Eligibility for ADCB
ADCB Credit Cards in UAE
Last Updated on 10-10-2019
Check Eligibility for ADCB Credit Card
|ADCB Credit Card Details|
|Minimum Salary||AED 5000 - AED 40,000|
|Annual Fees||AED 0 - AED 2625|
|ADCB Credit Card Offers||
|Top ADCB Credit Cards||ADCB Touchpoints Infinite Credit Card
ADCB Lulu Platinum Credit Card
ADCB Touchpoints Platinum Credit Card
ADCB Traveller Credit Card
Features of ADCB Credit Card
- High discounts on travel bookings
- Get discounts on careem rides and movie tickets
- Get ADCB TouchPoints on every AED spent using the card
- Get rewards on purchases made at Lulu Hypermarket
- Annual fee ranges from AED 0 - AED 2.6K
- Can set card spending limit using ADCB mobile app
- Interest rate of 3.25% is charged
- Foreign currency transactions will be charged from 0% - 2.99%
Eligibility Criteria of ADCB Credit Card
- Minimum salary range from AED 8K-40K depending on the type of card.
- Minimum age of 21 years is required
- Both UAE Nationals and Expats are eligible
Documents Required of ADCB Credit Card
- Salary Certificate/Salary transfer letter (Salaried individuals)
- Emirates ID
- UAE Residence Visa(For Expats)
- 3-6 months bank statements
- Address Proofs(Utility bills)
- Passport (Expats)
- Trade licence(Self employed individuals)
ADCB Credit Card Interest rates
12 ADCB Bank Credit Cards
ADCB Credit Card Benefits
- Purchase protection and travel insurance are provided
- Exclusive credit cards for self employed individuals in UAE
- 1% cashback on using ADCB Business Card
- Complimentary access to golf clubs
- Offers on Mastercard Buy 1 Get 1 free app
- Can get up to 15000 touchpoints as monthly bonus
- Can get up to 1.5 touchpoints on every 1 AED spent using Touchpoints cards
- Can earn up to 3 Etihad guest miles on Etihad Guest Above cards
- On using Lulu cards, can earn up to 5 Lulu points on every 1 AED spent
- Get 20% off on flight and hotel bookings made through Cleartrip
- Complimentary access to more than 850 airport lounges worldwide
- Can get airport transfers as complimentary
- Can avail upgrade vouchers that will upgrade your flight tickets to a higher class
- Get complimentary night stays on bookings made at Hotels.com using ADCB Traveler Card
- Can get up to 12% OFF on hotel bookings made at agoda.com using Touchpoints cards
- Several places like French Bakery, Al Andalus Restaurant, Al Faya Restaurant, Arabesk Restaurant and more than 1000+ dining places offer 10% - 50% discount on the usage of ADCB Card in UAE
- Can get free food items on your regular puchases at KFC, Hardees, Pizza Hut, etc.
- Can avail Buy 1 - Get 1 Free offers at several food outlets on Mastercard Buy 1 - Get 1 free app
- Can avail 0% Installment plan on jewellery purchases made at JoyAlukkas, GRT, Damas, Kalyan Jewellers, and other 15+ jewellers using ADCB Card
- Can gain ADCB TouchPoints for every AED spent on jewellery purchase using the card in UAE
- Can convert payments to 0% EPP at Amazon.ae, Awok.ae, Angels, Carrefour, Homecentre, etc.
- Can get 10%-15% off at German Experts Car Maintenance, Classic Furniture and several other outlets
- Can convert payments above AED 500 at Yas waterworld and ferrari world to 0% EPP
Entertainment and leisure
- Can avail Buy 1 - Get 1 free offer on movie tickets
- 20% discount on movie tickets at Roxy Cinemas, UAE on using ADCB Card. This is valid until Sept 30, 2020
- Avail 10-15% discounts on entry tickets, merchandise, food and beverages and much more benefits at Ferrari World Abu Dhabi. Offer lasts till 19th December 2023
- At Yas Waterworld and Ferrari World, get 15% off entry tickets and discounts on food, merchandise, etc.
- Get access to all the airport lounges globally using ADCB TouchPoints Infinite Card
- Get 15% discount at Warner Bros World on using the card to purchase the tickets
Frequently Asked Questions
Q. What is the purpose of touchpoints?
A. You get touch points each time you use your card and redeem those at supermarkets, fuel stations, dining, travel purchases etc.
Q. Can I transfer my touch points to someone else?
A. No. You can’t transfer your touch points to anyone.
Q. Can I avail airport lounge benefits anywhere?
A. Yes. You can get access to airport lounges globally.
Q. Are there any specific cards for business purpose?
A. Yes, Particularly for business purpose ADCB has designed Business Credit card.
Q. What are the traveling benefits provided?
A. You can get many benefits right from the discounts on tickets, hotel bookings to lounge access and much more.
Q. What are the benefits I can get from LuLu Credit card?
A.LuLu Credit cardis specially meant for LuLu shoppers and get LuLu Points each time you use it LuLu Hypermarket, Al Falah stores, and Emirates general stores.
Q. Are there any processing charges on using the card outside UAE?
A. No, 0% processing fees on using the card outside UAE.
Q. What is the minimum purchase to be made to avail movie ticket discounts?
A. There is no minimum purchase required to avail discounts on movie tickets.
Q. Can supplementary cardholders avail airport lounge benefits?
A. Yes. Supplementary cardholders are eligible to get complimentary access to airport lounges.
Q. What are the offers provided on ADCB credit card?
A. Check here for the list of ADCB credit card offers
Q. What are the annual fees charged?
A. There are primary credit cards that are provided on zero annual fees, while on some the minimum annual fees charged is AED 208. On the supplementary cards, annual fees of AED 103.95 is charged.
Q. How do I contact ADCB?
A. You can contact ADCB through various ways. VisitADCB Customer Care for details.
Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:
- UAE-centric approach with controlled internationalization
- Sustainability through growth of liabilities
- Culture of efficiency and service excellence
- Follow a pre-defined risk strategy
- Focuses on staff
ADCB offers three categories of services:
- Privilege Club
The services and charges vary depending on the category in which you choose to bank with them.
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