Last Updated on 16 December 2025
Credit Bureau Consent, Welcome Offer & General Terms & Conditions
I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.
FAB iSave Account
iSave Account
Features
- Competitive tier-based interest rates, offering higher returns on higher balances.
- No minimum balance requirement at any time.
- Unlimited withdrawals with no penalties or restrictions.
- Fully digital savings account with online and mobile banking access.
- AED-denominated account, suitable for local savings needs.
- Quick and simple account opening with minimal documentation.
- 24/7 access to balances, transfers, and account management.
- Account maintenance fee: Nil
- Minimum balance fee: Nil
- Withdrawal charges: Nil
- The profit rate on FAB iSave Account is up to 3.21% per year
Required Documents
- Applicant must be 18 years or older.
- UAE residents only.
- Available for individual customers (not joint or corporate).
- Valid Emirates ID.
- Passport copy.
- UAE residence visa copy.
- Proof of income may be requested based on regulatory or compliance requirements.
Main Benefits
- Helps grow savings through attractive interest earnings.
- No minimum balance stress and no monthly account fees.
- Complete liquidity, allowing access to funds anytime.
- Branch-free digital banking, saving time and effort.
- Transparent savings account structure with no hidden charges.
- Seamless integration with other FAB banking services and accounts.
Frequently Asked Questions
Q. Who can open an FAB iSave Account?
A. Any UAE resident aged 18 years or above can open an FAB iSave Account.
Q. Is there a minimum balance requirement?
A. No, the account can be maintained with any balance, including zero.
Q. Can I withdraw funds at any time?
A. Yes, unlimited withdrawals are allowed without penalties.
Q. How is interest calculated?
A. Interest is calculated based on the average balance and applied according to tiered balance slabs.
Q. Is the FAB iSave Account fully digital?
A. Yes, the account can be opened and managed entirely online through FAB digital banking channels.
Q. Are there any hidden or maintenance fees?
A. No, the FAB iSave Account has no hidden charges or monthly fees.
FAB
First Abu Dhabi Bank (FAB) is one of the largest banking institutions established in 2017 and is a merger of NBAD and FGB. FAB offers tailor made solutions, products and services to the customers.The international network of FAB is spread over 5 continents providing global relationships, expertise and financial strength to local and international business. FAB offers its diversifying services by having differentiation, agility and innovation as their main motto and vision
Get in touch with FAB Customer Care