Last Updated on 23 April 2020

Credit Bureau Consent, Welcome Offer & General Terms & Conditions

I hereby acknowledge and agree to allow Citibank to share my details with any UAE credit bureau and make enquiries about me with any UAE credit bureau at its sole and absolute discretion. I agree to the Terms and Conditions listed below. Citibank Terms and Conditions apply, are subject to change without prior notice and are available upon request. For the current Terms and Conditions, please visit our website www.citibank.ae. All offers are made available on a best-effort basis and at the sole discretion of Citibank, N.A. Citibank, N.A. makes no warranties and assumes no liability or responsibility with respect to the products and services provided by partners/other entities. By inquiring about our services, offers or products, you will be authorizing our representatives to approach you on your contact details including your telephone/mobile number for any product or service offered by Citibank. The applicant agrees to be bound by Citibank’s General Terms and Conditions available on the website www.citibank.ae. The applicant hereby represents and warrants that the information provided herein is true, accurate, and complete and that he/she agrees to remain responsible for and to indemnify Citibank, N.A. from and against any losses, claims and/or liabilities incurred by Citibank NA as a result of having relied on such information. Citibank, N.A. is not required to verify the information provided by the applicant and neither is the bank obliged to provide the applicant with any loans or credit facilities based on the provided information. The products and services mentioned on this website are not offered to individuals resident in the European Union, European Economic Area, Switzerland, Guernsey, Jersey, Monaco, San Marino, Vatican, The Isle of Man or the UK. This page is not, and should not be construed as, an offer, invitation or solicitation to buy or sell any of the products and services mentioned herein to such individuals.

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ADCB Etihad Guest Above Gold Card

ADCB Bank

WarningMessage This product is discontinued by the Bank

Etihad Guest Above Gold Card

ADCB Etihad Guest Above Gold Card
Interest Rate

3.33%

Minimum Salary

AED 5K

Fx Rate

2.85%

Annual Fee

AED 0

Balance Transfer

Yes

Cashback

No

ADCB Etihad Guest Above Gold Card
interest rate

3.33%

Interest Rate

min salary

AED 5K

Minimum Salary

fx rate

2.85%

Fx Rate

annual fee

AED 0

Annual Fee

bal transfer

Yes

Balance Transfer

cashback

No

Cashback

Features

  • You can use your Etihad Guest Above Credit for convenient utility bill payment effortlessly. You can also avail online banking or through mobile banking anytime to pay your bills.
  • Transfer your outstanding balance to your ADCB Etihad Above Gold Credit card at very low interest rates.
  • You can split your everyday transactions made on this card and pay in easy instalments of 6,9,12,18 or 24 months.
  • Can also avail credit card loan by simple calling any near by branch and receive a cheque at your doorstep. You can also pay the amount in Instalments of 6,9,12,18 or 24 months.
  • Receive credit shield, by paying a nominal fee against any risk or death up to AED 100,000
  • You can subscribe to a life insurance plan that covers natural death, accidental death and disability.
  • You require a minimum salary of AED 5000 to be eligible for this card.
  • You can avail 25 days of interest free period and minimum payment of 5% or 100 AED which ever is higher.
  • Transfer your outstanding balance to your ADCB Etihad above Gold Credit Card at very low interest rates.

Main Benefits

  • You can receive rewards on your everyday expenses with your ADCB Etihad Guest Above Gold Credit card and earn Etihad Guest miles.
  • There is no annual fee for this card.
  • Get exclusive benefits at two largest theme parks in Abu Dhabi, and those are Ferrari World and Yas Waterworld.
  • You can earn 0.75 guest mile for every USD 1 spent on your card
  • Purchases in the category of shopping, Government services, utilities and education can earn up to 0.33 guest miles for every USD 1 spent on this card.

Frequently Asked Questions

⭐ Can the cardholder avail any cash advance?

A. The cardholder can obtain cash advance subject to the credit limit, which should be acceptable to the bank..

⭐ Is the credit limit assigned to supplementary card holder inclusive of the limit of the primary card holder?

A. Yes.The credit limit will be the same and inclusive of both.

⭐ Will the Bank help during any fraudulent transactions happened over my card?

A. The Cardholder will completely be responsible for any transaction happened over his card, and will be fully liable for the payment.

⭐ Are there any membership fees to enroll in the guest rewards program?

A. No there is no membership fees for this program.

⭐ What is the Etihad Guest Miles Program?

A. Etihad Guest is the rewards programme specially designed by Etihad Airways for its loyal frequent flying members. Etihad Guest is also the exclusive rewards programme on your Etihad Guest Above Credit Card, and you earn Etihad Guest Miles on all your retail purchases made on your Etihad Guest Above Credit Card

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