Last Updated on 14 June 2023

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Sharjah Islamic Bank Smiles World MasterCard Credit Card

Sharjah Islamic Bank Bank

Smiles World MasterCard Credit Card

Sharjah Islamic Bank Smiles World MasterCard Credit Card
Profit Rate

2.49%

Minimum Salary

AED 15K

Fx Rate

2.5%

Annual Fee

AED 525

Sharjah Islamic Bank Smiles World MasterCard Credit Card
interest rate

2.49%

Profit Rate

min salary

AED 15K

Minimum Salary

fx rate

2.5%

Fx Rate

annual fee

AED 525

Annual Fee

View details on bank page

Features

  • Can get miles on every AED spend
  • Can get travel benefits like travel insurance
  • Get discounts on travel bookings
  • Interest rate of 2.49% is charged
  • A minimum salary of AED 15000 is required

Main Benefits

  • Get access to 900+ airport lounges worldwide
  • Get free stays at about 300000 Hotels in the World.
  • Get special fares over 300+ airlines
  • Book tickets online at cleartrip.ae and get exclusive discounts
  • Can get discounts at premium hotels for Spa service
  • Get travel insurance for free
  • Get unlimited complimentary benefits at Mastercard Buy 1 Get 1 app
  • Buy 1 Get 1 free on movie tickets at Vox cinemas. Can get up to 4 tickets per month
  • Earn 50,000 smiles as a welcome bonus on spending AED 20,000 within 90 days of card activation
  • Earn 1.5 smiles on every 2 AED spent in the UAE
  • Earn 3 smiles on every 2 AED spent outside the UAE

Frequently Asked Questions

⭐ What are the annual fees charged?

A. Annual fees of AED 525 is charged for the Sharjah Islamic Bank World Master Credit card.

⭐ What are the annual fees for a supplementary credit card?

A. The supplementary credit card is provided for free with no annual fees.

⭐ How many days do I get a grace period to make monthly payments?

A. The cardholder gets 17 days grace period to pay the monthly payment.

⭐ On what I can redeem my Smiles earned?

A. You can redeem your Smiles on travel bookings, careem rides, hotel bookings etc.,

⭐ Do I get my payment back if I cancel my travel bookings?

A. Yes, if you have made your bookings using Sharjah Islamic Bank World Master Credit card then you get a free travel insurance through which you can get your payments back.

⭐ Do I get offers even outside UAE?

A. Yes, you get exclusive offers even outside UAE.

   Get in touch with Sharjah Islamic Bank Customer Care

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