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Abu Dhabi Finance Essence Fixed Home Loan- Dubai and Abu Dhabi properties only
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Essence Fixed Home Loan- Dubai and Abu Dhabi properties only
- One payment holiday every year
- Salary transfer not required
- Quick approval
- Maximum finance provided depends on your financial status
- Only UAE Nationals are eligible
- Minimum salary of AED 10000 is required
- Home Finance is provided at a fixed interest rate of 2.2%
- Home Finance is provided on a reducing interest rate of 3.99%
- Salary transfer is not required
- Both life insurance and property insurance is compulsory
- 1% of the total loan amount is charged as processing fees
- The loan is provided for a maximum tenure of 25 years
- 20% of the property value should be paid as the down payment
- 2% of outstanding loan amount is charged on early settlement
- Provides high finance amount
- Customised solutions are provided to the customers
- Hassle free documentation
- Quick approval
- Salary transfer is not required
Frequently Asked Questions
⭐ Do you provide loans for anywhere in UAE?
A. Abu Dhabi Finance provides a loan to properties in Dubai and Abu Dhabi only.
⭐ Can I transfer my existing mortgage to Abu Dhabi finance?
A. Yes, Abu Dhabi finance provides mortgage transfer facility.
⭐ What is the minimum finance amount provided?
A. A minimum finance of AED 2,50,000 is provided.
⭐ Do I get a loan for second-hand properties?
A. Yes, you get a loan for purchasing second-hand properties.
⭐ What is the down payment to be paid for old constructions?
A. Abu Dhabi Finance provides 65% of the property value for old constructions. So you need to pay 35% of the property value for down payment.
⭐ Do I get a loan for off plan properties?
A. Yes, Abu Dhabi finance provides loan for purchasing off plan properties.
⭐ What is the down payment to be paid for off plan properties?
A. Abu Dhabi Finance provides 50% of the property value for old constructions. So you need to pay 50% of the property value for down payment.
⭐ Is partial settlement available?
A. Yes, but you need to inform the authorities earlier, regarding the partial settlement payment.
⭐ Is salary transfer mandatory?
A. No, Abu Dhabi Finance is not a bank, so the salary transfer is not required.
⭐ Does Abu Dhabi finance follow commercial banking principles?
A. Yes, Abu Dhabi Finance works with commercial banking principles.
⭐ What are the other home loans available?
A. You can check otherhome loan Dubaihere.
Abu Dhabi Finance was established in the year 2008 and is currently a large company that provides mortgage loans and provides both, individuals and businesses, with the most relevant real estate financial solutions.
ADF was founded as a public joint stock company between Mubadala Development Company pjsc., Aldar Properties pjsc and ADCB and expanded to Dubai in 2013.
Abu Dhabi Finance believes in the following values:
- Expertise - based on breadth and depth of experience
- Transparent products and services
- Trustworthy Advice throughout the real estate investment journey
Get in touch with Abu Dhabi Finance Customer Care