ADCB Credit Cards in UAE
Last Updated on 10-10-2019
| ADCB Credit Card Details | |
|---|---|
| Minimum Salary | AED 5000 - AED 40,000 |
| Annual Fees | AED 0 - AED 2625 |
| Cashback | Yes |
| Balance Transfer | Yes |
| Interest rate | 3.25% |
| ADCB Credit Card Offers |
|
| Top ADCB Credit Cards | ADCB Touchpoints Infinite Credit Card ADCB Lulu Platinum Credit Card ADCB Touchpoints Platinum Credit Card ADCB Traveller Credit Card |
Features of ADCB Credit Card
- High discounts on travel bookings
- Get discounts on careem rides and movie tickets
- Get ADCB TouchPoints on every AED spent using the card
- Get rewards on purchases made at Lulu Hypermarket
- Annual fee ranges from AED 0 - AED 2.6K
- Can set card spending limit using ADCB mobile app
- Interest rate of 3.25% is charged
- Foreign currency transactions will be charged from 0% - 2.99%
Eligibility Criteria of ADCB Credit Card
- Minimum salary range from AED 8K-40K depending on the type of card.
- Minimum age of 21 years is required
- Both UAE Nationals and Expats are eligible
Documents Required of ADCB Credit Card
- Salary Certificate/Salary transfer letter (Salaried individuals)
- Emirates ID
- UAE Residence Visa(For Expats)
- 3-6 months bank statements
- Address Proofs(Utility bills)
- Passport (Expats)
- Trade licence(Self employed individuals)
ADCB Credit Card Interest rates
12 ADCB Bank Credit Cards
Islamic Classic Card
Overview
- Can earn 0.5 touchpoints on every AED spent using the card
- Can avail fast pay option and pay credit card bill at ease
- Provides Takaful Credit Shield at nominal rates
- Provides supplementary cards
- Can get a cash advance on the credit limit provided
- This card is not available for new customers. Existing cardholders can avail the benefits
Etihad Guest Above Gold Card
Overview
- Earn guest miles on every spending made using the card
- Provides credit shield on nominal rates
- Provides life insurance to the cardholder
- No annual fees are charged
- Can get up to 15% OFF at Yas Waterworld, Ferrari World, and Warner Bros
- Can avail balance transfer facility at low rates
- Can convert regular payments to Easy Installment Plan
- Provides interest-free days for 55 days
Lulu Titanium Card
Overview
- Can get 3.5 Lulu points on every AED spent at lulu hypermarket
- Can get 1 Lulu points on every AED spent anywhere
- Can redeem Lulu points at Lulu hypermarket
- AED 50 voucher is provided on getting 5000 lulu points
- Free access to selected airport lounges can be availed
- Guests accompanied to the airport lounges will be charged AED 32
- Can avail Buy 1 - Get 1 free offer at selected restaurants, spas, etc.
- Can get a cash loan for low-interest rates
- Can convert payments to easy payment plan on no interest charged
TouchPoints Titanium Credit Card with MyChoice*
Overview
- No annual fees are charged life long
- Free movie tickets can be availed at VOX cinemas
- Can get up to 2
- Can pay school fees using easy payment plan on 0% interest rate
- Can get bonus touchpoints of 5000 on spending AED 5000 using the card in a month
- Touchpoints can be redeemed for shopping, lifestyle benefits, skywards miles, Etihad Guest miles, etc.
- Can get up to 25% off on dining at selected restaurants
- Can avail Buy 1 - Get 1 free offer at selected restaurants, spas, etc.
- Can get unlimited free access to airport lounges
- Can get up to 20% off on careem rides
- Can avail the auto-payment facility to pay bills
Islamic Gold Card
Overview
- Can earn 0.75 touchpoints on every AED spent using the card
- Can avail fast pay option and pay credit card bill at ease
- Provides Takaful Credit Shield at nominal rates
- Provides supplementary cards
- Can get a cash advance on the credit limit provided
- This card is not available for new customers. Existing cardholders can avail the benefits
Islamic Platinum Card
Overview
- Can earn 1 touchpoint on every AED spent using the card
- Can avail fast pay option and pay credit card bill at ease
- Provides Takaful Credit Shield at nominal rates
- Provides supplementary cards
- Can get a cash advance on the credit limit provided
- Can get free access to airport lounges
- This card is not available for new customers. Existing cardholders can avail the benefits
LuLu Platinum Card
Overview
- Can get 5 Lulu points on every AED spent at lulu hypermarket
- Can get 1.25 Lulu points on every AED spent anywhere
- Can redeem Lulu points at Lulu hypermarket
- AED 50 voucher is provided on getting 5000 lulu points
- 3 free access to selected airport lounges can be availed
- Guests accompanied to the airport lounges will be charged AED 27
- Can avail Buy 1 - Get 1 free offer at selected restaurants, spas, etc.
