Last Updated on 16 December 2025
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
FAB Personal Call Account
Personal Call Account
Features
- Available in AED and other major international currencies.
- Earn interest on your account balance, subject to bank terms and applicable rates.
- Easy access to funds, offering flexibility when you need liquidity.
- Suitable for both UAE residents and non-residents.
- Open to salaried and non-salaried individuals.
- Ideal for customers seeking a balance between returns and accessibility.
- A minimum balance of AED 3000 to be maintained in the account
Required Documents
- Completed account opening application form.
- Copy of a valid passport, Emirates ID, and UAE residence visa (where applicable).
- Original documents must be presented for verification.
- Proof of income (salary certificate, bank statement, or equivalent).
- Additional documents may be requested on a case-by-case basis, depending on the customer profile and regulatory requirements.
Main Benefits
- Earn interest while maintaining flexible access to funds.
- Ability to hold savings in multiple currencies, reducing currency conversion needs.
- Suitable for a wide customer base, including residents, non-residents, salaried, and non-salaried individuals.
- Simple account structure with transparent terms
Frequently Asked Questions
Q. What is a Personal Call Account?
A. A Personal Call Account is an interest-bearing savings account that allows customers to access funds when needed while earning interest on the balance.
Q. Which currencies are supported?
A. The account is available in AED and other major foreign currencies, subject to FAB availability.
Q. Who can open a FAB Personal Call Account?
A. Both UAE residents and non-residents, including salaried and non-salaried individuals, can apply.
Q. Is proof of income required?
A. Yes, proof of income is required, and additional documents may be requested based on compliance checks.
Q. Can I access my funds easily?
A. Yes, the account offers convenient access to your money while continuing to earn interest.
FAB
First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision
Get in touch with FAB Customer Care