Last Updated on 14 June 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card

Sharjah Islamic Bank Bank

Smiles Titanium MasterCard Credit Card

Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card
Profit Rate

2.49%

Minimum Salary

AED 5K

Fx Rate

2.5%

Annual Fee

AED 0

Balance Transfer

Yes

Sharjah Islamic Bank Smiles Titanium MasterCard Credit Card
interest rate

2.49%

Profit Rate

min salary

AED 5K

Minimum Salary

fx rate

2.5%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

View details on bank page

Features

  • Can get Smiles(Miles) on every transaction made using Sharjah Islamic Bank Titanium Master Credit card
  • Cash withdrawal facility is provided
  • Get a wide range of travel benefits
  • Interest rate of 2.49% is charged
  • A minimum salary of AED 6000 is required
  • No annual fees

Main Benefits

  • Get access to 10 airport lounges in the middle east region
  • Can get free air tickets on redeeming the Smiles earned
  • Can redeem smiles and get free stays facility at more than 300,000 hotels
  • Rent a car for free globally by redeeming the Smiles earned
  • Get complimentary travel insurance
  • Get a 10% discount on Cleartrip
  • Get Free 2 Buy 1 Get 1 Vox cinema tickets in a month.
  • Earn 1 smiles on every 2 AED spent in the UAE
  • Earn 2 smiles on every 2 AED spent outside the UAE
  • Earn 0.5 smiles on government, supermarkets/groceries, utilities, and education transactions.

Frequently Asked Questions

⭐ What are the charges for cash withdrawal at ATM?

A. 3% of the withdrawal amount is charged as the cash withdrawal fees.

⭐ What is the maximum amount I can withdraw?

A. You can withdraw 80% of the credit limit.

⭐ Can I get a statement for the monthly transactions?

A. Yes, you can get e-statements or printed statements.

⭐ What are the charges for e-statements?

A. The e-statement is provided for free.

⭐ What is the fees for getting a printed statement?

A. AED 25 is charged for getting a printed statement.

⭐ How do I get e-statements for the transactions?

A. You can get e-statements through online banking facility.

⭐ Can I get my card replaced?

A. Yes, if your card is having any technical issue or if your card is lost/stolen then it will be replaced on request.

⭐ What are the charges for card replacement?

A. AED 50 is charged for replacing your old Sharjah Islamic Bank Titanium Master Credit card.

⭐ What are the charges for international transactions?

A. 2.5% of the transaction amount will be charged as fees for international transaction.

⭐ Can I redeem my smiles on anything else other than travel bookings?

A. Yes, you can redeem it on SIB online shopping facility.

   Get in touch with Sharjah Islamic Bank Customer Care

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