Last Updated on 20 April 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Union National Bank Gold Mastercard Credit Card

Union National Bank Bank

WarningMessage This product is discontinued by the Bank

Gold Mastercard Credit Card

Union National Bank Gold Mastercard Credit Card
Interest Rate

3.19%

Minimum Salary

AED 5K

Fx Rate

2.99%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

Union National Bank Gold Mastercard Credit Card
interest rate

3.19%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.99%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • Get UNB miles on every dirham spent
  • Get a wide range of discounts on movies, dining etc.,
  • Can avail exclusive travel benefits
  • 3.19% of the used balance is charged as profit rate
  • A monthly income of AED 5000 is required
  • Can get balance transfer facility on low rates and higher tenure
  • It is provided with zero annual fees

Main Benefits

  • Can convert any payment made through the card in UAE to an installment plan
  • Get discount at the airport lounge
  • Can protect your card from fraud transactions
  • Earn UNB miles on movie tickets
  • Earn 1.5 UNB miles on every AED spent

Frequently Asked Questions

⭐ Do I get any grace period for my monthly payments?

A. Yes, you get 20 days grace period to pay your monthly payments without interest rates.

⭐ Do I get UNB miles even on foreign transactions?

A. Yes, you earn 1.5 UNB Miles on using your UNB Gold Mastercard Credit Card anywhere in the world.

⭐ What is the charges for supplementary card?

A. The supplementary card is provided with zero processing fees.

⭐ Are there any charges for late payments?

A. Yes, on delaying payments you need to pay AED 315 as a late payment fee.

⭐ Can I get a printed statement?

A. Yes, you can visit the bank and request a printed statement.

⭐ What are the charges to get printed statement?

A. You can get a printed statement of your transactions for AED 105.

⭐ What I can redeem my UNB miles?

A. You can redeem your UNB miles for travel bookings.

   Get in touch with Union National Bank Customer Care

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