abu-dhabi-finance Bank

Abu Dhabi Finance

Last Updated on 16 May 2020
Follow Abu Dhabi Finance on
  1. About Abu Dhabi Finance
  2. Products & Services
  3. Popular Products & Services
  4. Awards & Achievements
  5. Customer Support

About Abu Dhabi Finance

It was founded in 2008. It started its journey as a private joint stock company as a partnership with ADCB, Aldar Properties & Mubadala financial companies. It offers a broad range of financial products to individuals & industries across the UAE. It is known for its innovative financial solutions and services.

Products & Services

It offers mortgage products in the UAE region like residential & commercial mortgages, corporate deposits & equipment finance. Explore all ADF products here -


Products of Abu Dhabi Finance

Residential Mortgages

Home Essence Mortgage

Compass Mortgage

Land & Construction Finance

Equity Plus

Fee Finance Loan


Commercial Mortgages

Warehouse Construction Finance

Warehouse Mortgage Loan

Office Space Mortgage Loan

Retail Shop Finance

Others

Corporate Deposits

Equipment Finance

Popular Products & Services

ADF provides different kinds of financial products across the UAE.  It offers its highest value products with great benefits & features to the individuals & businesses. Here are the popular products from ADF -


Residential Mortgage Products:

ADF offers its Residential mortgage financial solutions with various benefits & features to the UAE national & residents like - Home Loan, Compass Mortgage, Land & Construction Finance, Equity Plus & Fee Finance Loan.


Commercial Mortgage Products:

It offers its Commercial mortgage financial solutions like - Warehouse construction, Warehouse mortgage loan, Office space mortgage loan & Retail shop finance etc that help you to build or design your warehouse & shop according to the business transport requirements.


Corporate Deposits:

ADF gives the opportunity to its customers for maximizing the returns on their corporate deposits.


Equipment Finance:

ADF also provides the Equipment Finance service to SMEs with the help of this, customers can refinance & obtain their assets which are required for the business.

Awards & Achievements


Year

Award Name

Award By

2016

Top Companies to Work for in the UAE

Great Place to Work

2016

Best Home Finance Product

Banker Middle East

2015

Top Companies to Work for in the UAE

Great Place to Work

2014

Best Customer Service

Stevies 

Customer Support

Customers can get in touch via call or email on 800233 (within UAE), +97126591900 (outside UAE)  and info@adf.ae respectively. Visit ADF customer service contact page for more details.

Home Loan Home Loan

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Home Loan Provided by Abu Dhabi Finance

Essence Fixed Home Loan- Dubai and Abu Dhabi properties only

Flat Rate

2.2%

Minimum Salary

10K

Reducing Rate

3.99%

Early Settlement Fee

2%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

25 Years

10K

Minimum Salary

2.2%

Flat Rate

3.99%

Reducing Rate

2%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

25 Years

Repayments Up To

Advantages

  • One payment holiday every year
  • Salary transfer not required
  • Quick approval

Advantages

  • One payment holiday every year
  • Salary transfer not required
  • Quick approval
Non Resident Home Loan (Compass)- Abu Dhabi Properties only

Flat Rate

2.48%

Minimum Salary

20K

Reducing Rate

4.5%

Early Settlement Fee

1%

Arrangement Fee

1.25%

Down Payment

25%

Repayments Up To

25 Years

20K

Minimum Salary

2.48%

Flat Rate

4.5%

Reducing Rate

1%

Early Settlement Fee

1.25%

Arrangement Fee

25%

Down Payment

25 Years

Repayments Up To

Advantages

  • One payment holiday per year
  • Quick approval
  • Hassle free documentation

Advantages

  • One payment holiday per year
  • Quick approval
  • Hassle free documentation
Essence Step-Up Fixed Home Loan

Flat Rate

2.1%

Minimum Salary

40K

Reducing Rate

3.81%

Early Settlement Fee

2%

Arrangement Fee

1%

Down Payment

25%

Repayments Up To

25 Years

40K

Minimum Salary

2.1%

Flat Rate

3.81%

Reducing Rate

2%

Early Settlement Fee

1%

Arrangement Fee

25%

Down Payment

25 Years

Repayments Up To

Non Resident Home Loan (Compass)- Dubai Properties only

Flat Rate

2.48%

Minimum Salary

20K

Reducing Rate

4.5%

Early Settlement Fee

1%

Arrangement Fee

1.25%

Down Payment

25%

Repayments Up To

25 Years

20K

Minimum Salary

2.48%

Flat Rate

4.5%

Reducing Rate

1%

Early Settlement Fee

1.25%

Arrangement Fee

25%

Down Payment

25 Years

Repayments Up To

Frequently Asked Questions

⭐ What insurance covers are available to take the mortgage with ADF?

There are 2 types of insurance which are suggested - 1. Building Insurance - For completed townhouses and villas it is a mandatory requirement. 2. Loan Protection Insurance - The borrower’s life cover is also required.

⭐ What will be the interest rate of the mortgage loan?

The interest rate depends on many factors such as loan amount, type of property, employment status, financial situation, credit score and many others.

⭐ Do I need to transfer my salary to the ADF account?

There is no need for transferring your current salary provided you have a bank account in the UAE.

⭐ Can we get finance for under-construction properties as well?

Yes. You can finance for under-construction properties as well at Abu Dhabi Finance.

⭐ Are non-residents eligible for the mortgage loan?

Yes. Non-residents are eligible for the mortgage finance.

⭐ Can I get pre-approval for the loan?

Yes. You can get instant pre-approval for the loan.

⭐ Can I get mortgage loan to purchase a commercial property?

Yes. Abu Dhabi finance offers mortgage loans for commercial properties as well.

⭐ Can I get Abu Dhabi finance home loan details?

You can check the Abu Dhabi finance home loan details listed above in the product list.

⭐ What is the Abu Dhabi finance Finance Contact number?

You can call on 800233 to instantly connect with Abu Dhabi finance customer service or you can visit Abu Dhabi Finance customer care page for further details

⭐ What is Abu Dhabi Finance pjsc location?

The Abu Dhabi Finance is located at 7th Floor, Aldar Headquarters, Behind Al Raha Mall, Abu Dhabi.

⭐ Does Abu Dhabi finance provide personal loans?

Abu Dhabi Finance offers only mortgage loans in the UAE region.

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