Last Updated on 28 May 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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Emirates NBD Smart Saver Account

Emirates NBD Bank

Smart Saver Account

Min Balance to Maintain


Monthly Fee


Annual Fee


Relationship Manager



Emirates NBD
min balance


Min Balance to Maintain

monthly fee


Monthly Fee

annual fee


Annual Fee

relationship manager


Relationship Manager


Currency Account

View details on bank page


  • This account is solely for existing customers.
  • There is no monthly fee on this account.
  • This account will be availed in AED, USD, GBP and Euro.
  • You need a minimum balance of AED 3000 to avail this account.
  • Interest can only be availed on the balance which is more than AED 25000

Required Documents

  • There is no documentation required for this account.

Main Benefits

  • This account uses less paper and encourages online banking.
  • Avail high interest rates on this account.
  • Avail online banking transfers and cash deposit machines.
  • There is a very low balance requirement for this account.

Frequently Asked Questions

⭐ How can we open Emirates NBD Smart Saver Account?

A. We can open this account through online, mobile banking or by visiting the nearest Emirates NBD branch.

⭐ Do we receive any ATM card or cheque book after opening Emirates NBD Smart Saver Account?

A. This account encourages savings so this account doesn't provide any debit card & cheque book to the account holders.

⭐ In which currency can we do transactions on Emirates NBD Smart Saver Account?

A. Account-holders can perform transactions in AED, USD, GBP and Euro currencies.

⭐ How can I close Emirates NBD Smart Saver account?

A. For closing this account, the account holder needs to visit a branch & have to submit an account closing request.

⭐ How I can access Emirates NBD Smart Saver Account?

A. Account holders can access this account through online banking, internet & phone banking or can visit directly to the nearest branch.

⭐ Can I open NBD Smart Saver Account for Children/minors?

A. Yes. You can open this account for the children/ minors below 18 age.

⭐ Can we receive a debit card & cheque book for after opening this account for minors?

A. Debit card will be provided to the minors but cheque book will not be issued for minor accounts.

⭐ What is the minimum balance required to maintain in the Emirates NBD Smart Saver Account?

A. AED 3,000 is the minimum balance required on the Emirates NBD Smart Saver Account.

Emirates NBD

In 2007, Emirates Bank International (EBI) and the National Bank of Dubai (NBD), the second and fourth largest banks in UAE, merged to form the banking champion - Emirates NBD. With more than 200 branches and over 900 ATMs and Cash Deposit Machines (CDMs) across the country and overseas, it is globally recognized as the most valued financial services provider in the Middle East. On November 15, 2016, Emirates NBD took over Emirates Money Consumer Finance LLC, becoming a regional consolidation blueprint for banking and finance sector in the UAE.

Corporate Values of the Emirates NBD are:

  • Customer Focus
  • Service Excellence
  • Innovation
  • Passion For Performance
  • Integrity
  • Teamwork

   Get in touch with Emirates NBD Customer Care


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