Last Updated on 05 December 2025
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Mashreq Easy Saver Account
Easy Saver Account
Features
- Mashreq Easy Saver Account UAE: Flexible digital savings (AED/USD) with no minimum balance, zero fees, up to 2.40% p.a. interest paid monthly.
- You maintain the account with zero minimum balance requirement.
- The account supports AED and USD currencies only.
- You earn interest up to 2.40% per annum on your balance.
- You enjoy one debit transaction per month without affecting your interest payment.
- You access unlimited online transactions through Mashreq Mobile and Online Banking.
- You receive monthly e-statements via registered email.
- You set up standing instructions for automatic savings transfers.
- The account has no debit card or cheque book issuance.
- Monthly income of AED 5000 is required
- Monthly Maintenance Fee: AED 0 – no charges ever
- No minimum balance maintenance requirement
Required Documents
- You provide the following to open the Mashreq Easy Saver Account in UAE:
- Valid Emirates ID for instant verification
- Active existing Mashreq current or savings account
Main Benefits
- Maximum Savings Growth: Earn up to 2.40% p.a. while maintaining full flexibility
- True Zero Fees: No maintenance, no minimum balance penalties – simplest savings account UAE
- Flexible Access: 1 debit transaction monthly preserves full interest eligibility (Standing Orders, loan recovery, utilities/card payments excluded from count)
- Dual Currency Choice: Save in AED or USD for UAE/local or international needs
- Lightning Setup: Scan Emirates ID + selfie + details = account ready instantly
- Salary-Friendly: Minimum AED 5,000 monthly income required, perfect for salary savers
- Ethical Saving: No debit card temptations ensure your savings accumulate
- Compound Monthly: Interest builds consistently for faster growth
Frequently Asked Questions
Q. Who can apply for the Mashreq Easy Saver Account?
A. You qualify if you are 18 years or older with minimum AED 5,000 monthly income and hold an active Mashreq current or savings account.
Q. What is the interest rate for Mashreq Easy Saver Account?
A. You earn up to 2.40% per annum, calculated daily and paid monthly (rates subject to change).
Q. Does Mashreq Easy Saver require minimum balance?
A. No minimum monthly average balance is required, and no fall-below fees apply.
Q. How many withdrawals can I make from Mashreq Easy Saver?
A. You make one debit transaction per month without losing interest; more than one forfeits that month's interest.
Q. What currencies does Mashreq Easy Saver support?
A. You open the account in AED or USD only.
Q. Does Mashreq Easy Saver come with a debit card?
A. No debit card or cheque book is issued with this savings account.
Q. How do I open Mashreq Easy Saver Account?
A. Existing customers scan Emirates ID, take a selfie, and complete details online for instant activation.
Mashreq
Mashreq Bank is a private sector bank established in 1967. It was started by Al-Ghurair Group and it also known as largest private sector bank. Mashreq Bank provides both retail and commercial services to their customers.
Mashreq provides a wide range of products and services that suits the needs of every customer. It works with an aim to provide their customers best banking experience and establish a good customer bank relationship. Mashreq Bank has marked its presence globally by starting their operations at regions like Bahrain, Egypt, Kuwait, Qatar. It also has branches in New York, Mumbai(India), London and Honk Kong.
Get in touch with Mashreq Customer Care