Last Updated on 17 November 2025
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Emirates NBD Currency Passport Savings Account
Currency Passport Savings Account
Features
- Available in Major Currencies: AED, USD, EUR, GBP, AUD, CAD, CNH, SGD, SAR, OMR, BHD, KWD, HKD, and JOD
- Interest Rate: Up to 0.15% p.a. based on currency
- Interest Calculation: Based on daily closing balance
- Interest Credit Frequency: Quarterly
- Instant Global Transfers: Send money within 60 seconds using DirectRemit (no transfer fees)
- Currency Flexibility: Move funds between currencies within the same account
- Free Teller Transactions: Up to 10 teller transactions per calendar month
- Smart Banking Access: Manage through Emirates NBD Mobile App and Online Banking
- Quarterly Interest Payout: Profits credited every quarter directly to your account
- There is no monthly fee on this account.
- This account will be availed in currencies like USD, GBP, AUD, CAD, CHF, Euro, JPY, SGD, HKD, JOD, KWD, LKR.
- You need a minimum balance of AED 3000 to avail this account.
- Earn competitive interest depending on your currency type and balance. Interest Rate Highlights:
- Up to 0.15% p.a. for major foreign currencies
- Interest calculated on daily closing balance
- Interest credited quarterly
Required Documents
- For UAE Nationals: Original Emirates ID and copy, Passport copy, Salary letter, employee ID, or labour card (for salary transfer accounts).
- For Expats: Original Emirates ID and copy, Passport with visa page copy, Salary transfer letter or latest payslip (within 30 days).
- For Non-Residents: Passport copy with visa page, Recent utility bill or bank statement (not older than 3 months), Reference letter from home bank (minimum 12-month relationship).
- For GCC Nationals: Passport or UAE National ID, Labour card, work permit, or employer letter, Tenancy contract or utility bill in your name.
- For Self-Employed (Non-individuals): Passport and Emirates ID copies of all partners/directors, Valid trade license and MOA, Board resolution for account opening.
Main Benefits
- Multi-Currency Savings: Manage savings in multiple global currencies from a single account.
- Instant Transfers: Use DirectRemit for 60-second international transfers at zero cost.
- Debit Card Privileges: Access discounts, lifestyle offers, and secure online payments.
- Flexible Currency Movement: Move or withdraw funds between currencies within your account.
- Digital Banking Convenience: Access 24/7 through mobile and online banking.
- No Conversion Hassles: Keep funds in their original currencies to avoid exchange losses.
- Advanced Security: Multi-layered protection to ensure safe banking transactions.
- Exclusive Offers: Access Emirates NBD Specials on shopping, travel, and dining.
- Cardless Withdrawals: Withdraw cash even without your card at ATMs.
- Contactless Payments: Pay easily using mobile wallets or wearable devices.
Frequently Asked Questions
Q. What is the Emirates NBD Currency Passport Savings Account?
A. A multi-currency account that lets you manage, save, and transfer funds in different currencies under one account.
Q. What currencies can I open the account in?
A. Available in AED, USD, EUR, GBP, AUD, CAD, CNH, SGD, SAR, OMR, BHD, KWD, HKD, and JOD.
Q. What are the interest rates?
A. Up to 0.15% p.a., calculated daily and credited quarterly based on currency and balance.
Q. Can I transfer funds internationally?
A. Yes, with DirectRemit, you can transfer funds abroad within 60 seconds and pay no fees.
Q. Is there a debit card available?
A. Yes, you’ll receive a debit card with exclusive offers and easy access to your funds.
Q. What are the minimum balance requirements?
A. Varies depending on currency type; charges may apply if the required balance is not maintained.
Q. Is this account available for non-residents?
A. Yes, non-residents can open an account with a passport, proof of address, and reference letter.
Q. When is the interest credited?
A. Interest is credited quarterly based on daily closing balances.
Q. How secure is the account?
A. Emirates NBD uses multi-factor authentication and data encryption for secure banking.
Emirates NBD
In 2007, Emirates Bank International (EBI) and the National Bank of Dubai (NBD), the second and fourth largest banks in UAE, merged to form the banking champion - Emirates NBD. With more than 200 branches and over 900 ATMs and Cash Deposit Machines (CDMs) across the country and overseas, it is globally recognized as the most valued financial services provider in the Middle East. On November 15, 2016, Emirates NBD took over Emirates Money Consumer Finance LLC, becoming a regional consolidation blueprint for banking and finance sector in the UAE.
Corporate Values of the Emirates NBD are:
- Customer Focus
- Service Excellence
- Innovation
- Passion For Performance
- Integrity
- Teamwork
Get in touch with Emirates NBD Customer Care