- Can get a cash loan for low-interest rates
- Can convert payments to easy payment plan on no interest charged
TouchPoints Platinum Credit Card with MyChoice*
Overview
- No annual fees are charged in the first year
- Free movie tickets can be availed at VOX cinemas
- Can get up to 4 movie tickets for free per month
- Can pay school fees using easy payment plan on a 0% interest rate
- 1 Touchpoint per 1 AED spent using the card
- Can get bonus touchpoints of 10000 on spending AED 10,000 using the card in a month
- Touchpoints can be redeemed for shopping, lifestyle benefits, skywards miles, Etihad Guest miles, etc.
- 18 touchpoint = 1 Skywards Mile and 14 touchpoints = 1 Etihad Guest Mile
- Can get up to 25% off on dining at selected restaurants
- Can avail Buy 1 - Get 1 free offer at selected restaurants, spas, etc.
- Can get free access to golf clubs on spending minimum AED 5000(pm)
- Can get unlimited free access to airport lounges
- Can avail the auto-payment facility to pay bills
Etihad Guest Above Platinum Card
Overview
- Earn 25,000 Etihad Guest Miles as a welcome bonus
- Can get 10,000 Etihad Guest Miles on the anniversary of your card
- Earn guest miles on every spending made using the card
- Provides credit shield on nominal rates
- Provides life insurance to the cardholder
- No annual fees are charged
- Can get up to 15% OFF at Yas Waterworld, Ferrari World, and Warner Bros
- Can avail balance transfer facility at low rates
- Can convert regular payments to Easy Installment Plan
- Provides interest-free days for 55 days
Traveller Credit Card
Overview
- Can get 20% off at cleartrip.ae
- Can get 20% off hotels.com
- Unlimited access to airport lounges is provided
- No interest rates are charged on international transactions made
- Can get up to 6 free hotel night stays vouchers
- High discounts at Starwood Hotels and Resorts
- Free travel insurance
- Free access to golf clubs
- Can avail Buy 1 - Get 1 free offer at entertainment and leisure
- Can get 2 touchpoints on every 1 AED spent
Touchpoints Infinite Card
Overview
- Excellency customers can get a discount on the annual fees
- Free gift voucher from hotels.com is provided
- Can get free movie tickets, beverages, etc.
- Can get up to 4 movie tickets for free per month
- Can pay school fees using easy payment plan on a 0% interest rate
- Earn 1.5 Touchpoints per 1 AED spent using the card
- Can get bonus touchpoints of 15000 on spending AED 15,000 using the card in a month
- Touchpoints can be redeemed for shopping, lifestyle benefits, skywards miles, Etihad Guest miles, etc.
- Can avail Buy 1 - Get 1 free offer at selected restaurants, spas, etc.
- Can get free access to golf clubs on spending minimum AED 5000(pm)
- Can get unlimited free access to airport lounges
- Can avail the auto-payment facility to pay bills
Etihad Guest Above Infinite Card
Overview
- Earn 50,000 Etihad Guest Miles as a welcome bonus
- Can get 25,000 Etihad Guest Miles on the anniversary of your card
- Earn up to 3 guest miles on every 1 USD spent using the card
- Provides credit shield on nominal rates
- Provides life insurance to the cardholder
- No annual fees are charged
- Can get up to 15% OFF at Yas Waterworld, Ferrari World, and Warner Bros
- Can avail balance transfer facility at low rates
- Can convert regular payments to Easy Installment Plan
- Provides interest-free days for 55 days
ADCB Credit Card Benefits
- Purchase protection and travel insurance are provided
- Exclusive credit cards for self employed individuals in UAE
- 1% cashback on using ADCB Business Card
- Complimentary access to golf clubs
- Offers on Mastercard Buy 1 Get 1 free app
- Can get up to 15000 touchpoints as monthly bonus
- Can get up to 1.5 touchpoints on every 1 AED spent using Touchpoints cards
- Can earn up to 3 Etihad guest miles on Etihad Guest Above cards
- On using Lulu cards, can earn up to 5 Lulu points on every 1 AED spent
Travel
- Get 20% off on flight and hotel bookings made through Cleartrip
- Complimentary access to more than 850 airport lounges worldwide
- Can get airport transfers as complimentary
- Can avail upgrade vouchers that will upgrade your flight tickets to a higher class
- Get complimentary night stays on bookings made at Hotels.com using ADCB Traveler Card
- Can get up to 12% OFF on hotel bookings made at agoda.com using Touchpoints cards
Dining
- Several places like French Bakery, Al Andalus Restaurant, Al Faya Restaurant, Arabesk Restaurant and more than 1000+ dining places offer 10% - 50% discount on the usage of ADCB Card in UAE
- Can get free food items on your regular puchases at KFC, Hardees, Pizza Hut, etc.
