Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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FAB Etihad Guest Elite Account

FAB Bank

Etihad Guest Elite Account

Min Balance to Maintain

AED 10K

Minimum Salary

AED 10K

No

FAB
min balance

AED 10K

Min Balance to Maintain

min salary

AED 10K

Minimum Salary

No

Currency Account

View details on bank page

Features

  • No mandatory minimum balance to open or maintain the account
  • Earn Etihad Guest Miles when your first salary is credited (as per campaign eligibility)
  • Earn monthly Etihad Guest Miles by maintaining a qualifying average monthly balance (minimum AED 10,000 to earn miles)
  • Earn 3 Etihad Guest Miles for every AED 1,000 of average monthly balance (capped at 5,000 miles per month)
  • Complimentary Etihad Guest Signature Debit Card with premium travel and protection benefits
  • Earn Etihad Guest Miles on:
  • Local UAE debit card spending
  • International debit card transactions
  • Purchases with Etihad Airways and partner airlines
  • Welcome bonus miles upon first debit card usage
  • Access to 650+ airport lounges worldwide through LoungeKey (Visa MENA programme)
  • 24/7 global concierge service for travel and lifestyle assistance
  • Travel accident insurance coverage up to USD 500,000 when tickets are purchased using the debit card
  • International medical and travel assistance services
  • Global purchase protection on eligible purchases
  • Extended warranty coverage on eligible retail purchases
  • Multiple free local fund transfers every month
  • Unlimited free chequebooks
  • Higher daily limits for ATM withdrawals (up to AED 30,000)
  • Higher retail purchase limits (up to AED 75,000)
  • Free unlimited withdrawals at FAB ATMs across the UAE
  • Complimentary withdrawals at selected non-FAB ATMs in the UAE (up to permitted monthly limit)
  • Complimentary first international ATM withdrawal per month (as per applicable terms)
  • Digital account opening through FAB Mobile using Emirates ID (subject to eligibility)
  • Integrated Total Relationship Balance (TRB) structure including current account, savings, fixed deposits, and investments

Required Documents

  • Completed account opening application form
  • Valid Emirates ID (original and copy)
  • Valid passport
  • Valid UAE residence visa (if applicable)
  • Proof of income or salary certificate (as requested by the bank)
  • Documents supporting Total Relationship Balance qualification (if applicable)
  • Any additional documentation required for regulatory, compliance, or verification purposes

Main Benefits

  • Earn Etihad Guest Miles through everyday banking activities such as salary credits, maintaining qualifying balances, and debit card spending
  • Accelerate travel rewards for flight redemptions, seat upgrades, hotel bookings, and lifestyle rewards within the Etihad Guest programme
  • Enjoy premium airport lounge access worldwide for a more comfortable travel experience
  • Access concierge services for seamless travel and lifestyle arrangements
  • Benefit from higher transaction limits suited for affluent and frequent travellers
  • Save on banking costs with complimentary chequebooks and multiple free local transfers
  • Enjoy financial protection through travel accident insurance and purchase protection
  • Extend product warranties beyond manufacturer coverage on eligible purchases
  • Travel with peace of mind through international medical and emergency assistance
  • Manage your account digitally with convenient mobile banking access for transfers, payments, and rewards tracking
  • Experience premium relationship banking tailored for high-value customers

Frequently Asked Questions

Q. What is the FAB Etihad Guest Elite Account?

A. It is a premium current account designed for customers who maintain a qualifying Total Relationship Balance and wish to earn Etihad Guest Miles while enjoying enhanced banking and travel privileges.

Q. Is there a minimum balance requirement?

A. There is no mandatory minimum balance to maintain the account. However, maintaining a qualifying average monthly balance is required to earn monthly Etihad Guest Miles.

Q. How do I earn Etihad Guest Miles with this account?

A. Miles are earned through qualifying salary credits, maintaining an eligible average monthly balance, and spending using the Etihad Guest Signature Debit Card.

Q. Does the account include airport lounge access?

A. Yes, the Etihad Guest Signature Debit Card provides access to over 650 airport lounges worldwide through LoungeKey, subject to programme terms.

Q. What debit card will I receive?

A. You will receive a complimentary Etihad Guest Signature Debit Card with miles earning and travel-related benefits.

Q. Are travel benefits included?

A. Yes, benefits include travel accident insurance, international medical and travel assistance, global purchase protection, and extended warranty coverage.

Q. What is the Total Relationship Balance requirement?

A. The Elite Account is designed for customers maintaining a qualifying Total Relationship Balance with FAB, which may include deposits, savings, fixed deposits, and investments, as per bank criteria.

Q. Can I open the Elite Account digitally?

A. Yes, eligible customers can open the account through FAB’s digital channels using Emirates ID, subject to verification and approval.

FAB

First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision

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