Liv. account.

Q. Are there any charges on transferring funds to other bank accounts in UAE?

A. On funds transfer to other bank accounts in UAE, AED 1 is charged per transaction.

Q. What are the charges on funds transferred to bank accounts outside UAE?

A. On funds transfer to bank accounts outside UAE(India, Srilanka, Philippines, Pakistan) AED 4 is charged per transaction.

Q. What are the charges for account statements?

A. E-statements can be downloaded for free, printed statements cost AED 25 per statement.

Q. Are there any monthly charges levied for account maintenance?

A. AED 15 is charged(p.m) on either non-maintenance of average balance AED 2500 or minimum AED 4000 salary is not transferred to the liv. account or at least AED 1000 should be spent per month on the liv account.

Q. Is it mandatory to transfer salary to liv account?

A. No, it is not mandatory to transfer salary to liv account.

Q. What is the monthly average balance to be maintained?

A. A monthly average balance of AED 2500 should be maintained to avoid nominal charges of AED 15.

Q. What are the other zero balance accounts available?

A. There are other zero balance accounts available. You can comparezero balance accounts in UAEhere.

Q. How do I contact Emirates NBD customer care?

A. You can visit Emirates Livwebsite, go to the contact page and fill the form.

Q. Are students required to maintain a minimum balance?

A. Students up to 23 years old need not maintain a minimum balance in the account.

Emirates NBD

In 2007, Emirates Bank International (EBI) and the National Bank of Dubai (NBD), the second and fourth largest banks in UAE, merged to form the banking champion - Emirates NBD. With more than 200 branches and over 900 ATMs and Cash Deposit Machines (CDMs) across the country and overseas, it is globally recognized as the most valued financial services provider in the Middle East. On November 15, 2016, Emirates NBD took over Emirates Money Consumer Finance LLC, becoming a regional consolidation blueprint for banking and finance sector in the UAE.

Corporate Values of the Emirates NBD are:

  • Customer Focus
  • Service Excellence
  • Innovation
  • Passion For Performance
  • Integrity
  • Teamwork

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