- Can avail Buy 1 - Get 1 Free offers at several food outlets on Mastercard Buy 1 - Get 1 free app
Jewellery
- Can avail 0% Installment plan on jewellery purchases made at JoyAlukkas, GRT, Damas, Kalyan Jewellers, and other 15+ jewellers using ADCB Card
- Can gain ADCB TouchPoints for every AED spent on jewellery purchase using the card in UAE
Shopping
- Can convert payments to 0% EPP at Amazon.ae, Awok.ae, Angels, Carrefour, Homecentre, etc.
- Can get 10%-15% off at German Experts Car Maintenance, Classic Furniture and several other outlets
- Can convert payments above AED 500 at Yas waterworld and ferrari world to 0% EPP
Entertainment and leisure
- Can avail Buy 1 - Get 1 free offer on movie tickets
- 20% discount on movie tickets at Roxy Cinemas, UAE on using ADCB Card. This is valid until Sept 30, 2020
- Avail 10-15% discounts on entry tickets, merchandise, food and beverages and much more benefits at Ferrari World Abu Dhabi. Offer lasts till 19th December 2023
- At Yas Waterworld and Ferrari World, get 15% off entry tickets and discounts on food, merchandise, etc.
- Get access to all the airport lounges globally using ADCB TouchPoints Infinite Card
- Get 15% discount at Warner Bros World on using the card to purchase the tickets
Frequently Asked Questions
Q. What is the purpose of touchpoints?
A. You get touch points each time you use your card and redeem those at supermarkets, fuel stations, dining, travel purchases etc.
Q. Can I transfer my touch points to someone else?
A. No. You can’t transfer your touch points to anyone.
Q. Can I avail airport lounge benefits anywhere?
A. Yes. You can get access to airport lounges globally.
Q. Are there any specific cards for business purpose?
A. Yes, Particularly for business purpose ADCB has designed Business Credit card.
Q. What are the traveling benefits provided?
A. You can get many benefits right from the discounts on tickets, hotel bookings to lounge access and much more.
Q. What are the benefits I can get from LuLu Credit card?
A.LuLu Credit cardis specially meant for LuLu shoppers and get LuLu Points each time you use it LuLu Hypermarket, Al Falah stores, and Emirates general stores.
Q. Are there any processing charges on using the card outside UAE?
A. No, 0% processing fees on using the card outside UAE.
Q. What is the minimum purchase to be made to avail movie ticket discounts?
A. There is no minimum purchase required to avail discounts on movie tickets.
Q. Can supplementary cardholders avail airport lounge benefits?
A. Yes. Supplementary cardholders are eligible to get complimentary access to airport lounges.
Q. What are the offers provided on ADCB credit card?
A. Check here for the list of ADCB credit card offers
Q. What are the annual fees charged?
A. There are primary credit cards that are provided on zero annual fees, while on some the minimum annual fees charged is AED 208. On the supplementary cards, annual fees of AED 103.95 is charged.
Q. How do I contact ADCB?
A. You can contact ADCB through various ways. VisitADCB Customer Care for details.
About ADCB
Abu Dhabi Commercial Bank (ADCB), features in the Forbes list of top 1000 biggest public companies. It provides retail, commercial, Islamic banking and other financial services to people. Founded in 1985 and headquartered in Abu Dhabi, UAE, the bank operates on five strategic pillars:
- UAE-centric approach with controlled internationalization
- Sustainability through growth of liabilities
- Culture of efficiency and service excellence
- Follow a pre-defined risk strategy
- Focuses on staff
ADCB offers three categories of services:
- Aspire
- Privilege Club
- Excellency
The services and charges vary depending on the category in which you choose to bank with them.
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